WYVI
ActiveThe computed 12-month bankruptcy probability of WYVI is 1.8% (moderate). The 2024 annual accounts show negative equity (€-21k) and a net result of €-67k. Equity is growing by ~60.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 18939 sector peers (fiscal year 2024). The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
26
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-45
Solvency16▼-30
Growth52=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.88 against 1.33 in 2023; short-term debt: 93.8% and cash: 17.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-9.1%
Return on assets
-29.8%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-21k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-09-2025, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d late
2023
64 d late
2022
59 d late
2021
61 d late
2020
54 d late
2019
123 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-21k
2023 · €47k
2018: €-100k
2019: €-67k
2020: €-66k
2021: €5k
2022: €42k
2023: €47k
2018 → 2024
Total assets
€227k▼ 0.4%
2023 · €228k
2018: €199k
2019: €181k
2020: €139k
2021: €157k
2022: €235k
2023: €228k
2018 → 2024
Net result
€-67k
2023 · €5k
2018: €34k
2019: €33k
2020: €787
2021: €71k
2022: €37k
2023: €5k
2018 → 2024
Working capital
€-26k
2023 · €44k
2018: €21k
2019: €42k
2020: €46k
2021: €77k
2022: €71k
2023: €44k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-66k-€5k€42k▲ 810%€47k▲ 11.4%€-21k
Operating result€6k-€96k▲ 1,501%€50k▼ 47.9%€24k▼ 53.1%€-65k
Net result€787-€71k▲ 8,904%€37k▼ 47.2%€5k▼ 87.2%€-67k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €65k after €24k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €227k
Fixed assets
€40k▼ 22.3%
Current assets
€187k▲ 6.0%
Key figures and ratios
EBITDA
€-51k▼
2023 · €38k
Cash flow
€-53k▼
2023 · €19k
Solvency
-9.1%▼
2023 · 20.6%
Current ratio
0.88▼
2023 · 1.33
Quick ratio
0.88▼
2023 · 1.33
Debt / equity
-12.00▼
2023 · 3.86
ROA
-29.8%▼
2023 · 2.1%
Interest coverage
-27.68▼
2023 · 2.87
Debt
€247k▲
2023 · €181k
Debt ≤ 1 year
€213k▲
2023 · €132k
Debt > 1 year
€30k▼
2023 · €34k
Income taxes
€262▼
2023 · €6k
Staff costs
€73k▼
2023 · €114k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€228k€227k▼
Fixed assets21/28€52k€40k▼
Tangible fixed assets22/27€52k€40k▼
Plant, machinery and equipment23€23k€20k▼
Furniture and vehicles24€29k€20k▼
Current assets29/58€176k€187k▲
Amounts receivable after more than one year29€6k€6k=
Other amounts receivable291€6k€6k=
Amounts receivable within one year40/41€129k€140k▲
Trade receivables40€65k€74k▲
Other amounts receivable41€65k€66k▲
Cash at bank and in hand54/58€40k€39k▼
Deferred charges and accrued income490/1€704€1k▲
Equity and liabilities
Total equity and liabilities10/49€228k€227k▼
Equity10/15€47k€-21k▼
Contributions10/11€31k€31k=
Reserves13€15k€15k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€0-
Other1319€3k€3k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€781€-67k▼
Amounts payable17/49€181k€247k▲
Amounts payable after more than one year17€34k€30k▼
Financial debts170/4€9k€5k▼
Other amounts payable178/9€25k€25k=
Amounts payable within one year42/48€132k€213k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€85k€179k▲
Suppliers440/4€85k€179k▲
Taxes, remuneration and social security45€44k€30k▼
Taxes450/3€33k€23k▼
Remuneration and social security454/9€10k€7k▼
Other amounts payable47/48€120€0▼
Accrued charges and deferred income492/3€15k€5k▼
Income statement
Code20232024
Non-recurring operating income76A€0€13k▲
Remuneration, social security and pensions62€114k€73k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€153k€25k▼
Operating profit (loss)9901€24k€-65k▼
Financial income75/76B€37€1▼
Recurring financial income75€37€1▼
Financial charges65/66B€13k€2k▼
Recurring financial charges65€13k€2k▼
Profit (loss) for the period before taxes9903€10k€-67k▼
Income taxes67/77€6k€262▼
Profit (loss) for the period9904€5k€-67k▼
Profit (loss) for the period to be appropriated9905€5k€-67k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-67k▼
Profit (loss) brought forward from the previous period14P€983€781▼
Transfer to equity691/2€5k€0▼
To other reserves6921€5k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 35 days late
2024
31-12
Financial
Weakest financial yearnet €-67k ▼1507%
Net result drops to €-67k, the lowest in the series.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 59 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
31-12
Financial
Highest result since 2018net €71k ▲8904%
Operating result €96k, net result €71k, both a record.
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
2020
01-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 123 days late
26-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 300 days late
2018
15-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 46 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
2016
15-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-09-2025
Resigned as Director
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bassevillestraat 818434 MiddelkerkeGround area
6.0 ha
Building footprint
533 m²
Volume, LiDAR
2,243 m³
Parcel 35009B0090/00C000, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RESTO 19
since 20132.221.092.736
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35009B0090/00C000 | Flanders | 6.0 ha | 1 · 533 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMiddelkerke2.221.092.736
Similar companies · same sector, comparable size
RB & CO
BE 0897.574.256
Elsene · Eq €47k
Café Thalia
BE 1022.632.693
Kinrooi · Eq €47k
WET.BE
BE 0627.848.435
Brussel · Eq €47k
DE TUMKENS
BE 0791.855.738
Aarschot · Eq €47k
EVIN
BE 0456.707.474
Schaarbeek · Eq €47k
Of 14,025 companies in sector 56301 we hold annual accounts for 4,894. 4,076 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-09-1984
Fiscal year end31-12
Activities, NACEBEL
55220
55301
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
52113
55300Accommodation
55401
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.