Active BE 0429.265.184Private limited company (pre-2019)Open bankruptcy

'T BLOK BERTEM

· 39 yrs active

Conclusion Checked

A bankruptcy procedure is open for 'T BLOK BERTEM according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2022 annual accounts show negative equity (€-11k) and a net result of €-31k.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€-11k
Net result	€-31k
Staff (FTE)	1.7
Active	39 yrs

Snowflake analysis 5 axes · computed by Checked

33 / 100

Fragile profile, watch health in particular.

Health 0

Profitability 100

Solvency 33

Growth 32

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

53 / 100

High risk

Components

· Open bankruptcy (+50)

· 1 administrative flag (+3)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 1 events

Address struck

Health barometer FY 2022 · computed

0 / 100 Critical

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 24-08-2023 with the NBB · fiscal year 2022 · micro

Operating resultNet result

EBITDA

€-6k

- 18-22

Net profit

€-31k

-313.9% 18-22

Cash flow

€-7k

- 18-22

Total assets

€56k

-62.9% 18-22

Equity

€-11k

- 18-22

Working capital

€-45k

- 18-22

Employees (FTE)

2

+70.0% 18-22

Staff costs

€53k

+55.6% 18-22

Income taxes

€591

+6.5% 18-22

Dividends

€27k

- 18-22

Debt

€67k

-35.6% 18-22

Debt ≤ 1y

€63k

-30.3% 18-22

Debt > 1y

€4k

-66.5% 18-22

Current ratio

0.28

-71.9% 18-22

Quick ratio

0.15

-84.4% 18-22

Solvency

-19.4%

- 18-22

Debt / equity

-6.16

- 18-22

ROE

282.1%

- 18-22

ROA

-54.7%

-1014.2% 18-22

Interest coverage

-28.80

- 18-22

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2022
Revenue	-
EBITDA	€-6k
Net profit	€-31k
Cash flow	€-7k
Staff costs	€53k
Income taxes	€591
Dividends	€27k
Total assets	€56k
Equity	€-11k
Debt	€67k
of which ≤ 1y	€63k
of which > 1y	€4k
Working capital	€-45k
Employees (FTE)	1.7

Ratios (computed)

	2022
Current ratio	0.28
Quick ratio	0.15
Working capital ratio	-80.7%
Solvency	-19.4%
Debt / equity	-6.16
Long-term debt ratio	-0.35
Interest coverage	-28.80
Gross margin	-
Net margin	-
ROA	-54.7%
ROE	282.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2022

Assets

Fixed assets €38k · 68.1% Current assets €18k · 31.9%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€56k
Fixed assets	21/28	€38k
Tangible fixed assets	22/27	€37k
Financial fixed assets	28	€1k
Current assets	29/58	€18k
Stocks & contracts in progress	3	€9k
Amounts receivable within one year	40/41	€3k
Cash & bank	54/58	€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€56k
Equity	10/15	€-11k
Contributions / capital	10/11	€49k
Reserves	13	€2k
Accumulated profits (losses)	14	€-62k
Amounts payable	17/49	€67k
Amounts payable after one year	17	€4k
Amounts payable within one year	42/48	€63k
Trade debts payable within one year	44	€7k
Income statement
Gross operating margin	9900	€53k
Operating result	9901	€-30k
Financial income	75	€0
Financial charges	65	€225
Result before taxes	9903	€-30k
Income taxes	67/77	€591
Net result for the period	9904	€-31k
Result to be appropriated	9905	€-31k

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Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	LIES DEWAEL ZOUTLEEUWSTRAAT 52, 3404 ATTEN- HOVEN- . 14139 BELGISCH STAATSBLAD — 11.03.2026 — MONITEUR BELGE	05-03-2026 → present	Belgian State Gazette

Legal Structure

NACE primary	-
Legal form	Private limited company (pre-2019)(015)
Incorporation	01-09-1986
Status	Active
Postal code	-
First BS signal	11-03-2026
Latest BS signal	11-03-2026

Company structure, linked entities1 linked entities

Mandates

Establishment units 1 location

'T BLOK BERTEM

Cafés

since 19862.062.571.871

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24009C0190/00P000	Flanders	1,559 m²	1 · 527 m²	7.0 m

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

11-03-2026

Bankruptcy Opening

Ondernemingsrechtbank Leuven · ’T BLOK BERTEM BVBA GEMEENTEPLEIN 2, 3060 BERTEM · event 05-03-2026

2025

18-08-2025

KBO administration Address struck

Gemeenteplein 2 Die Sitzadresse Gemeenteplein 2 3060 Bertem Bertem · event 03-08-2025

2023

24-08-2023