SVZ PLASTICS
ActiveSVZ PLASTICS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €5k. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 32% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-11
Solvency56▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.27 in 2024; short-term debt: 52.7% and cash: 12.9% of total assets), and 69.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-01-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
7 d early
2023
2 d early
2022
1 d early
2021
5 d early
2020
5 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 19.1%
2024 · €28k
2019: €13k
2020: €14k
2021: €17k
2022: €19k
2023: €22k
2024: €28k
2019 → 2025
Total assets
€109k▲ 9.7%
2024 · €99k
2019: €14k
2020: €46k
2021: €47k
2022: €74k
2023: €60k
2024: €99k
2019 → 2025
Net result
€5k▼ 14.4%
2024 · €6k
2019: €1k
2020: €849
2021: €3k
2022: €2k
2023: €2k
2024: €6k
2019 → 2025
Working capital
€25k▲ 73.3%
2024 · €15k
2019: €13k
2020: €9k
2021: €-4k
2022: €2k
2023: €11k
2024: €15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€19k▲ 12.1%€22k▲ 11.8%€28k▲ 28.7%€33k▲ 19.1%
Operating result€4k-€6k▲ 58.2%€6k▼ 3.8%€6k▼ 5.9%€13k▲ 139%
Net result€3k-€2k▼ 35.4%€2k▲ 9.6%€6k▲ 171%€5k▼ 14.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 139% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€26k▼ 16.8%
Current assets
€82k▲ 22.1%
Equity and liabilities €109k
Equity
€33k▲ 19.1%
Debt
€76k▲ 6.0%
The debt ratio falls from 71.9% to 69.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29k▲
2024 · €18k
Cash flow
€20k▲
2024 · €19k
Solvency
30.5%▲
2024 · 28.1%
Current ratio
1.44▲
2024 · 1.27
Quick ratio
1.06▲
2024 · 0.85
Debt / equity
2.27▼
2024 · 2.56
ROE
16.0%▼
2024 · 22.3%
ROA
4.9%▼
2024 · 6.3%
Interest coverage
3.80▼
2024 · 5.02
Debt
€76k▲
2024 · €71k
Debt ≤ 1 year
€57k▲
2024 · €53k
Debt > 1 year
€18k=
2024 · €18k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€109k▲
Fixed assets21/28€32k€26k▼
Tangible fixed assets22/27€32k€26k▼
Plant, machinery and equipment23€30k€26k▼
Furniture and vehicles24€1k€456▼
Current assets29/58€68k€82k▲
Stocks and contracts in progress3€23k€22k▼
Stocks30/36€23k€20k▼
Contracts in progress37-€2k
Amounts receivable within one year40/41€6k€47k▲
Trade receivables40€6k€46k▲
Other amounts receivable41€144€619▲
Cash at bank and in hand54/58€39k€14k▼
Equity and liabilities
Total equity and liabilities10/49€99k€109k▲
Equity10/15€28k€33k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€9k€15k▲
Non-distributable reserves130/1€930€930=
Legal reserve130€930€930=
Distributable reserves133€8k€14k▲
Amounts payable17/49€71k€76k▲
Amounts payable after more than one year17€18k€18k=
Financial debts170/4€18k€18k=
Amounts payable within one year42/48€53k€57k▲
Current portion of amounts payable after more than one year42€5k-
Trade debts44€27k€21k▼
Suppliers440/4€27k€21k▼
Advances received on contracts in progress46-€3k
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€6k€11k▲
Other amounts payable47/48€15k€23k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€15k▲
Other operating charges640/8€440€3k▲
Gross operating margin9900€19k€32k▲
Operating profit (loss)9901€6k€13k▲
Financial income75/76B€6k€2k▼
Recurring financial income75€6k€2k▼
Financial charges65/66B€4k€8k▲
Recurring financial charges65€4k€8k▲
Profit (loss) for the period before taxes9903€8k€8k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€6k€5k▼
Profit (loss) for the period to be appropriated9905€6k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€5k▼
Transfer to equity691/2€6k€5k▼
To other reserves6921€6k€5k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €6k ▲171%
Net result €6k, the highest in the series.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €849 ▼27.7%
Net result drops to €849, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
19-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herckensstraat 423700 Tongeren-BorgloonGround area
708 m²
Building footprint
131 m²
Volume, LiDAR
1,090 m³
Parcel 73063B0317/00K000, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Pro-Ject Engineering
since 20112.205.567.687
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73063B0317/00K000 | Flanders | 707 m² | 1 · 131 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0822.428.950
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LUCINE
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Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 8,103 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2011
Fiscal year end30-06
Activities, NACEBEL
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.