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SWENDEN INDUSTRIE

Active
Public limited companyfounded 1990active for 36 yearsNieuwstraat 2, 2840 Rumst, BelgiumKBO/BCE: BE 0442.346.823
Summary

SWENDEN INDUSTRIE has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24.2m and a net result of €3.3m. Equity is shrinking by about 5% per year across the filed financial years. Its solvency ranks better than 94% of 6,141 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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SWENDEN INDUSTRIEActiveChecked score 97/100
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Overview

Activity
Wholesale of construction materials, general range
NACE 46831
4th largest company by equity in Rumst, Wholesale and retail trade sector1 site
Size
€26.5mtotal assets 2025
Equity
€24.2m
Profit
€3.3m
Net result +111%: other schema
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Parent
Algemeen Kantoor voor Zakenbeheer · 100%
2025 accounts filed 30 days late2 of 7 deeds summarised
Why 97lowers riskLiquidity: current ratio 11.65, cash €10.9mSize: total assets €26.5mFounded in 1990Equity €24.2m (91.4% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 79% of its sector peers (NACE 46, medium-sized)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 91.4% of total assets
Liquidity 100=
short-term debt 8.6% · cash 41.0%
Profitability 69+15
return on assets 12.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (746 companies, NACE 46, medium-sized)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €2,300,000 on 30-day terms is acceptable
Liquidity ample (current ratio 11.65, above the usual 1.5; short-term debt: 8.6% and cash: 41% of total assets), and 8.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, medium-sized): better than 93% on solvency, 99% on liquidity, 72% on profitability and 53% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 11.65, cash €10.9m
NBB · annual accounts
lowers risk · Size: total assets €26.5m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €24.2m (91.4% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €24.2m
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
30 days late
2024
29 days late
2023
30 days late
2022
31 days late
2021
31 days late
2020
23 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Resignation: Michel Swenden (director)Appointments: Alexia Swenden (director) and…
  3. Highest result from 2018 to 2025net €3.3m ▲111%

Key points

  • Positive: Result rose in 2025different schema filed ▲ 111% View
  • Positive: Among the best 7% on solvencysector median 45.2% · 6,141 companies 91.4% View
  • Board changedlatest change 24-04-2026 · 3 in office 3 joined · 1 left View
  • Controlled by Algemeen Kantoor voor Zakenbeheer 100% View

By topic

Financials

Financial year
2025
Total assets
€26.5m
Profit
€3.3m
Solvency
91.4%
Total assets▲ 14.3%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
Parent
Algemeen Kantoor voor Zakenbeheer · 100%
  • Alexia SwendenDirector
  • Eric SwendenManaging director
  • Marie-Noël SwendenDirector
Go to Board & ownership

Timeline

Events
41
Since
1992
Next accounts
by 31-07-2027
  1. 29-08-2025Annual accounts filed
  2. 30-08-2024Annual accounts filed
  3. 30-01-2024Purpose · Amendment of the articles
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale of construction materials, general rangeNACE 46831
Founded
03-10-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
21
Annual meeting
Second Tuesday of May at 11:30
Purpose
“Alle financiële handelingen, in het bijzonder het aangaan van leningen, de financiële…” (deed in Dutch)
Go to Articles of association

Key facts about SWENDEN INDUSTRIE

What is the company number of SWENDEN INDUSTRIE?
0442.346.823. In Belgium the VAT number is the company number with BE in front: BE 0442.346.823.
Where is SWENDEN INDUSTRIE based?
The registered office is at Nieuwstraat 2, 2840 Rumst.Company details
What does SWENDEN INDUSTRIE do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of SWENDEN INDUSTRIE?
Public limited company (NV).
When was SWENDEN INDUSTRIE founded?
On 03-10-1990.
Is SWENDEN INDUSTRIE still active?
Yes, SWENDEN INDUSTRIE is an active enterprise in the KBO register.
What is the turnover of SWENDEN INDUSTRIE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SWENDEN INDUSTRIE profitable?
In financial year 2025, SWENDEN INDUSTRIE made a profit of €3.3m.
Where can I find the annual accounts of SWENDEN INDUSTRIE?
SWENDEN INDUSTRIE filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SWENDEN INDUSTRIE due?
By 31-07-2027, for financial year 2026.Timeline

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