SWIP
The computed 12-month bankruptcy probability of SWIP is 0.4% (very low). The 2025 annual accounts show equity of €26k and a net result of €1k. Equity is growing by ~49.8% per year across the filed fiscal years. Its solvency ranks better than 13% of 4691 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €26k |
| Net result | €1k |
| Better than sector | 13% |
| Active | 5 yrs |
Mixed profile: strong on stability, weaker on solvency.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 3.9% | 55.3% | |
| Net result | €1k | €38k | |
| Equity | €26k | €64k | |
| Gross operating margin | €31k | €61k | |
| Total assets | €656k | €145k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €30k |
| Net profit | €1k |
| Cash flow | €12k |
| Staff costs | - |
| Income taxes | €502 |
| Dividends | - |
| Total assets | €656k |
| Equity | €26k |
| Debt | €630k |
| of which ≤ 1y | €117k |
| of which > 1y | €494k |
| Working capital | €-26k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 0.78 |
| Quick ratio | 0.78 |
| Working capital ratio | -4.0% |
| Solvency | 3.9% |
| Debt / equity | 24.51 |
| Long-term debt ratio | 19.21 |
| Interest coverage | 1.60 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.2% |
| ROE | 5.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €656k |
| Fixed assets | 21/28 | €565k |
| Tangible fixed assets | 22/27 | €565k |
| Current assets | 29/58 | €91k |
| Amounts receivable within one year | 40/41 | €90k |
| Cash & bank | 54/58 | €560 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €656k |
| Equity | 10/15 | €26k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €4k |
| Amounts payable | 17/49 | €630k |
| Amounts payable after one year | 17 | €494k |
| Amounts payable within one year | 42/48 | €117k |
| Trade debts payable within one year | 44 | €91k |
| Income statement | ||
| Gross operating margin | 9900 | €31k |
| Operating result | 9901 | €20k |
| Financial income | 75 | €960 |
| Financial charges | 65 | €19k |
| Result before taxes | 9903 | €2k |
| Income taxes | 67/77 | €502 |
| Net result for the period | 9904 | €1k |
| Result to be appropriated | 9905 | €1k |
| NACE primary | Head offices & management consulting(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 27-01-2021 |
| Status | Active |
| Postal code | 7780 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54008C0796/00C003 | Wallonia | 765 m² | 1 · 72 m² | 6.3 m · 2 fl. |
| 54002C0259/00T003 | Wallonia | 666 m² | 1 · 687 m² | 16.7 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
28-10-2024 4 resigning
- FINDEJS Matouš, Bestuurder
- FINDEJS Matous, Gedelegeerd bestuurder
- FINDEJS Matous, Gedelegeerd bestuurder
- FINDEJS Matous, Président du conseil d'administration
Technical details
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}09-07-2024 VANDENBERGHE Maxime appointed as director
- VANDENBERGHE Maxime, Bestuurder
Technical details
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}23-03-2022 3 directors appointed, 3 resigning
- FINDEJS Matous, Gedelegeerd bestuurder
- FINDEJS Matous, Gedelegeerd bestuurder
- FINDEJS Matous, Président du conseil d'administration
- VANDENBERGHE Maxime, Bestuurder
- VANDENBERGHE Maxime, Gedelegeerd bestuurder
- VANDENBERGHE Maxime, Président du conseil d'administration
Technical details
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | SWIP |