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Complete company report
Generated 20-08-2026
Active BE 1006.626.606Private limited companyOpen bankruptcy

SWEETZ

Marktstraat 13 ·8870 Izegem, Belgium· 2 yrs active
Sector: Detailhandel in chocolade en suikerwerk (47242)
Conclusion Checked

A bankruptcy procedure is open for SWEETZ according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (€-20k) and a net result of €-22k.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-20k
Net result €-22k
Better than sector 10%
Active 2 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health0Profitability100Solvency35Growth-Stability0
34 / 100

Fragile profile, watch health in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 0
Profitability 100
Solvency 35
Growth -
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
0 / 100 Critical
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -76.6% 20.4%
better than 10% of 6722 sector peers
Net result €-22k €4k
better than 11% of 6703 sector peers
Equity €-20k €16k
better than 14% of 6737 sector peers
Gross operating margin €-20k €24k
better than 5% of 6682 sector peers
Total assets €26k €94k
better than 19% of 6726 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€-22k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€26k
Equity€-20k
Debt€45k
of which ≤ 1y€45k
of which > 1y-
Working capital€-20k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.57
Quick ratio0.00
Working capital ratio-76.6%
Solvency-76.6%
Debt / equity-2.31
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-84.4%
ROE110.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts (16 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€26k
Current assets 29/58€26k
Stocks & contracts in progress 3€26k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€26k
Equity 10/15€-20k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€-22k
Amounts payable 17/49€45k
Amounts payable within one year 42/48€45k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€-20k
Operating result 9901€-21k
Financial charges 65€492
Result before taxes 9903€-22k
Net result for the period 9904€-22k
Result to be appropriated 9905€-22k
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Kimberly Terryn
    Director
    State Gazette act 24156859 (31-10-2024)
    Current
    01-10-2024 → present
Former directors (1)
  • Joyce Terryn
    Director
    State Gazette act 24156859 (31-10-2024)
    Former
    - → 30-09-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates1 person
Role Name Tenure Source
Curator VIRGINIE BAILLEUL
PRINSESSESTRAAT 103, 8870 IZEGEM
 18-11-2025 → present Belgian State Gazette
Legal Structure
NACE primary Detailhandel in chocolade en suikerwerk(47242)
Legal form Private limited company(610)
Incorporation29-02-2024
StatusActive
Postal code8870
First BS signal 24-11-2025
Latest BS signal 24-11-2025
Establishment units 1 location
SWEETZ
Marktstraat 13, 8870 IzegemHandelsbemiddeling in de niet-gespecialiseerde groothandel
since 20242.356.389.524
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36008A0896/00D000 Flanders 340 m² 1 · 178 m² 14.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
24-11-2025
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Kortrijk · SWEETZ BV MARKTSTRAAT 13, 8870 IZEGEM · event 18-11-2025
27-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
31-10-2024
State Gazette act Director changes
Lifecycle & Insolvency Signals1 events
24-11-2025
Bankruptcy Opening
Date: 18-11-2025 · Ondernemingsrechtbank Gent, afdeling Kortrijk · SWEETZ BV MARKTSTRAAT 13, 8870 IZEGEM · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-11-24 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2024
31-10-2024 1 director appointed, 1 resigning Director changes
  • Kimberly Terryn, Bestuurder
  • Joyce Terryn, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Joyce Terryn",
        "address": "Slagmeersenstraat 17, 8870 Izegem",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2024-09-30",
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Kimberly Terryn",
        "address": "Ter Wallenstraat 19, 8870 Izegem",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2024-10-01",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2024-10-22",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-09-30",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "1006.626.606",
    "name_full": "Sweetz",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0548.707.620",
    "org_name": "VOF DK KWADRAAT",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "de notulen van de algemene vergadering dd. 30/09/2024"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in chocolade en suikerwerk47242
Primary activity highlighted.
Names & trade names
Legal nameNL SWEETZ
Registered office
Marktstraat 13
8870 Izegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative