DIANINE
ActiveDIANINE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €683k and a net result of €-1.06M. Equity is shrinking by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 64% of 7924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency93▼-7
Growth22=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 4.13 in 2024), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.6%
Return on assets
-91.3%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€1.1M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
50 d early
2023
14 d early
2022
12 d early
2021
18 d early
2020
3 d early
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€1.90M▼ 23.3%
2021 · €2.47M
2018: €13.20M
2019: €8.49M
2020: €1.78M
2021: €2.47M
2018 → 2022
EBIT margin
0.0%▼ 0.9pp
2021 · 0.9%
2018: 4.6%
2019: 4.0%
2020: -10.3%
2021: 0.9%
2018 → 2022
Net result
€-1.06M▼ 248%
2024 · €-306k
2018: €485k
2019: €284k
2020: €-249k
2021: €39k
2022: €15k
2023: €-299k
2024: €-306k
2018 → 2025
Working capital
€350k▼ 75.6%
2024 · €1.43M
2018: €2.08M
2019: €2.35M
2020: €2.04M
2021: €2.10M
2022: €2.13M
2023: €1.76M
2024: €1.43M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€2.47M-€1.90M▼ 23.3%
Equity€2.34M-€2.35M▲ 0.7%€2.05M▼ 12.7%€1.75M▼ 14.9%€683k▼ 60.9%
Operating result€23k-€-268€-282k▼ 105,098%€-292k▼ 3.3%€-1.06M▼ 262%
Net result€39k-€15k▼ 59.9%€-299k€-306k▼ 2.1%€-1.06M▼ 248%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1.06M in 2025 against €292k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.17M
Fixed assets
€361k▼ 6.8%
Current assets
€805k▼ 57.4%
Equity and liabilities €1.17M
Equity
€683k▼ 60.9%
Debt
€483k▼ 8.5%
The debt ratio rises from 23.2% to 41.4%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-1.03M▼
2024 · €-266k
Cash flow
€-1.04M▼
2024 · €-279k
Solvency
58.6%▼
2024 · 76.8%
Current ratio
1.77▼
2024 · 4.13
Quick ratio
1.77▲
2024 · 0.82
Debt / equity
0.71▲
2024 · 0.30
ROE
-155.9%▼
2024 · -17.5%
ROA
-91.3%▼
2024 · -13.4%
Interest coverage
-161.58▼
2024 · -32.69
Debt
€483k▼
2024 · €528k
Debt ≤ 1 year
€455k▼
2024 · €457k
Debt > 1 year
€27k▼
2024 · €63k
Income taxes
€3k▼
2024 · €6k
Staff costs
€14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.28M€1.17M▼
Fixed assets21/28€387k€361k▼
Tangible fixed assets22/27€387k€361k▼
Land and buildings22€366k€351k▼
Plant, machinery and equipment23€1k€856▼
Furniture and vehicles24€20k€9k▼
Current assets29/58€1.89M€805k▼
Stocks and contracts in progress3€1.51M-
Stocks30/36€1.51M-
Amounts receivable within one year40/41€320k€779k▲
Trade receivables40€290k€752k▲
Other amounts receivable41€30k€26k▼
Cash at bank and in hand54/58€56k€21k▼
Deferred charges and accrued income490/1€1k€5k▲
Equity and liabilities
Total equity and liabilities10/49€2.28M€1.17M▼
Equity10/15€1.75M€683k▼
Contributions10/11€887k€887k=
Reserves13€861k€861k=
Distributable reserves133€861k€861k=
Profit (loss) carried forward14-€-1.06M
Amounts payable17/49€528k€483k▼
Amounts payable after more than one year17€63k€27k▼
Financial debts170/4€63k€27k▼
Amounts payable within one year42/48€457k€455k▼
Current portion of amounts payable after more than one year42€34k€35k▲
Trade debts44€17k€67k▲
Suppliers440/4€17k€67k▲
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€11k€14k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€395k€338k▼
Accrued charges and deferred income492/3€8k-
Income statement
Code20242025
Non-recurring operating income76A€20k-
Remuneration, social security and pensions62-€14k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€26k▼
Other operating charges640/8€7k€7k▲
Gross operating margin9900€-259k€-1.01M▼
Operating profit (loss)9901€-292k€-1.06M▼
Financial income75/76B€127€1▼
Recurring financial income75€127€1▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€-300k€-1.06M▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€-306k€-1.06M▼
Profit (loss) for the period to be appropriated9905€-306k€-1.06M▼
Appropriation of the result
Profit (loss) to be appropriated9906€-306k€-1.06M▼
Transfer from equity791/2€306k-
Social balance
Average headcount (FTE)9087-0.5
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-1.06M
Net result drops to €-1.06M, the lowest in the series.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 14 days late
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoveniersstraat 302018 AntwerpenGround area
3,046 m²
Building footprint
2,904 m²
Volume, LiDAR
74,659 m³
Parcel 11808H1178/00S008, Flanders · tallest building 46.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
DIANINE
since 20042.136.412.033
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1178/00S008 | Flanders | 3,046 m² | 1 · 2,904 m² | 46.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Hoorbaar Solidaris
BE 0878.045.186
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ORNAMENTI
BE 0449.711.301
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Arhaan Jewels
BE 0639.944.830
Antwerpen · Eq €647k
JUWELEN VANPARRYS
BE 0839.921.119
Maldegem · Eq €721k
FINE EURO
BE 0832.158.941
Antwerpen · Eq €646k
Of 565 companies in sector 46480 we hold annual accounts for 352. 213 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2004
Fiscal year end31-12
Activities, NACEBEL
46480Wholesale trade
46861Wholesale of diamonds and other precious stones
46180Agents specialised in the wholesale of other particular products
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.