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SYLV'AGRO

Active
Private limited companyfounded 20197 yrs activeRue Les Combles 146c, 4910 Theux, BelgiumKBO/BCE: BE 0728.775.549
Summary

SYLV'AGRO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €578,515 and a net result of €143,367. Equity is growing by ~35.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability91▲+3
Solvency97▲+6
Growth85=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 7.63 against 6.51 in 2024; short-term debt: 4.3% and cash: 10.3% of total assets), and 28.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
71.8%
Return on assets
17.8%
Age of the figures
12 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
20 d early
2024
96 d early
2023
95 d early
2022
76 d early
2021
81 d early
2020
129 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 83 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 8 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 June 2019, SYLV'AGRO was incorporated as a Private limited company.1 Total assets went from EUR 87,259 in 2020 to EUR 805,904 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, full schema

Turnover
€468,989▲ 83.9%
2020 · €255,012
EBIT margin
21.2%▲ 4.6pp
2020 · 16.6%
Net result
€143,367▲ 39.7%
2024 · €102,606
Working capital
€229,497▲ 46.7%
2024 · €156,393
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€468,989▲ 83.9%
Operating result€99,594▲ 135%€130,198▲ 30.7%€181,629▲ 39.5%€136,420▼ 24.9%€197,769▲ 45.0%
Net result€80,284above the sector's middle half▲ 168%€102,127above the sector's middle half▲ 27.2%€138,436above the sector's middle half▲ 35.6%€102,606above the sector's middle half▼ 25.9%€143,367within the sector's middle half▲ 39.7%
EBIT margin21.2%▲ 4.6pp
Equity€130,214within the sector's middle half▲ 161%€232,341above the sector's middle half▲ 78.4%€370,777above the sector's middle half▲ 59.6%€445,148above the sector's middle half▲ 20.1%€578,515within the sector's middle half▲ 30.0%
Total assets€188,464within the sector's middle half▲ 116%€271,758within the sector's middle half▲ 44.2%€429,089within the sector's middle half▲ 57.9%€679,356within the sector's middle half▲ 58.3%€805,904below the sector's middle half▲ 18.6%
Debt€58,250▲ 56.0%€39,417▼ 32.3%€58,312▲ 47.9%€234,208▲ 302%€227,390▼ 2.9%
Working capital€87,728above the sector's middle half▲ 116%€192,841above the sector's middle half▲ 120%€264,859above the sector's middle half▲ 37.3%€156,393above the sector's middle half▼ 41.0%€229,497within the sector's middle half▲ 46.7%
Solvency69.1%above the sector's middle half▲ 11.9pp85.5%above the sector's middle half▲ 16.4pp86.4%above the sector's middle half▲ 0.9pp65.5%above the sector's middle half▼ 20.9pp71.8%above the sector's middle half▲ 6.3pp
Current ratio2.82above the sector's middle half▲ 0.066.64above the sector's middle half▲ 3.825.57above the sector's middle half▼ 1.076.51above the sector's middle half▲ 0.947.63above the sector's middle half▲ 1.12
Return on assets (ROA)42.6%above the sector's middle half▲ 8.3pp37.6%above the sector's middle half▼ 5.0pp32.3%above the sector's middle half▼ 5.3pp15.1%above the sector's middle half▼ 17.2pp17.8%above the sector's middle half▲ 2.7pp
above within below the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000€200,000Operating result 2021: €99,594€99,594Net result 2021: €80,284€80,284Operating result 2022: €130,198€130,198Net result 2022: €102,127€102,127Operating result 2023: €181,629€181,629Net result 2023: €138,436€138,436Operating result 2024: €136,420€136,420Net result 2024: €102,606€102,606Operating result 2025: €197,769€197,769Net result 2025: €143,367€143,36720212022202320242025€0€50,000€100,000€150,000€200,000Operating result 2023: €181,629€182,000Net result 2023: €138,436€138,000Operating result 2024: €136,420€136,000Net result 2024: €102,606€103,000Operating result 2025: €197,769€198,000Net result 2025: €143,367€143,000202320242025
The operating result recovers in 2025; 2025 is 45% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €805,904
Fixed assets €541,781 ▲ 9.5%
Current assets €264,123 ▲ 42.9%
Equity and liabilities €805,904
Equity €578,515 ▲ 30.0%
Debt €227,390 ▼ 2.9%
Debt's share of the balance-sheet total falls from 34.5% to 28.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€221,199▲
2024 · €209,165
Cash flow
€166,797▼
2024 · €175,352
Debt to equity
0.39▼
2024 · 0.53
ROE
24.8%▲
2024 · 23.0%
Interest coverage
27.97▼
2024 · 281.80
Debt ≤ 1 year
€34,626▲
2024 · €28,388
Debt > 1 year
€192,763▼
2024 · €205,820
Income taxes
€46,520▲
2024 · €33,473
Staff costs
€1,201
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,781 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
2.7% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,781 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet Code20242025
Assets
Total assets20/58€679,356€805,904▲
Fixed assets21/28€494,574€541,781▲
Tangible fixed assets22/27€461,574€508,781▲
Land and buildings22€402,280€408,977▲
Plant, machinery and equipment23€6,201€14,295▲
Furniture and vehicles24€53,094€85,509▲
Financial fixed assets28€33,000€33,000=
Current assets29/58€184,781€264,123▲
Amounts receivable within one year40/41€104,799€179,424▲
Trade receivables40€94,612€120,034▲
Other amounts receivable41€10,188€59,391▲
Cash at bank and in hand54/58€79,982€83,075▲
Deferred charges and accrued income490/1-€1,624
Equity and liabilities
Total equity and liabilities10/49€679,356€805,904▲
Equity10/15€445,148€578,515▲
Contributions10/11€20,000€20,000=
Capital10-€20,000
Issued capital100-€20,000
Reserves13€425,000€558,000▲
Non-distributable reserves130/1€2,000€2,000=
Other1319€2,000€2,000=
Distributable reserves133€423,000€556,000▲
Profit (loss) carried forward14€148€515▲
Amounts payable17/49€234,208€227,390▼
Amounts payable after more than one year17€205,820€192,763▼
Financial debts170/4€205,820€192,763▼
Amounts payable within one year42/48€28,388€34,626▲
Current portion of amounts payable after more than one year42€19,180€29,803▲
Trade debts44€4,373€3,057▼
Suppliers440/4€4,373€2,781▼
Bills of exchange payable441-€276
Taxes, remuneration and social security45€4,835€1,500▼
Taxes450/3€4,835€1,500▼
Other amounts payable47/48-€266
Income statement Code20242025
Remuneration, social security and pensions62-€1,201
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72,746€23,430▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€10,575-€3,500▲
Other operating charges640/8€2,192€1,292▼
Gross operating margin9900€200,782€220,192▲
Operating profit (loss)9901€136,420€197,769▲
Financial income75/76B€402€27▼
Recurring financial income75€402€27▼
Financial charges65/66B€742€7,909▲
Recurring financial charges65€742€7,909▲
Profit (loss) for the period before taxes9903€136,079€189,887▲
Income taxes67/77€33,473€46,520▲
Profit (loss) for the period9904€102,606€143,367▲
Profit (loss) for the period to be appropriated9905€102,606€143,367▲
Appropriation of the result
Profit (loss) to be appropriated9906€103,383€143,515▲
Profit (loss) brought forward from the previous period14P€777€148▼
Transfer to equity691/2€75,000€133,000▲
To other reserves6921€75,000€133,000▲
Profit to be distributed694/7€28,235€10,000▼
Return on contributions (dividend)694€28,235€10,000▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€468,989-----
Goods, raw materials, services and sundry goods60/61-€386,173----
Remuneration, social security and pensions62--€1,103-€1,201-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,775€10,543€10,719€72,746€23,430▼ 67.8%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€4,512€48,280-€10,575-€3,500▲ 66.9%
Other operating charges640/8-€128€723€2,192€1,292▼ 41.1%
Gross operating margin9900€115,566€136,356€242,455€200,782€220,192▲ 9.7%
Operating profit (loss)9901€99,594€130,198€181,629€136,420€197,769▲ 45.0%
Financial income75/76B--€552€402€27▼ 93.3%
Recurring financial income75--€552€402€27▼ 93.3%
Financial charges65/66B-€323€488€742€7,909▲ 966%
Recurring financial charges65€975€323€488€742€7,909▲ 966%
Profit (loss) for the period before taxes9903€98,618€129,875€181,693€136,079€189,887▲ 39.5%
Income taxes67/77€18,334€27,748€43,257€33,473€46,520▲ 39.0%
Profit (loss) for the period9904€80,284€102,127€138,436€102,606€143,367▲ 39.7%
Profit (loss) for the period to be appropriated9905€80,284€102,127€138,436€102,606€143,367▲ 39.7%
Line20212022202320242025Change
Assets
Total assets20/58€188,464€271,758€429,089€679,356€805,904▲ 18.6%
Fixed assets21/28€52,662€44,739€106,288€494,574€541,781▲ 9.5%
Tangible fixed assets22/27€19,662€11,739€73,288€461,574€508,781▲ 10.2%
Land and buildings22---€402,280€408,977▲ 1.7%
Plant, machinery and equipment23-€6,165€5,584€6,201€14,295▲ 131%
Furniture and vehicles24-€5,574€67,704€53,094€85,509▲ 61.1%
Financial fixed assets28€33,000€33,000€33,000€33,000€33,000=
Current assets29/58€135,802€227,019€322,800€184,781€264,123▲ 42.9%
Amounts receivable within one year40/41€24,392€126,488€115,310€104,799€179,424▲ 71.2%
Trade receivables40-€114,816€78,947€94,612€120,034▲ 26.9%
Other amounts receivable41-€11,672€36,363€10,188€59,391▲ 483%
Cash at bank and in hand54/58€109,816€100,531€207,490€79,982€83,075▲ 3.9%
Deferred charges and accrued income490/1----€1,624-
Equity and liabilities
Total equity and liabilities10/49€188,464€271,758€429,089€679,356€805,904▲ 18.6%
Equity10/15€130,214€232,341€370,777€445,148€578,515▲ 30.0%
Contributions10/11€20,000€20,000€20,000€20,000€20,000=
Capital10-€20,000--€20,000-
Issued capital100-€20,000--€20,000-
Reserves13€110,000€212,000€350,000€425,000€558,000▲ 31.3%
Non-distributable reserves130/1-€2,000€2,000€2,000€2,000=
Legal reserve130-€2,000----
Other1319--€2,000€2,000€2,000=
Distributable reserves133-€210,000€348,000€423,000€556,000▲ 31.4%
Profit (loss) carried forward14€214€341€777€148€515▲ 248%
Amounts payable17/49€58,250€39,417€58,312€234,208€227,390▼ 2.9%
Amounts payable after more than one year17€9,514€4,577-€205,820€192,763▼ 6.3%
Financial debts170/4-€4,577-€205,820€192,763▼ 6.3%
Amounts payable within one year42/48€48,074€34,178€57,942€28,388€34,626▲ 22.0%
Current portion of amounts payable after more than one year42-€4,937€4,577€19,180€29,803▲ 55.4%
Trade debts44€16,258€892€10,114€4,373€3,057▼ 30.1%
Suppliers440/4-€892€10,114€4,373€2,781▼ 36.4%
Bills of exchange payable441----€276-
Taxes, remuneration and social security45-€28,350€43,250€4,835€1,500▼ 69.0%
Taxes450/3-€28,350€43,250€4,835€1,500▼ 69.0%
Other amounts payable47/48----€266-
Accrued charges and deferred income492/3-€662€370---
Line20212022202320242025Change
Profit (loss) for the period9904€80,284€102,127€138,436€102,606€143,367▲ 39.7%
+ Depreciation and write-downs630€9,775€10,543€10,719€72,746€23,430▼ 67.8%
Operating cash flow (approximation)€90,059€112,669€149,155€175,352€166,797▼ 4.9%
Investment in fixed assets (approximation)--€2,619-€72,269-€461,032-€70,636▲ 84.7%
Change in cash--€9,285€106,959-€127,508€3,093▲ 102%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
10-04
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial Highest result since 2020net €143,367 ▲39.7%
Operating result €197,769, net result €143,367, both a record.
30-09
Financial Equity above €500,000Eq €578,515 ▲30%
6 profitable years in a row build equity to €578,515.
24-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
26-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
13-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Liquidity doublescurrent ratio 6.64
Current ratio from 2.82 to 6.64; short-term debt falls from €48,074 to €34,178.
30-09
Financial Equity above €200,000Eq €232,341 ▲78.4%
3 profitable years in a row build equity to €232,341.
08-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Equity above €100,000Eq €130,214 ▲161%
2 profitable years in a row build equity to €130,214.
2020
22-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Theux · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,121 m²
Building footprint
321 m²
Volume, LiDAR
2,144 m³
2 parcels, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue sur le Hour 17, 4910 Theux
Crop and animal production, hunting and related service activities
since 20192.292.298.555
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63044B0708/00C000 Wallonia 714 m² 1 · 105 m² 10.6 m · 3 fl.
63044B1555/00B000 Wallonia 407 m² 1 · 216 m² 7.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 92 companies in sector 01280 we hold annual accounts for 19. 11 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-06-2019
Fiscal year end30-09
Activities, NACEBEL 2025
01280Crop and animal production, hunting and related service activities
01290Crop and animal production, hunting and related service activities
01309Crop and animal production, hunting and related service activities
01410Raising of dairy cattle
01420Raising of other cattle and buffaloes
01450Raising of sheep and goats
E-invoicing
Reachable via Peppol
Peppol ID 0208:0728775549
Also 9925:BE0728775549
Registered 09-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.