T.I.P.

Active

Private limited company (pre-2019)founded 199531 yrs activeRijfstraat 2, 2018 Antwerpen, BelgiumKBO/BCE: BE 0454.554.470

The file of T.I.P. contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.

Summary

For T.I.P., at least two filing cycles of the annual accounts are missing. The computed 12-month bankruptcy probability is 5.9% (elevated). The 2023 annual accounts show negative equity (-€125,860) and a net result of -€46,094. Equity is shrinking by ~80.1% per year across the filed fiscal years. Its solvency ranks better than 7% of 8977 sector peers (fiscal year 2023).

Risk analysisWatch Report Compare

T.I.P.Active

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46480NACE 51474

1 site

Size

€944,464total assets 2023

Equity: -€125,860
Loss: -€46,094

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 5.9%

2023 figures too old to score

Structure

Accounts 430 d overdue0 of 2 deeds read

Signals- Figures for FY 2023 (filed 15-10-2024)- 2 financial years not filed after the legal deadline; latest accounts 68 days late; 3 of the last 3 late- Negative equity -€125,860- Two or more financial years not filed+ Size: total assets €944,464Prior bankruptcyFiled after the deadlineShow the evidence

Checked score

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: At least two filing cycles are missing

Financial strength, FY 2023 · tick = 2022

Weak

Solvency 12-4

equity -13.3% of total assets

Liquidity 56=

short-term debt 10.1% · cash 4.9%

Profitability 13+4

return on assets -4.9%

Bankruptcy probability, 12 months

5.9% Elevated

0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,865 companies)

Last 24 months 11-2024: 0.9% 12-2024: 0.9%● 0.0% vs 11-2024 01-2025: 0.9%▼ -0.7% vs 12-2024 02-2025: 0.9%▲ +1.5% vs 01-2025 03-2025: 0.9%▼ -1.4% vs 02-2025 04-2025: 0.8%▼ -0.2% vs 03-2025lowest value 05-2025: 0.9%▲ +8.6% vs 04-2025 06-2025: 0.9%▼ -6.4% vs 05-2025 07-2025: 1.0%▲ +14.1% vs 06-2025 08-2025: 1.3%▲ +27.6% vs 07-2025 09-2025: 1.5%▲ +17.4% vs 08-2025 11-2025: 2.0% 12-2025: 2.4%▲ +23.2% vs 11-2025 01-2026: 4.9%▲ +101% vs 12-2025 02-2026: 4.9%● 0.0% vs 01-2026 03-2026: 5.0%▲ +1.2% vs 02-2026 04-2026: 4.5%▼ -10.2% vs 03-2026 05-2026: 4.5%● 0.0% vs 04-2026 06-2026: 4.4%▼ -0.9% vs 05-2026 07-2026: 4.4%● 0.0% vs 06-2026 08-2026: 5.9%▲ +33.1% vs 07-2026highest value 09-2026: 5.9%● 0.0% vs 08-2026highest value 10-2026: 5.9%● 0.0% vs 09-2026highest value

Figures for FY 2023 (filed 15-10-2024) raises the probability
2 financial years not filed after the legal deadline; latest accounts 68 days late; 3 of the last 3 late raises the probability
Negative equity -€125,860 raises the probability
Size: total assets €944,464 lowers the probability for this profile

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2023 (filed 15-10-2024)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

2 financial years not filed after the legal deadline; latest accounts 68 days late; 3 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Negative equity -€125,860

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €944,464

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Prior bankruptcy

Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.

Belgian State Gazette

Two or more financial years not filed

Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 10 filings

Position against the passed deadline

31-12-2024 close31-07-2025 deadline04-10-2026 today

Filed after the deadline

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 07-10-2024, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

68 d late

2022

434 d late

2021

799 d late

2020

90 d late

2019

224 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 323 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

21-10-25 Bankruptcy reversalOndernemingsrechtbank Antwerpen, afdeling Antwerpen ·…
17-09-25 OpeningOndernemingsrechtbank Antwerpen, afdeling Antwerpen ·…
07-10-24 Annual accounts filedfiscal year 2023 · abbreviated…

Key points

Risk: Accounts not fileddeadline was 31-07-2025 430 d late View
Risk: Negative equityfiscal year 2023: debts exceed assets -€125,860 View
Risk: 4 loss-making years in a rowloss fiscal year 2023 -€46,094 View
Caution: Among the weakest 5% on equitysector median €476,298 · 8,979 companies -€125,860 View