Swimswim
ActiveSwimswim has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k. Equity is shrinking by ~24.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 93% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
29 d late
2024
29 d late
2023
28 d late
2022
29 d late
2021
583 d late
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3k=
2024 · €3k
2020: €9k
2021: €9k
2022: €9k
2023: €4k
2024: €3k
2020 → 2025
Total assets
€3k=
2024 · €3k
2020: €22k
2021: €19k
2022: €11k
2023: €4k
2024: €3k
2020 → 2025
Net result
€-1k▲ 81.3%
2023 · €-5k
2020: €-756
2021: €3
2022: €-76
2023: €-5k
2020 → 2024
Working capital
€2k=
2024 · €2k
2020: €9k
2021: €7k
2022: €7k
2023: €2k
2024: €2k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€9k▼ 0.8%€4k▼ 58.1%€3k▼ 25.9%€3k=
Operating result€565-€82▼ 85.5%€-5k€-1k▲ 80.4%
Net result€3-€-76€-5k▼ 7,063%€-1k▲ 81.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2024 against €5k in 2023; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3k
Fixed assets
€436=
Current assets
€3k=
Equity and liabilities €3k
Equity
€3k=
Debt
€417=
The debt ratio stays at 12.6%.
Key figures and ratios
Debt
€417=
2024 · €417
Debt ≤ 1 year
€417=
2024 · €417
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3k€3k=
Fixed assets21/28€436€436=
Tangible fixed assets22/27€436€436=
Plant, machinery and equipment23€285€285=
Furniture and vehicles24€151€151=
Current assets29/58€3k€3k=
Amounts receivable within one year40/41€3k€3k=
Trade receivables40€169€169=
Other amounts receivable41€3k€3k=
Cash at bank and in hand54/58€6€6=
Equity and liabilities
Total equity and liabilities10/49€3k€3k=
Equity10/15€3k€3k=
Contributions10/11€9k€9k=
Capital10€9k€9k=
Issued capital100€19k€19k=
Uncalled capital101€10k€10k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€-7k€-7k=
Amounts payable17/49€417€417=
Amounts payable within one year42/48€417€417=
Trade debts44€62€62=
Suppliers440/4€62€62=
Other amounts payable47/48€355€355=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-
Operating profit (loss)9901€-1k-
Profit (loss) for the period before taxes9903€-1k-
Profit (loss) for the period9904€-1k-
Profit (loss) for the period to be appropriated9905€-1k-
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-7k=
Profit (loss) brought forward from the previous period14P€-6k€-7k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
05-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 583 days late
2023
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 5.86
Current ratio from 1.68 to 5.86; short-term debt falls from €10k to €1k.
2021
31-12
Financial
Back to profitnet €3
Net result €3 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groeneweg 1163090 OverijseGround area
1,501 m²
Building footprint
295 m²
Volume, LiDAR
1,267 m³
Parcel 23544D0682/00L002, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Swimswim
since 20182.276.113.809
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23544D0682/00L002 | Flanders | 1,501 m² | 1 · 295 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 1,802 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-02-2018
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
46900Non-specialised wholesale trade
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.