Active BE 0892.633.689Public limited company

SYMA STONES

Blausteinstraße,Recht 12 ·4780 Sankt Vith, Belgium· 18 yrs active

Sector: Houwen, bewerken en afwerken van natuursteen (23700)

Conclusion Checked

The computed 12-month bankruptcy probability of SYMA STONES is 0.4% (very low). The 2024 annual accounts show equity of €465k and a net result of €-10k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 52% of 34 sector peers (fiscal year 2024). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€465k
Net result	€-10k
Staff (FTE)	4
Better than sector	52%

Financial profile 5 of 5 axes measured · computed by Checked

56 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 41

Profitability 29

Solvency 58

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

Long track record −Lower-risk legal form −Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2007, 18 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

41 / 100 Weak

050100

Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 15-07-2026 with the NBB · fiscal year 2024 · volledig

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~6.3%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 23 · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	37.5%	35.2%	better than 52% of 34 sector peers
Net result	€-10k	€30k	better than 27% of 34 sector peers
Equity	€465k	€700k	better than 38% of 34 sector peers
Total assets	€1.24M	€2.62M	better than 33% of 34 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€879k

- 18-24

EBITDA

€118k

-31.6% 18-24

Net profit

€-10k

- 18-24

Cash flow

€95k

-29.8% 18-24

Total assets

€1.24M

+3.7% 18-24

Equity

€465k

-2.8% 18-24

Working capital

€-22k

+46.9% 18-24

Employees (FTE)

4

-20.0% 18-24

Show 14 other metrics

Staff costs

€230k

-16.2% 18-24

Income taxes

€200

-98.9% 18-24

Debt

€771k

+8.0% 18-24

Debt ≤ 1y

€536k

+20.3% 18-24

Debt > 1y

€235k

-10.8% 18-24

Current ratio

0.96

+5.8% 18-24

Quick ratio

0.36

-36.1% 18-24

Solvency

37.5%

-6.2% 18-24

Debt / equity

1.66

+11.1% 18-24

ROE

-2.1%

- 18-24

ROA

-0.8%

- 18-24

Net margin

-1.1%

- 18-24

EBITDA margin

13.4%

- 18-24

Interest coverage

3.90

-24.0% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	volledig
Revenue	€879k
EBITDA	€118k
Net profit	€-10k
Cash flow	€95k
Staff costs	€230k
Income taxes	€200
Dividends	-
Total assets	€1.24M
Equity	€465k
Debt	€771k
of which ≤ 1y	€536k
of which > 1y	€235k
Working capital	€-22k
Employees (FTE)	4.0

Ratios (computed)

	2024
Current ratio	0.96
Quick ratio	0.36
Working capital ratio	-1.8%
Solvency	37.5%
Debt / equity	1.66
Long-term debt ratio	0.51
Interest coverage	3.90
Gross margin	23.7%
Net margin	-1.1%
ROA	-0.8%
ROE	-2.1%
EBITDA margin	13.4%
Days sales outstanding	44d
Days payable outstanding	133d
Inventory turnover	2.10
Days inventory (DSI)	174d

Balance-sheet composition 2024

Assets

Fixed assets €724k · 58.5% Current assets €514k · 41.5%

Equity & liabilities

Equity €465k · 37.5% Provisions €2k · 0.2% Debt €771k · 62.3%

Full annual accounts (28 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.24M
Fixed assets	21/28	€724k
Intangible fixed assets	21	€5k
Tangible fixed assets	22/27	€606k
Financial fixed assets	28	€113k
Current assets	29/58	€514k
Stocks & contracts in progress	3	€319k
Amounts receivable within one year	40/41	€194k
Cash & bank	54/58	€5
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.24M
Equity	10/15	€465k
Contributions / capital	10/11	€153k
Reserves	13	€142k
Accumulated profits (losses)	14	€135k
Provisions & deferred taxes	16	€2k
Amounts payable	17/49	€771k
Amounts payable after one year	17	€235k
Amounts payable within one year	42/48	€536k
Trade debts payable within one year	44	€244k
Income statement
Turnover	70	€879k
Gross operating margin	9900	€365k
Operating result	9901	€14k
Financial income	75	€7k
Financial charges	65	€30k
Result before taxes	9903	€-10k
Income taxes	67/77	€200
Net result for the period	9904	€-10k
Result to be appropriated	9905	€-10k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

Mario Jean Joseph DAHMEN
Director (executive)
State Gazette act 23040359 (23-03-2023)

Current
23-03-2023 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Houwen, bewerken en afwerken van natuursteen(23700)
Legal form	Public limited company(014)
Incorporation	26-09-2007
Status	Active
Postal code	4780

Establishment units 1 location

Blausteinstraße,Recht 12, 4780 Sankt Vith

Vervaardiging van optische instrumenten, magnetische en optische dragers en fotografische apparatuur

since 20072.169.076.089

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

15-07-2026

NBB filing Annual accounts filed

fiscal year 2024 · volledig

2024

15-10-2024

NBB filing Annual accounts filed

fiscal year 2023 · volledig

2023

19-12-2023

NBB filing Annual accounts filed

fiscal year 2022 · volledig

23-03-2023

State Gazette act Director changes

Gido SCHÜR

2022

31-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · volledig

2021

29-10-2021

NBB filing Annual accounts filed

fiscal year 2020 · volledig

2020

25-09-2020

NBB filing Annual accounts filed

fiscal year 2019 · volledig

2019

05-08-2019

NBB filing Annual accounts filed

fiscal year 2018 · volledig

2018

30-08-2018

NBB filing Annual accounts filed

fiscal year 2017 · volledig

2017

25-08-2017

NBB filing Annual accounts filed

fiscal year 2016 · micro

2016

29-08-2016

NBB filing Annual accounts filed

fiscal year 2015 · volledig

Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2023

23-03-2023 2 directors appointed, 2 reappointed Director changes·Gido SCHÜR

Mario Jean Joseph DAHMEN, Directeur
Mario Jean Joseph DAHMEN, Directeur
Mario Jean Joseph DAHMEN, Commissaris
Sylvie HOFFMANN, Commissaris

Notary: Gido SCHÜR · Saint-Vith

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Houwen, bewerken en afwerken van natuursteen23700Houwen, bewerken en afwerken van bouw- en siersteen26700

Primary activity highlighted.

Names & trade names

Legal nameDE

SYMA STONES

Registered office

Blausteinstraße,Recht 12 bus B

4780 Sankt Vith, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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