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Complete company report
Generated 19-08-2026
Active BE 0829.984.062Non-profit association

't Haverenhof

Haverenblok 99 ·1980 Zemst, Belgium· 15 yrs active
Sector: Activiteiten van paardensportclubs (93127)
Conclusion Checked

The computed 12-month bankruptcy probability of 't Haverenhof is < 0.1% (very low). The 2021 annual accounts show equity of €6k and a net result of €-15k. Its solvency ranks better than 95% of 250 sector peers (fiscal year 2021). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €6k
Net result €-15k
Better than sector 95%
Active 15 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health42Profitability0Solvency100Growth55Stability100
59 / 100

Mixed profile: strong on solvency, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 42
Profitability 0
Solvency 100
Growth 55
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Annual accounts: weaker financial profile +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2010, 15 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2021 · computed
42 / 100 Weak
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2021. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 20-07-2022 with the NBB · fiscal year 2021 · micro
€-20k€-10k€0€10k€20kRevenue 2020: €6k€6kOperating result 2020: €-8k€-8kNet result 2020: €21k€21kRevenue 2021: €16k€16kOperating result 2021: €-15k€-15kNet result 2021: €-15k€-15k20202021
RevenueOperating resultNet result
Sector comparison
Fiscal year 2021 · NACE 93 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 96.0% 24.7%
better than 95% of 250 sector peers
Net result €-15k €796
better than 20% of 251 sector peers
Equity €6k €23k
better than 36% of 252 sector peers
Gross operating margin €-15k €16k
better than 10% of 250 sector peers
Total assets €6k €112k
better than 6% of 250 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€16k
+165.9% 20-21
EBITDA
€-15k
-109.8% 20-21
Net profit
€-15k
- 20-21
Cash flow
€-15k
- 20-21
Total assets
€6k
-71.1% 20-21
Equity
€6k
-72.3% 20-21
Working capital
€5k
- 20-21
Income taxes
€13
-50.0% 20-21
Show 11 other metrics
Debt
€239
- 20-21
Debt ≤ 1y
€239
- 20-21
Current ratio
22.49
- 20-21
Quick ratio
22.49
- 20-21
Solvency
96.0%
-4.0% 20-21
Debt / equity
0.04
- 20-21
ROE
-260.5%
- 20-21
ROA
-250.1%
- 20-21
Net margin
-94.7%
- 20-21
EBITDA margin
-92.3%
+21.1% 20-21
Interest coverage
-365.44
- 20-21
Figures by fiscal year
Fiscal year2021
Depositmicro
Revenue€16k
EBITDA€-15k
Net profit€-15k
Cash flow€-15k
Staff costs-
Income taxes€13
Dividends-
Total assets€6k
Equity€6k
Debt€239
of which ≤ 1y€239
of which > 1y-
Working capital€5k
Employees (FTE)-
Ratios (computed)
2021
Current ratio22.49
Quick ratio22.49
Working capital ratio85.3%
Solvency96.0%
Debt / equity0.04
Long-term debt ratio-
Interest coverage-365.44
Gross margin-100.5%
Net margin-94.7%
ROA-250.1%
ROE-260.5%
EBITDA margin-92.3%
Days sales outstanding29d
Days payable outstanding3d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€6k
Fixed assets 21/28€643
Tangible fixed assets 22/27€643
Current assets 29/58€5k
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€214
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€6k
Equity 10/15€6k
Accumulated profits (losses) 14€6k
Amounts payable 17/49€239
Amounts payable within one year 42/48€239
Trade debts payable within one year 44€239
Income statement
Turnover 70€16k
Gross operating margin 9900€-15k
Operating result 9901€-15k
Financial charges 65€40
Result before taxes 9903€-15k
Income taxes 67/77€13
Net result for the period 9904€-15k
Result to be appropriated 9905€-15k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van paardensportclubs(93127)
Legal form Non-profit association(017)
Incorporation06-10-2010
StatusActive
Postal code1980
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23020A0042/00L000 Flanders 2.0 ha 1 · 454 m² 7.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
08-01-2024
State Gazette act Minor change
Statutes change
2022
20-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
01-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
08-01-2024 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: Statutes change
Technical details 
{
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-01-08",
    "filing_date": "2024-01-04",
    "act_kind_objet": "ALGEMENE VERGADERING, STATUTEN (VERTALING, COORDINATIE, OVERIGE WIJZIGINGEN), ONTSLAGEN, BENOEMINGEN"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-12-28",
    "unanimous": true
  },
  "agm_change": null,
  "detected_kind": "statutes_change",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0829.984.062",
    "name_full": "\u0027t Haverenhof",
    "legal_form": "VZW"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [
    "afschrift van de onderhandse akte",
    "geco\u00F6rdineerde statuten"
  ],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van paardensportclubs93127
Primary activity highlighted.
Names & trade names
Legal nameNL 't Haverenhof
Registered office
Haverenblok 99
1980 Zemst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative