C-ELECT
ActiveThe computed 12-month bankruptcy probability of C-ELECT is 1.8% (moderate). The 2025 annual accounts show equity of €33k and a net result of €-3k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 27451 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
short-term debt: 0.1% and cash: 7.6% of total assets, and 0.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.9%
Return on assets
-7.6%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
59 d late
2023
on the day
2022
2 d late
2021
11 d late
2020
2 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€21k
EBIT margin
-12.0%
Net result
€-3k
2024 · €1k
2019: €-6k
2020: €-4k
2021: €-606
2022: €22k
2023: €6k
2024: €1k
2019 → 2025
Working capital
€17k▲ 20.6%
2024 · €14k
2019: €9k
2020: €6k
2021: €5k
2022: €2k
2023: €10k
2024: €14k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€21k
Equity€6k-€28k▲ 369%€34k▲ 21.3%€36k▲ 4.3%€33k▼ 7.1%
Operating result€-554-€24k€8k▼ 66.2%€3k▼ 68.3%€-2k
Net result€-606-€22k€6k▼ 73.0%€1k▼ 75.2%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€16k▼ 25.8%
Current assets
€17k▲ 12.2%
Equity and liabilities €33k
Equity
€33k▼ 7.1%
Debt
€21▼ 98.1%
The debt ratio falls from 3.0% to 0.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▼
2024 · €8k
Cash flow
€3k▼
2024 · €7k
Solvency
99.9%▲
2024 · 97.0%
Debt / equity
0.00▼
2024 · 0.03
ROE
-7.6%▼
2024 · 4.2%
ROA
-7.6%▼
2024 · 4.0%
Interest coverage
66.91▼
2024 · 168.39
Debt
€21▼
2024 · €1k
Debt ≤ 1 year
€21▼
2024 · €1k
A ratio outside any meaningful range has been withheld (balance sheet total €33k, equity €33k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€33k▼
Fixed assets21/28€21k€16k▼
Tangible fixed assets22/27€21k€16k▼
Furniture and vehicles24€21k€16k▼
Financial fixed assets28€263€263▲
Current assets29/58€16k€17k▲
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Amounts receivable within one year40/41€9k€13k▲
Trade receivables40€7k€13k▲
Other amounts receivable41€2k€419▼
Cash at bank and in hand54/58€5k€3k▼
Deferred charges and accrued income490/1€850€850=
Equity and liabilities
Total equity and liabilities10/49€37k€33k▼
Equity10/15€36k€33k▼
Contributions10/11€15k€15k=
Reserves13€21k€18k▼
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€20k€17k▼
Amounts payable17/49€1k€21▼
Amounts payable within one year42/48€1k€21▼
Taxes, remuneration and social security45€1k€21▼
Taxes450/3€1k€21▼
Other amounts payable47/48€89-
Income statement
Code20242025
Turnover70-€21k
Goods, raw materials, services and sundry goods60/61-€17k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€533€622▲
Gross operating margin9900€8k€4k▼
Operating profit (loss)9901€3k€-2k▼
Financial charges65/66B€45€45▼
Recurring financial charges65€45€45▼
Profit (loss) for the period before taxes9903€2k€-3k▼
Income taxes67/77€1k-
Profit (loss) for the period9904€1k€-3k▼
Profit (loss) for the period to be appropriated9905€1k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-3k▼
Transfer from equity791/2-€3k
Transfer to equity691/2€1k-
To the legal reserve6920€1k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-06
Financial
Liquidity times 59current ratio 840.53
Current ratio from 14.20 to 840.53; short-term debt falls from €1k to €21.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
30-06
Financial
Liquidity times 5current ratio 14.20
Current ratio from 2.91 to 14.20; short-term debt falls from €5k to €1k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity doublescurrent ratio 2.91
Current ratio from 1.23 to 2.91; short-term debt falls from €10k to €5k.
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-06
Financial
Back to profitnet €22k
Net result €22k after 3 loss-making years.
11-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoedstraat 22B1070 AnderlechtGround area
1,234 m²
Building footprint
442 m²
Volume, LiDAR
6,475 m³
Parcel 21305B0238/00N007, Brussels · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Hoedstraat 22B, 1070 Anderlecht
since 20102.186.732.267
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305B0238/00N007 | Brussels | 1,234 m² | 1 · 442 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LUCINE
BE 0866.593.545
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Elektan
BE 1017.007.881
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TOTTE MARK
BE 0478.453.686
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SMART TECHNOLOGIES AND RENOVATIONS
BE 0746.745.293
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SVZ PLASTICS
BE 0841.398.487
Tongeren-Borgloon · Eq €33k
Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 8,104 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-01-2010
Fiscal year end30-06
Activities, NACEBEL
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.