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A.C.S. Concept

Active
Private limited companyfounded 20206 yrs activeKBO/BCE: BE 0748.720.927
Summary

The computed 12-month bankruptcy probability of A.C.S. Concept is 2.9% (moderate). The 2025 annual accounts show negative equity (-€51) and a net result of €2,340. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 9% of 33831 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Other specialised construction activities
NACE 43990NACE 43999
1 site
Size
€4,765total assets 2025
Equity
-€51
Profit
€2,340
Turnover not published (abridged schema)
Financial health
51 Fair Checked score 2025
Bankruptcy chance 12 m
2.9%
Structure
Accounts 37 d early0 of 1 deed read
Why 51- Ex-officio strike-off in the KBO- Liquidity: current ratio 0.99- Founded in 2020+ Size: total assets €4,765Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 48% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 24+24
equity -1.1% of total assets
Liquidity 0=
short-term debt 101.1%
Profitability 100=
return on assets 49.1%
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 6.6% 12-2024: 6.6%● 0.0% vs 11-2024 01-2025: 6.6%● 0.0% vs 12-2024 02-2025: 6.6%● 0.0% vs 01-2025 03-2025: 6.6%● 0.0% vs 02-2025 04-2025: 6.5%▼ -0.5% vs 03-2025 05-2025: 6.7%▲ +2.1% vs 04-2025 06-2025: 6.5%▼ -2.5% vs 05-2025 07-2025: 6.7%▲ +3.0% vs 06-2025highest value 08-2025: 3.6%▼ -46.1% vs 07-2025 09-2025: 3.6%▼ -0.5% vs 08-2025 10-2025: 3.6%▲ +0.2% vs 09-2025 11-2025: 3.6%● 0.0% vs 10-2025 12-2025: 3.6%● 0.0% vs 11-2025 01-2026: 3.7%▲ +2.3% vs 12-2025 02-2026: 3.6%▼ -3.3% vs 01-2026 03-2026: 3.6%▲ +0.8% vs 02-2026 04-2026: 3.7%▲ +3.7% vs 03-2026 05-2026: 3.6%▼ -3.7% vs 04-2026 06-2026: 3.4%▼ -5.9% vs 05-2026 07-2026: 3.6%▲ +5.9% vs 06-2026 08-2026: 4.0%▲ +10.7% vs 07-2026 09-2026: 4.0%▲ +1.3% vs 08-2026 10-2026: 2.9%▼ -28.8% vs 09-2026lowest value
  • Size: total assets €4,765 lowers the probability for this profile
  • Ex-officio strike-off in the KBO raises the probability
  • Liquidity: current ratio 0.99 raises the probability
  • Founded in 2020 raises the probability for this profile
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 8%, liquidity 1%, profitability 93%, growth against the median 91%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €4,765
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
raises risk · Liquidity: current ratio 0.99
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2020
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 33831 sector peers (2025).
NBB · sector comparison
Position among 33831 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
37 d early
2024
30 d early
2023
36 d early
2022
74 d early
2021
36 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 June (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2021net €2,340 ▲2.3%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€51 View
  • Caution: Among the weakest 10% on equitysector median €57,664 · 33,843 companies -€51 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€4,765
Profit
€2,340
Solvency
-1.1%
Total assets▲ 125%
Net result
20212025
Go to Financials

Timeline

Events
9
Since
2022
Next accounts
by 31-07-2027
  1. 24-06-2026Annual accounts filed
  2. 31-12-2025Highest result since 2021
  3. 01-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
18-06-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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