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Generated 15-08-2026
Active BE 0805.874.812Private limited company

SW Real Estate

Kloosterstraat 100 b2 ·2275 Lille, Belgium· 2 yrs active
Sector: Activiteiten van holdings (64210)
Conclusion Checked

SW Real Estate is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €431 and a net result of €-2k. Its solvency ranks better than 47% of 3139 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €431
Net result €-2k
Better than sector 47%
Active 2 yrs
Snowflake analysis 3 of 5 axes measured · computed by Checked
Health-Profitability0Solvency92Growth-Stability67
53 / 100

This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.

Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 0
Solvency 92
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview1 NBB filings
Annual accounts filed on 29-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 48.3% 52.5%
better than 47% of 3139 sector peers
Net result €-2k €32k
better than 13% of 3135 sector peers
Equity €431 €75k
better than 9% of 3140 sector peers
Gross operating margin €-1k €52k
better than 10% of 3132 sector peers
Total assets €892 €192k
better than 5% of 3141 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenuen/a
EBITDAn/a
Net profit€-2k
Cash flown/a
Staff costs-
Income taxes-
Dividends-
Total assets€892
Equity€431
Debt€461
of which ≤ 1y€461
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency48.3%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA-260.1%
ROE-538.3%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€892
Current assets 29/58€892
Amounts receivable within one year 40/41€456
Cash & bank 54/58€436
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€892
Equity 10/15€431
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-2k
Amounts payable 17/49€461
Amounts payable within one year 42/48€461
Trade debts payable within one year 44€461
Income statement
Gross operating margin 9900€-1k
Operating result 9901€-2k
Financial charges 65€92
Result before taxes 9903€-2k
Net result for the period 9904€-2k
Result to be appropriated 9905€-2k
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Wouters, Jonas
    Director
    State Gazette act 25344809 (14-07-2025)
    Current
    14-07-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van holdings(64210)
Legal form Private limited company(610)
Incorporation15-09-2023
StatusActive
Postal code2275
Establishment units 1 location
Stymans Invest
Kloosterstraat 100 b2, 2275 LilleHandel in eigen onroerend goed
since 20232.351.009.586
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13009C0724/00M000 Flanders 783 m² 1 · 238 m² 8.2 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
14-07-2025
State Gazette act Director changes
Hendrik Van de Cruys
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
14-07-2025 Wouters, Jonas appointed as director Director changes·Hendrik Van de Cruys
  • Wouters, Jonas, Bestuurder
Notary: Hendrik Van de Cruys · Vosselaar
Technical details 
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  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Wouters, Jonas",
        "address": "3500 Hasselt, Kroonwinningstraat 58",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Hendrik Van de Cruys",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Vosselaar",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-07-14",
    "filing_date": "2025-07-10",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2025-07-03",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0805.874.812",
    "name_full": "Stymans Invest",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0686.772.371",
    "org_name": "Fiscalix",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "uitgifte van de akte",
    "lijst publicatiedata",
    "geco\u00F6rdineerde statuten"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Handel in eigen onroerend goed68110Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL SW Real Estate
Registered office
Kloosterstraat 100 b2
2275 Lille, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative