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T&A SERVICES

Active
Non-profit associationfounded 200223 yrs activeAlbert I laan 12, 8620 Nieuwpoort, BelgiumKBO/BCE: BE 0478.459.230

T&A SERVICES has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €470k and a net result of €3k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 57 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2024
79 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability39▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
short-term debt: 0% and cash: 12.8% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 84
Relative position
BE, all sectors
reference
Sector 84
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
100%
Return on assets
0.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-01-2025, 192 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
192 d early
2023
31 d early
2022
91 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€470k▲ 11.6%
2023 · €422k
2022: €413k 2023: €422k
2022 → 2024
Total assets
€471k▼ 11.9%
2023 · €534k
2022: €581k 2023: €534k
2022 → 2024
Net result
€3k▼ 70.1%
2023 · €8k
2022: €-5k 2023: €8k
2022 → 2024
Working capital
€229k▲ 3.0%
2023 · €222k
2022: €209k 2023: €222k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202220232024Trend
Equity€413k-€422k▲ 2.0%€470k▲ 11.6%
Operating result€-5k-€8k€3k▼ 70.1%
Net result€-5k-€8k€3k▼ 70.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€-5k€0€5k€10kOperating result 2022: €-5k€-5kNet result 2022: €-5k€-5kOperating result 2023: €8k€8kNet result 2023: €8k€8kOperating result 2024: €3k€3kNet result 2024: €3k€3k202220232024
The operating result falls in 2024; 2024 is 70% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €471k
Fixed assets €242k▲ 21.2%
Current assets €229k▼ 31.5%
Equity and liabilities €471k
Equity €470k▲ 11.6%
Debt €197▼ 99.8%
The debt ratio falls from 21.1% to 0.0%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€7k
2023 · €13k
Cash flow
€7k
2023 · €13k
Solvency
100.0%
2023 · 78.9%
Debt / equity
0.00
2023 · 0.27
ROE
0.5%
2023 · 2.0%
ROA
0.5%
2023 · 1.6%
Debt
€197
2023 · €112k
Debt ≤ 1 year
€197
2023 · €112k
Staff costs
€84k
2023 · €34k
A ratio outside any meaningful range has been withheld (balance sheet total €471k, equity €470k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€534k€471k
Fixed assets21/28€199k€242k
Intangible fixed assets21€0-
Tangible fixed assets22/27€199k€242k
Land and buildings22€111k€111k=
Assets under construction and advance payments27€89k€131k
Current assets29/58€335k€229k
Amounts receivable within one year40/41€192k€169k
Trade receivables40€180k€160k
Other amounts receivable41€12k€9k
Cash at bank and in hand54/58€143k€60k
Equity and liabilities
Total equity and liabilities10/49€534k€471k
Equity10/15€422k€470k
Profit (loss) carried forward14€422k€470k
Amounts payable17/49€112k€197
Amounts payable within one year42/48€112k€197
Trade debts44€112k€197
Suppliers440/4€112k€197
Income statement Code20232024
Remuneration, social security and pensions62€34k€84k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Gross operating margin9900€47k€91k
Operating profit (loss)9901€8k€3k
Profit (loss) for the period before taxes9903€8k€3k
Profit (loss) for the period9904€8k€3k
Profit (loss) for the period to be appropriated9905€8k€3k
Appropriation of the result
Profit (loss) to be appropriated9906€422k€470k
Profit (loss) brought forward from the previous period14P€413k€468k
To contributions691€0-

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
20-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity times 390current ratio 1160.84
Current ratio from 2.97 to 1160.84; short-term debt falls from €112k to €197.
30-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €8k
Net result €8k after one loss-making year.
30-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Albert I laan 128620 Nieuwpoort
Ground area
1.0 ha
Building footprint
451 m²
Volume, LiDAR
7,724 m³
Parcel 38402E0176/00K002, Flanders · tallest building 18.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Albert I laan 12, 8620 Nieuwpoort
Other social work without accommodation
since 20182.275.371.263
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38402E0176/00K002 Flanders 1.0 ha 1 · 451 m² 18.9 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 145 companies in sector 84120 we hold annual accounts for 37. 22 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formNon-profit association
Founded08-10-2002
Fiscal year end31-12
Activities, NACEBEL
75120
84120Public administration and defence; compulsory social security
85323
88999Other social work without accommodation
75130
84130Public administration and defence; compulsory social security
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.