Equity
€4.1m ▲ 3.0%
TOP CLASS PRODUCTS & SERVICES has made a profit in every financial year since 2008.
TOP CLASS PRODUCTS & SERVICES
Lifetime
19 annual accounts with figures on one time axis, 35 filings since 1992peak €10.9m (2022)
€2.1m▲ 9.7%
peak €4.8m (2023)
€120,705▼ 86.7%
peak €4.5m (2023)
€4.1m▲ 3.0%
€1.4m▼ 35.5%
peak 24 FTE (2025)
24 FTEunchanged
Board4 names since 2013
3 directorsFophacon bvba and 2 others
Owners
100%Fophacon
Documentsfilings and deeds
30-10-20261 day before the deadline
2026financial year
Result from €910,116 to €120,7052 directors appointed, 1 resignation 09-11Debts from €2.2m to €1.4mCash from €1.2m to €450,658
Key points
from the 2026 annual accountsResult
€120,705 ▼ 86.7%
The result fell in 2026: different schema filed.
Turnover
≈ €8.9m estimated
The accounts state no turnover.
Staff
23 employees on 31-03-2026
In 2026, 9 people joined and 11 left.
Board
2 joined · 1 left
Board changed. Latest change 01-04-2026 · 3 in office.
Public support
€377,037 awarded from 2022 to 2024
EU support, mostly 1.0.1OTH - Other actions.
Checked score
96
Excellent
Financially stronger than 66% of small companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 4,374 companies (NACE 46, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.3%▼ -0.1 percentage points vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.5%▲ +0.1 percentage points vs 09-2025highest value
11-2025: 0.1%▼ -0.4 percentage points vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: 0.1%▲ +0.1 percentage points vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Founded in 1991
Equity €4.1m (72.4% of total assets)
Size: 24 FTE, total assets €5.7m
Liquidity: current ratio 3.93, cash €450,658, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 82% of them on solvency, 70% on liquidity, 64% on profitability and 48% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as TOP CLASS PRODUCTS & SERVICES has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TOP CLASS PRODUCTS & SERVICES itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for TOP CLASS PRODUCTS & SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €390,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.93 (2.72 in 2025), above the usual 1.5. Short-term debt is 20.7% and cash 7.9% of total assets. 27.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-10-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
1 day early
2025
2 days early
2024
26 days late
2023
on the day
2022
3 days early
2021
2 days early
2020
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 30 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
2 directors appointed, 1 resignation
Resignation: DWM · Appointments: Stijn Lammerant and Liana Lammerant · General meeting of 31-03-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0442889528
Registered office moved from Rotselaar to Aarschot
New registered office: Terheidelaan 95, 3200 Aarschot · Previous registered office: Wingepark 16A, 3110 Rotselaar · Board meeting of 02-04-2024 · Gazette deed
Purpose change · Amendment of the articles
Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TOP CLASS PRODUCTS & SERVICES Aarschot | €5.7m | €2.1m | 72.4% | 24 |
| Cypress Diagnostics Hulshout | €5.0m | €2.1m | 84.6% | 24.6 |
| EPPENDORF BELGIUM Aarschot | €4.3m | €2.0m | 31.9% | 13.2 |
| BEUN - DE RONDE - SERLABO Beersel | €4.0m | €2.2m | 43.2% | 22.8 |
| L.E.D. TECHNO Heusden-Zolder | €4.0m | €2.2m | 54.4% | 21.8 |
| BENETEC Retie | €4.3m | €2.0m | 10.2% | 17.6 |
| DENTA Kontich | €5.2m | €2.3m | 64.8% | 22.4 |
These companies have the same main activity as TOP CLASS PRODUCTS & SERVICES: wholesale of pharmaceutical and medical goods (NACE 46460). They are comparable in size and age: total assets between €4m and €5.2m, founded between 1981 and 1995.
Official details
Source: KBO- Status
- Active since 07-02-1991Normal situation
- Activity
- Wholesale of pharmaceutical and medical goodsNACE 46460
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 31-03-2025
- Establishment unit
- 2.051.618.9873200 Aarschot, since 21-02-1991
- Financial year end
- 31 March
- Peppol
- Reachable since 21-10-2025
Annual accounts to 31-03-2026
- €5.7m▼ 11.7%
- Employeeson 31-03-2026
- 23▼ 8.0%
- Filing
- Filed on 30-10-2026, 1 day before the end of the filing period
Insights on TOP CLASS PRODUCTS & SERVICES
TOP CLASS PRODUCTS & SERVICES has existed since 1991. In 2021 the gross margin rose from €1.5m to €4.2m.
Solvency rose in 2026 from 62.1% to 72.4% because of the retained profit and lower debts.
Fophacon holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TOP CLASS PRODUCTS & SERVICES
- What is the company number of TOP CLASS PRODUCTS & SERVICES?
- The company number of TOP CLASS PRODUCTS & SERVICES is 0442.889.528. The VAT number is the same number with BE in front: BE 0442.889.528.
- Where is TOP CLASS PRODUCTS & SERVICES based?
- The registered office is at Ter Heidelaan 95, 3200 Aarschot.Company details
- What does TOP CLASS PRODUCTS & SERVICES do?
- According to the KBO register, the main activity is wholesale of pharmaceutical and medical goods (NACE 46460).
- What is the legal form of TOP CLASS PRODUCTS & SERVICES?
- TOP CLASS PRODUCTS & SERVICES is a public limited company (NV).
- When was TOP CLASS PRODUCTS & SERVICES founded?
- TOP CLASS PRODUCTS & SERVICES was founded on 07-02-1991.
- Is TOP CLASS PRODUCTS & SERVICES still active?
- Yes, TOP CLASS PRODUCTS & SERVICES is an active enterprise in the KBO register.
- How many employees does TOP CLASS PRODUCTS & SERVICES have?
- TOP CLASS PRODUCTS & SERVICES had an average of 24 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- Which joint committee does TOP CLASS PRODUCTS & SERVICES fall under?
- In its 31-03-2025 annual accounts, TOP CLASS PRODUCTS & SERVICES states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of TOP CLASS PRODUCTS & SERVICES?
- The turnover in financial year 2026 is ≈ €8.9m. This figure is estimated from the gross margin of €2.1m and 98 comparable companies (NACE 46). It probably lies between €5.4m and €15.0m. In financial year 2024 turnover was €7.9m.
- Is TOP CLASS PRODUCTS & SERVICES profitable?
- In financial year 2026, TOP CLASS PRODUCTS & SERVICES made a profit of €120,705.
- Where can I find the annual accounts of TOP CLASS PRODUCTS & SERVICES?
- TOP CLASS PRODUCTS & SERVICES filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of TOP CLASS PRODUCTS & SERVICES due?
- TOP CLASS PRODUCTS & SERVICES must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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