sWb
The computed 12-month bankruptcy probability of sWb is 3.4% (moderate). The 2024 annual accounts show equity of €37k and a net result of €5k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 24% of 11071 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €37k |
| Net result | €5k |
| Better than sector | 24% |
| Active | 5 yrs |
Mixed profile: strong on stability, weaker on solvency.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 18.9% | 40.9% | |
| Net result | €5k | €11k | |
| Equity | €37k | €34k | |
| Gross operating margin | €42k | €35k | |
| Total assets | €194k | €93k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €41k |
| Net profit | €5k |
| Cash flow | €34k |
| Staff costs | - |
| Income taxes | €2k |
| Dividends | - |
| Total assets | €194k |
| Equity | €37k |
| Debt | €158k |
| of which ≤ 1y | €89k |
| of which > 1y | €68k |
| Working capital | €-38k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.58 |
| Quick ratio | 0.47 |
| Working capital ratio | -19.4% |
| Solvency | 18.9% |
| Debt / equity | 4.30 |
| Long-term debt ratio | 1.85 |
| Interest coverage | 7.09 |
| Gross margin | - |
| Net margin | - |
| ROA | 2.4% |
| ROE | 12.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €194k |
| Fixed assets | 21/28 | €143k |
| Tangible fixed assets | 22/27 | €143k |
| Current assets | 29/58 | €51k |
| Stocks & contracts in progress | 3 | €9k |
| Amounts receivable within one year | 40/41 | €24k |
| Cash & bank | 54/58 | €15k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €194k |
| Equity | 10/15 | €37k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €35k |
| Amounts payable | 17/49 | €158k |
| Amounts payable after one year | 17 | €68k |
| Amounts payable within one year | 42/48 | €89k |
| Trade debts payable within one year | 44 | €36k |
| Income statement | ||
| Gross operating margin | 9900 | €42k |
| Operating result | 9901 | €12k |
| Financial income | 75 | €237 |
| Financial charges | 65 | €6k |
| Result before taxes | 9903 | €6k |
| Income taxes | 67/77 | €2k |
| Net result for the period | 9904 | €5k |
| Result to be appropriated | 9905 | €5k |
| NACE primary | Joinery(43320) |
| Legal form | Private limited company(610) |
| Incorporation | 22-03-2021 |
| Status | Active |
| Postal code | 3970 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71034A3491/00A000 | Flanders | 927 m² | 1 · 181 m² | 9.0 m · 2 fl. |
| 13342C1694/00L000 | Flanders | 228 m² | 1 · 361 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
15-12-2025 Registered office moved from Balen to Leopoldsburg
- Schoorheide 17, 2490 Balen → Antwerpsesteenweg 195, 3970 Leopoldsburg
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Leopoldsburg",
"region": null,
"street": "Antwerpsesteenweg",
"country": "BE",
"postcode": "3970",
"box_number": null,
"street_number": "195"
},
"old_address": {
"city": "Balen",
"region": null,
"street": "Schoorheide",
"country": "BE",
"postcode": "2490",
"box_number": null,
"street_number": "17"
},
"effective_date": "2025-11-24",
"evidence_quote": "De vergadering beslist dat de zetel van de vennootschap zal worden verplaatst van Schoorheide 17, 2490 Balen naar Antwerpsesteenweg 195, 3970 Leopoldsburg, en dit vanaf 24/11/2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0765.507.073",
"name_full": "SWB",
"legal_form": "BV"
}
}24-03-2021 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "2490 Balen, Schoorheide 17",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "Wouters, Johan Louis Josephine",
"niss": null,
"address": "2490 Balen, Bruine Kolk 11"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 200,
"holder_person_name": "Wouters, Johan Louis Josephine",
"is_subscriber_only": true,
"n_shares_subscribed": 10,
"amount_subscribed_eur": 200,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "Wouters, Stijn Cindie Anselm",
"niss": null,
"address": "2490 Balen, Schoorheide 17"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1800,
"holder_person_name": "Wouters, Stijn Cindie Anselm",
"is_subscriber_only": false,
"n_shares_subscribed": 90,
"amount_subscribed_eur": 1800,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 2000,
"subject_company": {
"kbo": "0765.507.073",
"name_full": "sWb",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2021-03-19",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | sWb |