IMMO HAPAWO
ActiveIMMO HAPAWO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.90M and a net result of €132k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 85% of 5491 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
26 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.90M▲ 7.5%
2024 · €1.76M
2019: €2.11M
2020: €2.24M
2021: €2.87M
2022: €2.99M
2023: €3.12M
2024: €1.76M
2019 → 2025
Net result
€132k▲ 4.1%
2024 · €127k
2019: €119k
2020: €131k
2021: €629k
2022: €118k
2023: €134k
2024: €127k
2019 → 2025
Total assets
€2.11M▼ 19.7%
2024 · €2.62M
2019: €2.23M
2020: €2.32M
2021: €3.14M
2022: €3.24M
2023: €3.40M
2024: €2.62M
2019 → 2025
Solvency
90.0%▲ 22.8pp
2024 · 67.2%
2019: 94.6%
2020: 96.4%
2021: 91.3%
2022: 92.3%
2023: 91.9%
2024: 67.2%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.87M-€2.99M▲ 4.1%€3.12M▲ 4.5%€1.76M▼ 43.5%€1.90M▲ 7.5%
Operating result€824k-€154k▼ 81.4%€153k▼ 0.7%€151k▼ 1.2%€166k▲ 9.9%
Net result€629k-€118k▼ 81.2%€134k▲ 13.1%€127k▼ 5.1%€132k▲ 4.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.11M
Fixed assets
€594k▼ 2.0%
Current assets
€1.51M▼ 25.0%
Equity and liabilities €2.11M
Equity
€1.90M▲ 7.5%
Debt
€211k▼ 75.4%
The debt ratio falls from 32.8% to 10.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
90.0%▲
2024 · 67.2%
ROE
7.0%▼
2024 · 7.2%
ROA
6.3%▲
2024 · 4.8%
Debt
€211k▼
2024 · €860k
Debt ≤ 1 year
€105k▼
2024 · €767k
Income taxes
€49k▼
2024 · €202k
Staff costs
€300k▼
2024 · €313k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.62M€2.11M▼
Fixed assets21/28€606k€594k▼
Tangible fixed assets22/27€606k€594k▼
Land and buildings22€606k€594k▼
Current assets29/58€2.02M€1.51M▼
Amounts receivable within one year40/41€1.22M€909k▼
Trade receivables40€398k€332k▼
Other amounts receivable41€819k€577k▼
Current investments50/53€284k€295k▲
Cash at bank and in hand54/58€503k€294k▼
Deferred charges and accrued income490/1€13k€14k▲
Equity and liabilities
Total equity and liabilities10/49€2.62M€2.11M▼
Equity10/15€1.76M€1.90M▲
Contributions10/11€250k€250k=
Capital10€250k€250k=
Issued capital100€250k€250k=
Reserves13€1.51M€1.65M▲
Non-distributable reserves130/1€76k€76k=
Legal reserve130€76k€76k=
Distributable reserves133€1.44M€1.57M▲
Amounts payable17/49€860k€211k▼
Amounts payable within one year42/48€767k€105k▼
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€44k€44k▼
Taxes450/3€19k€15k▼
Remuneration and social security454/9€26k€29k▲
Other amounts payable47/48€718k€56k▼
Accrued charges and deferred income492/3€93k€106k▲
Income statement
Code20242025
Remuneration, social security and pensions62€313k€300k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k=
Other operating charges640/8€27k€28k▲
Gross operating margin9900€502k€505k▲
Operating profit (loss)9901€151k€166k▲
Financial income75/76B€19k€16k▼
Recurring financial income75€19k€16k▼
Financial charges65/66B€993€528▼
Recurring financial charges65€993€528▼
Profit (loss) for the period before taxes9903€169k€181k▲
Transfer from deferred taxes780€160k-
Income taxes67/77€202k€49k▼
Profit (loss) for the period9904€127k€132k▲
Transfer from tax-exempt reserves789€480k-
Profit (loss) for the period to be appropriated9905€607k€132k▼
Appropriation of the result
Profit (loss) to be appropriated9906€607k€132k▼
Transfer to equity691/2€607k€132k▼
To other reserves6921€607k€132k▼
Social balance
Average headcount (FTE)90875.34.9▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Liquidity times 5current ratio 14.44
Current ratio from 2.63 to 14.44; short-term debt falls from €767k to €105k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Weakest financial yearnet €118k ▼81.2%
Net result drops to €118k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €629k ▲382%
Operating result €824k, net result €629k, both a record.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putsesteenweg 3792820 BonheidenGround area
1,838 m²
Building footprint
346 m²
Volume, LiDAR
2,250 m³
Parcel 12005A0119/00X006, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO HAPAWO
since 19902.049.284.851
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005A0119/00X006 | Flanders | 1,838 m² | 1 · 346 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 801 companies in sector 64999 we hold annual accounts for 482. 215 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-07-1990
Fiscal year end30-06
Activities, NACEBEL
64999Other financial services
68310Real estate agency activities
68311Real estate activities
70311
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
78100Employment placement agencies
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.