Checked.be
Active
BE 1003.460.149Private limited company
T&B Technical Solutions
Schaapsweg 9 ·3550 Heusden-Zolder, Belgium· 2 yrs active
Sector: Construction of utility projects for electricity and telecommunications
(42220)
Conclusion
The computed 12-month bankruptcy probability of T&B Technical Solutions is 2.1% (moderate). The 2025 annual accounts show equity of €12k and a net result of €-4k. Its solvency ranks better than 47% of 949 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €12k |
| Net result | €-4k |
| Better than sector | 47% |
| Active | 2 yrs |
Financial profile
51
/ 100
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
55
Profitability
0
Solvency
88
Growth
32
Stability
82
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
55
/ 100
Fair
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€500
estimate, not credit advice
Score history
78
2024
55
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 2.15 (≥ 1.5)
+10
Quick ratio
Quick ratio 1.14 (≥ 1.0)
+5
Leverage
Debt/equity 1.31 (< 2.0)
+3
Profitability
Negatieve ROE -37%
-10
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 08-07-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 42, Civil engineering · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 43.4% | 45.7% | |
| Net result | €-4k | €10k | |
| Equity | €12k | €56k | |
| Gross operating margin | €-3k | €43k | |
| Total assets | €27k | €136k |
€-4k
-
24-25
€27k
-27.6%
24-25
€12k
-27.2%
24-25
€14k
-46.8%
24-25
€288
-92.8%
24-25
€15k
-28.0%
24-25
€12k
+23.4%
24-25
€3k
-75.2%
24-25
2.15
-41.4%
24-25
1.14
-34.6%
24-25
43.4%
+0.6%
24-25
1.31
-1.1%
24-25
-37.3%
-
24-25
-16.2%
-
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 |
|---|---|---|
| Deposit | micro schema | micro schema |
| Revenue | - | - |
| EBITDA | - | - |
| Net profit | €-4k | €14k |
| Cash flow | - | - |
| Staff costs | - | - |
| Income taxes | €288 | €4k |
| Dividends | - | - |
| Total assets | €27k | €37k |
| Equity | €12k | €16k |
| Debt | €15k | €21k |
| of which ≤ 1y | €12k | €10k |
| of which > 1y | €3k | €11k |
| Working capital | €14k | €27k |
| Employees (FTE) | - | - |
Ratios (computed)
| 2025 | 2024 | |
|---|---|---|
| Current ratio | 2.15 | 3.67 |
| Quick ratio | 1.14 | 1.74 |
| Working capital ratio | 53.5% | 72.7% |
| Solvency | 43.4% | 43.1% |
| Debt / equity | 1.31 | 1.32 |
| Long-term debt ratio | 0.23 | 0.69 |
| Interest coverage | - | - |
| Gross margin | - | - |
| Net margin | - | - |
| ROA | -16.2% | 39.0% |
| ROE | -37.3% | 90.5% |
| EBITDA margin | - | - |
| Days sales outstanding | - | - |
| Days payable outstanding | - | - |
| Inventory turnover | - | - |
| Days inventory (DSI) | - | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 |
|---|---|---|---|
| Balance sheet, Assets | |||
| TOTAL ASSETS | 20/58 | €27k | €37k |
| Current assets | 29/58 | €27k | €37k |
| Stocks & contracts in progress | 3 | €13k | €19k |
| Amounts receivable within one year | 40/41 | €14k | €17k |
| Cash & bank | 54/58 | €35 | €33 |
| Balance sheet, Equity & liabilities | |||
| TOTAL EQUITY & LIABILITIES | 10/49 | €27k | €37k |
| Equity | 10/15 | €12k | €16k |
| Contributions / capital | 10/11 | €2k | €2k |
| Reserves | 13 | €14k | €14k |
| Accumulated profits (losses) | 14 | €-4k | - |
| Amounts payable | 17/49 | €15k | €21k |
| Amounts payable after one year | 17 | €3k | €11k |
| Amounts payable within one year | 42/48 | €12k | €10k |
| Trade debts payable within one year | 44 | €214 | €201 |
| Income statement | |||
| Gross operating margin | 9900 | €-3k | €32k |
| Operating result | 9901 | €-3k | €19k |
| Financial income | 75 | €332 | €147 |
| Financial charges | 65 | €901 | €1k |
| Result before taxes | 9903 | €-4k | €18k |
| Income taxes | 67/77 | €288 | €4k |
| Net result for the period | 9904 | €-4k | €14k |
| Result to be appropriated | 9905 | €-4k | €14k |
Legal Structure
| NACE primary | Construction of utility projects for electricity and telecommunications(42220) |
| Legal form | Private limited company(610) |
| Incorporation | 15-12-2023 |
| Status | Active |
| Postal code | 3550 |
Establishment units
T&B Technical Solutions
since 20232.353.475.366
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71025A1435/00F000 | Flanders | 379 m² | 1 · 109 m² | 4.9 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Construction of utility projects for electricity and telecommunications42220
Names & trade names
| Legal nameNL | T&B Technical Solutions |
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