SYSTèME D
ActiveSYSTèME D has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €400k and a net result of €49k. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 57% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-24
Solvency99▲+13
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.18 against 1.55 in 2024), and 37.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.9%
Return on assets
7.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
31 d early
2023
4 d early
2022
4 d late
2021
22 d late
2020
25 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€400k▲ 14.0%
2024 · €351k
2019: €78k
2020: €100k
2021: €185k
2022: €228k
2023: €291k
2024: €351k
2019 → 2025
Total assets
€635k▼ 5.7%
2024 · €673k
2019: €293k
2020: €302k
2021: €577k
2022: €608k
2023: €621k
2024: €673k
2019 → 2025
Net result
€49k▼ 18.4%
2024 · €60k
2019: €12k
2020: €22k
2021: €86k
2022: €61k
2023: €63k
2024: €60k
2019 → 2025
Working capital
€84k▲ 8.1%
2024 · €77k
2019: €-16k
2020: €21k
2021: €100k
2022: €120k
2023: €150k
2024: €77k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€185k-€228k▲ 22.8%€291k▲ 27.6%€351k▲ 20.6%€400k▲ 14.0%
Operating result€123k-€96k▼ 22.1%€93k▼ 3.4%€89k▼ 3.3%€75k▼ 15.6%
Net result€86k-€61k▼ 29.0%€63k▲ 3.5%€60k▼ 4.7%€49k▼ 18.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 16% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €635k
Fixed assets
€480k▲ 5.3%
Current assets
€154k▼ 28.9%
Equity and liabilities €635k
Equity
€400k▲ 14.0%
Debt
€235k▼ 27.1%
The debt ratio falls from 47.9% to 37.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€104k▼
2024 · €114k
Cash flow
€78k▼
2024 · €85k
Solvency
62.9%▲
2024 · 52.1%
Current ratio
2.18▲
2024 · 1.55
Quick ratio
2.18▲
2024 · 1.55
Debt / equity
0.59▼
2024 · 0.92
ROE
12.2%▼
2024 · 17.1%
ROA
7.7%▼
2024 · 8.9%
Interest coverage
20.40▼
2024 · 20.84
Debt
€235k▼
2024 · €322k
Debt ≤ 1 year
€71k▼
2024 · €140k
Debt > 1 year
€161k▼
2024 · €181k
Income taxes
€21k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€673k€635k▼
Fixed assets21/28€456k€480k▲
Tangible fixed assets22/27€456k€480k▲
Land and buildings22€445k€444k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€3k€29k▲
Other tangible fixed assets26€5k€5k=
Financial fixed assets28€322€0▼
Current assets29/58€217k€154k▼
Amounts receivable within one year40/41€88k€43k▼
Trade receivables40€83k€43k▼
Other amounts receivable41€5k€28▼
Cash at bank and in hand54/58€125k€107k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€673k€635k▼
Equity10/15€351k€400k▲
Contributions10/11€54k€54k=
Reserves13€297k€346k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€6k€6k=
Distributable reserves133€291k€340k▲
Amounts payable17/49€322k€235k▼
Amounts payable after more than one year17€181k€161k▼
Financial debts170/4€181k€161k▼
Amounts payable within one year42/48€140k€71k▼
Current portion of amounts payable after more than one year42€29k€20k▼
Trade debts44€55k€23k▼
Suppliers440/4€55k€23k▼
Taxes, remuneration and social security45€18k€20k▲
Taxes450/3€13k€17k▲
Remuneration and social security454/9€4k€4k▼
Other amounts payable47/48€38k€7k▼
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€29k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€598
Other operating charges640/8€3k€5k▲
Non-recurring operating charges66A-€322
Gross operating margin9900€117k€110k▼
Operating profit (loss)9901€89k€75k▼
Financial income75/76B€41€25▼
Recurring financial income75€41€25▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€84k€70k▼
Income taxes67/77€24k€21k▼
Profit (loss) for the period9904€60k€49k▼
Profit (loss) for the period to be appropriated9905€60k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€49k▼
Transfer to equity691/2€60k€49k▼
To other reserves6921€60k€49k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
04-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
31-03
Financial
Equity above €200kEq €228k ▲22.8%
4 profitable years in a row build equity to €228k.
2021
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
31-03
Financial
Highest result since 2019net €86k ▲288%
Operating result €123k, net result €86k, both a record.
31-03
Financial
Equity above €150kEq €185k ▲85.9%
3 profitable years in a row build equity to €185k.
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
23-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
05-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
16-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterrad 69860 OosterzeleGround area
2,664 m²
Building footprint
221 m²
Volume, LiDAR
964 m³
Parcel 44007B0542/00F000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SYSTèME D
since 20042.144.128.184
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44007B0542/00F000 | Flanders | 2,664 m² | 1 · 221 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 1,902 EUR awarded · 1,289 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,272 EUR | 659 EUR |
| 2022 | 1 | 630 EUR | 630 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 36,256 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2004
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
72100
18130Pre-press and pre-media services
22240
22250
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
58290Other software publishing
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
71402
72210
72300
77220Rental and leasing activities
77229Renting and leasing of other personal and household goods
81300Landscape service activities
82990Other business support services
95220Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.