Syndica
ActiveSyndica has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €222k and a net result of €211k. Equity is growing by ~47% per year across the filed fiscal years. Its solvency ranks better than 45% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+4
Solvency51▼-23
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 2.18 in 2024; short-term debt: 57% and cash: 23.7% of total assets), but 73.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.3%
Return on assets
24.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
51 d early
2024
4 d early
2023
29 d early
2022
41 d early
2021
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€222k▲ 5.0%
2024 · €211k
2021: €37k
2022: €55k
2023: €116k
2024: €211k
2021 → 2025
Total assets
€845k▲ 93.9%
2024 · €436k
2021: €110k
2022: €188k
2023: €306k
2024: €436k
2021 → 2025
Net result
€211k▲ 120%
2024 · €96k
2021: €27k
2022: €18k
2023: €61k
2024: €96k
2021 → 2025
Working capital
€262k▲ 33.1%
2024 · €197k
2021: €8k
2022: €36k
2023: €138k
2024: €197k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€55k▲ 47.2%€116k▲ 112%€211k▲ 82.7%€222k▲ 5.0%
Operating result€36k-€25k▼ 31.7%€96k▲ 291%€149k▲ 54.9%€302k▲ 103%
Net result€27k-€18k▼ 35.3%€61k▲ 248%€96k▲ 56.9%€211k▲ 120%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 103% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €845k
Fixed assets
€102k▲ 41.2%
Current assets
€743k▲ 104%
Equity and liabilities €845k
Equity
€222k▲ 5.0%
Debt
€623k▲ 178%
The debt ratio rises from 51.5% to 73.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€322k▲
2024 · €160k
Cash flow
€230k▲
2024 · €107k
Solvency
26.3%▼
2024 · 48.5%
Current ratio
1.54▼
2024 · 2.18
Quick ratio
1.54▼
2024 · 2.18
Debt / equity
2.81▲
2024 · 1.06
ROE
94.9%▲
2024 · 45.3%
ROA
24.9%▲
2024 · 22.0%
Interest coverage
32.79▲
2024 · 20.33
Debt
€623k▲
2024 · €224k
Debt ≤ 1 year
€481k▲
2024 · €167k
Debt > 1 year
€109k▲
2024 · €58k
Income taxes
€82k▲
2024 · €45k
Staff costs
€603k▲
2024 · €340k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€436k€845k▲
Fixed assets21/28€72k€102k▲
Intangible fixed assets21€25k€29k▲
Tangible fixed assets22/27€47k€42k▼
Plant, machinery and equipment23€9k€13k▲
Furniture and vehicles24€34k€27k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28-€30k
Current assets29/58€364k€743k▲
Amounts receivable within one year40/41€320k€425k▲
Trade receivables40€37k€32k▼
Other amounts receivable41€283k€392k▲
Cash at bank and in hand54/58€39k€200k▲
Deferred charges and accrued income490/1€5k€119k▲
Equity and liabilities
Total equity and liabilities10/49€436k€845k▲
Equity10/15€211k€222k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€201k€212k▲
Amounts payable17/49€224k€623k▲
Amounts payable after more than one year17€58k€109k▲
Financial debts170/4€58k€109k▲
Amounts payable within one year42/48€167k€481k▲
Current portion of amounts payable after more than one year42€15k€32k▲
Financial debts43€42k€83k▲
Credit institutions430/8€42k€83k▲
Trade debts44€50k€56k▲
Suppliers440/4€50k€56k▲
Taxes, remuneration and social security45€60k€110k▲
Taxes450/3€22k€43k▲
Remuneration and social security454/9€38k€68k▲
Other amounts payable47/48-€200k
Accrued charges and deferred income492/3-€33k
Income statement
Code20242025
Remuneration, social security and pensions62€340k€603k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€20k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€502k€928k▲
Operating profit (loss)9901€149k€302k▲
Financial income75/76B-€148
Recurring financial income75-€148
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€141k€293k▲
Income taxes67/77€45k€82k▲
Profit (loss) for the period9904€96k€211k▲
Profit (loss) for the period to be appropriated9905€96k€211k▲
Appropriation of the result
Profit (loss) to be appropriated9906€201k€412k▲
Profit (loss) brought forward from the previous period14P€106k€201k▲
Profit to be distributed694/7-€200k
Return on contributions (dividend)694-€200k
Social balance
Average headcount (FTE)90876.610.2▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
State Gazette act
General meeting · MergerGeneral meeting · Merger · Accounting effect11 facts ▸
State Gazette act
General meeting · Merger
General meeting · Merger · Accounting effect11 facts ▸
- General meeting, 2026-08-10
- Merger, The absorbed company is not named in the act, only referred to as 'de overgenomen vennootschap'., absorption
- Accounting effect, 2026-01-01
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Power of attorney, Steven Vandersnickt
- Permanent representative, Johan Krijgsman
- Mandate compensation, ALFABET
29-06
State Gazette act
RestructuringProposal date · Merger · Corporate purpose8 facts ▸
State Gazette act
Restructuring
Proposal date · Merger · Corporate purpose8 facts ▸
- Proposal date, 2026-06-17
- Merger, geruisloze fusie
- Corporate purpose, De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, voor eigen rekening of voor rekening van derden, als vertegenwoordiger, commissionair…
- Corporate purpose, De vennootschap heeft als voorwerp voor eigen rekening, voor rekening van derden, of in deelneming met derden: - Beheer van residentieel en niet residentieel on…
- Accounting effect, 2026-01-01
- Net-asset statement, 2025-12-31
- Shareholding, 100 aandelen (totaliteit)
- Asset detail, beheersovereenkomst VME Residentie Magistral (11/09/2023); beheersovereenkomst VME Residentie Davinci Michelangelo (09/10/2024)
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €211k ▲120%
Operating result €302k, net result €211k, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €211k ▲82.7%
4 profitable years in a row build equity to €211k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €100kEq €116k ▲112%
3 profitable years in a row build equity to €116k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €18k ▼35.3%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 2. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt 6B9100 Sint-NiklaasGround area
1,855 m²
Building footprint
912 m²
Volume, LiDAR
9,302 m³
3 parcels, Flanders · tallest building 20.9 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Syndica
since 20202.304.776.319
Syndica
since 20242.356.458.612
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D1152/00L005 | Flanders | 645 m² | 1 · 401 m² | 20.9 m · 6 fl. |
| 46443E2500/00M000 | Flanders | 614 m² | 1 · 294 m² | - |
| 46443E2500/00L000 | Flanders | 596 m² | 1 · 217 m² | 18.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Acquisitions and mergers
1 transactionTook over:SYNDICA GENT
Similar companies · same sector, comparable size
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BURO CLAERHOUT
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LOD Vastgoed
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VINCE-IMMO
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Of 3,766 companies in sector 68321 we hold annual accounts for 1,390. 992 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2020
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68202Real estate activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.syndica.be
E-mail:info@syndica.be