'T HOOFD
ActiveSummary
'T HOOFD has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €410,713. Equity is growing by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 69% of 9341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▼-3
Solvency80▼-20
Growth48=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90,000 at 30 days acceptable
Liquidity tight (current ratio 1.22; short-term debt: 45.3% and cash: 0% of total assets), and 45.3% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.7%
Return on assets
17.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
113 d early
2024
111 d early
2023
104 d early
2022
97 d early
2021
90 d early
2020
82 d early
2019
49 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 92 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#7 oldest company in Willebroek, Real estate sector#8 company by equity in Willebroek, Real estate sector#9 company by total assets in Willebroek, Real estate sector
Turnover
€488,415▲ 3.3%
2018 · €472,797
EBIT margin
89.3%▼ 1.2pp
2018 · 90.4%
Net result
€410,713▲ 11.4%
2024 · €368,552
Working capital
€228,990▼ 72.9%
2024 · €844,553
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€423,679▼ 2.8%€435,757▲ 2.9%€462,941▲ 6.2%€462,719=€512,929▲ 10.9%
Net result€354,664above the sector's middle half▼ 18.0%€326,468above the sector's middle half▼ 8.0%€356,108above the sector's middle half▲ 9.1%€368,552above the sector's middle half▲ 3.5%€410,713above the sector's middle half▲ 11.4%
EBIT margin
Equity€794,745within the sector's middle half▲ 80.6%€1.1mwithin the sector's middle half▲ 41.1%€1.5mabove the sector's middle half▲ 31.8%€1.8mabove the sector's middle half▲ 24.9%€1.3mabove the sector's middle half▼ 31.9%
Total assets€810,420within the sector's middle half▲ 6.0%€1.2mwithin the sector's middle half▲ 42.0%€1.5mwithin the sector's middle half▲ 29.0%€1.9mwithin the sector's middle half▲ 24.9%€2.3mwithin the sector's middle half▲ 23.9%
Debt€15,676▼ 95.2%€29,633▲ 89.0%€7,512▼ 74.7%€7,947▲ 5.8%€1.0m▲ 12,982%
Working capital€31,511within the sector's middle half€157,750within the sector's middle half▲ 401%€474,309within the sector's middle half▲ 201%€844,553above the sector's middle half▲ 78.1%€228,990within the sector's middle half▼ 72.9%
Solvency98.1%above the sector's middle half▲ 40.5pp97.4%above the sector's middle half▼ 0.6pp99.5%above the sector's middle half▲ 2.1pp99.6%above the sector's middle half▲ 0.1pp54.7%within the sector's middle half▼ 44.8pp
Current ratio3.01above the sector's middle half▲ 3.006.32above the sector's middle half▲ 3.3164.14above the sector's middle half▲ 57.821.22within the sector's middle half
Return on assets (ROA)43.8%above the sector's middle half▼ 12.8pp28.4%above the sector's middle half▼ 15.4pp24.0%above the sector's middle half▼ 4.4pp19.9%above the sector's middle half▼ 4.1pp17.9%above the sector's middle half▼ 2.0pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.3m
Fixed assets
€1.0m ▲ 2.6%
Current assets
€1.3m ▲ 48.8%
Equity and liabilities €2.3m
Equity
€1.3m ▼ 31.9%
Debt
€1.0m ▲ 12,982%
Debt's share of the balance-sheet total rises from 0.4% to 45.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€549,971▲
2024 · €498,594
Cash flow
€447,755▲
2024 · €404,427
Debt to equity
0.83▲
2024 · 0.00
ROE
32.7%▲
2024 · 20.0%
Interest coverage
3181.23▲
2024 · 1761.69
Debt ≤ 1 year
€1.0m▲
2024 · €7,947
Income taxes
€139,092▲
2024 · €124,373
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,287 | €29,303 | €36,344 | €35,874 | €37,042 | ▲ 3.3% |
| Other operating charges640/8 | €30,062 | €31,305 | €33,738 | €35,679 | €36,797 | ▲ 3.1% |
| Gross operating margin9900 | €476,029 | €496,365 | €533,024 | €534,272 | €586,768 | ▲ 9.8% |
| Operating profit (loss)9901 | €423,679 | €435,757 | €462,941 | €462,719 | €512,929 | ▲ 10.9% |
| Financial income75/76B | - | €619 | €15,326 | €30,489 | €37,049 | ▲ 21.5% |
| Recurring financial income75 | - | €619 | €15,326 | €30,489 | €37,049 | ▲ 21.5% |
| Financial charges65/66B | €572 | €48 | €244 | €283 | €173 | ▼ 38.9% |
| Recurring financial charges65 | €572 | €48 | €244 | €283 | €173 | ▼ 38.9% |
| Profit (loss) for the period before taxes9903 | €423,108 | €436,327 | €478,023 | €492,925 | €549,805 | ▲ 11.5% |
| Income taxes67/77 | €68,444 | €109,859 | €121,915 | €124,373 | €139,092 | ▲ 11.8% |
| Profit (loss) for the period9904 | €354,664 | €326,468 | €356,108 | €368,552 | €410,713 | ▲ 11.4% |
| Profit (loss) for the period to be appropriated9905 | €354,664 | €326,468 | €356,108 | €368,552 | €410,713 | ▲ 11.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €810,420 | €1.2m | €1.5m | €1.9m | €2.3m | ▲ 23.9% |
| Fixed assets21/28 | €763,234 | €963,463 | €1.0m | €1.0m | €1.0m | ▲ 2.6% |
| Tangible fixed assets22/27 | €763,234 | €963,463 | €1.0m | €1.0m | €1.0m | ▲ 2.6% |
| Land and buildings22 | €763,234 | €963,463 | €1.0m | €1.0m | €1.0m | ▲ 2.6% |
| Current assets29/58 | €47,187 | €187,383 | €481,821 | €852,500 | €1.3m | ▲ 48.8% |
| Amounts receivable within one year40/41 | €39,375 | €163,902 | €481,258 | €849,373 | €1.3m | ▲ 49.3% |
| Trade receivables40 | €29,606 | - | €33,237 | €34,585 | - | - |
| Other amounts receivable41 | €9,769 | €163,902 | €448,021 | €814,788 | €1.3m | ▲ 55.6% |
| Cash at bank and in hand54/58 | €7,812 | €23,481 | €563 | €3,126 | €555 | ▼ 82.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €810,420 | €1.2m | €1.5m | €1.9m | €2.3m | ▲ 23.9% |
| Equity10/15 | €794,745 | €1.1m | €1.5m | €1.8m | €1.3m | ▼ 31.9% |
| Contributions10/11 | €868,865 | €868,865 | €868,865 | €868,865 | €868,865 | = |
| Capital10 | €868,429 | €868,429 | €868,429 | €868,429 | €868,429 | = |
| Issued capital100 | €868,429 | €868,429 | €868,429 | €868,429 | €868,429 | = |
| Outside capital11 | €436 | €436 | €436 | €436 | €436 | = |
| Share premium1100/10 | €436 | €436 | €436 | €436 | €436 | = |
| Reserves13 | €31 | €12,647 | €30,452 | €48,880 | €69,415 | ▲ 42.0% |
| Non-distributable reserves130/1 | €7 | €12,622 | €30,428 | €48,855 | €69,391 | ▲ 42.0% |
| Legal reserve130 | €7 | €12,622 | €30,428 | €48,855 | €69,391 | ▲ 42.0% |
| Tax-exempt reserves132 | €22 | €22 | €22 | €22 | €22 | = |
| Distributable reserves133 | €2 | €2 | €2 | €2 | €2 | = |
| Profit (loss) carried forward14 | -€74,151 | €239,701 | €578,004 | €928,128 | €318,305 | ▼ 65.7% |
| Amounts payable17/49 | €15,676 | €29,633 | €7,512 | €7,947 | €1.0m | ▲ 12,982% |
| Amounts payable within one year42/48 | €15,676 | €29,633 | €7,512 | €7,947 | €1.0m | ▲ 12,982% |
| Trade debts44 | €15,676 | €29,633 | €7,512 | €7,947 | €39,642 | ▲ 399% |
| Suppliers440/4 | €15,676 | €29,633 | €7,512 | €7,947 | €39,642 | ▲ 399% |
| Other amounts payable47/48 | - | - | - | - | €1.0m | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €354,664 | €326,468 | €356,108 | €368,552 | €410,713 | ▲ 11.4% |
| + Depreciation and write-downs630 | €22,287 | €29,303 | €36,344 | €35,874 | €37,042 | ▲ 3.3% |
| Operating cash flow (approximation) | €376,951 | €355,771 | €392,452 | €404,427 | €447,755 | ▲ 10.7% |
| Investment in fixed assets (approximation) | - | -€229,532 | -€75,893 | -€34,183 | -€63,318 | ▼ 85.2% |
| Change in cash | - | €15,669 | -€22,918 | €2,563 | -€2,571 | ▼ 200% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity times 10current ratio 64.14
Current ratio from 6.32 to 64.14; short-term debt falls from €29,633 to €7,512.
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €326,468 ▼8%
Net result drops to €326,468, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 6.32
Current ratio from 3.01 to 6.32.
31-12
Financial
Equity above €1mEq €1.1m ▲41.1%
5 profitable years in a row build equity to €1.1m.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity times 310current ratio 3.01
Current ratio from 0.01 to 3.01; short-term debt falls from €324,165 to €15,676.
31-12
Financial
Equity above €500,000Eq €794,745 ▲80.6%
4 profitable years in a row build equity to €794,745.
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Show earlier events
2020
31-12
Financial
Highest result since 2018net €432,328 ▲5%
Net result €432,328, the highest in the series.
31-12
Financial
Equity above €200,000Eq €440,081 ▲5,577%
3 profitable years in a row build equity to €440,081.
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 17 acts read
About the unread acts
We know of 17 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
17 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 1994
Ground area
1,244 m²
Building footprint
684 m²
Volume, LiDAR
8,295 m³
Parcel 12342B0008/00K000, Flanders · tallest building 20.3 m, ±4 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Hoofd 1, 2830 Willebroek
since 19942.068.249.242
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12342B0008/00K000 | Flanders | 1,244 m² | 1 · 684 m² | 20.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 ownerChain of control
- KEPPEL SEGHERS BELGIUM
- 'T HOOFD
Highest known parent: KEPPEL SEGHERS BELGIUM. The sources do not say who stands above it.
Owners 1
-
100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 11,757 companies in sector 68310 we hold annual accounts for 6,914. 3,426 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded26-06-1990
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0441309913
Also
9925:BE0441309913
Registered
25-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.