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SVS BOUW-LIEVENS

Active
Private limited companyfounded 2021active for 5 yearsSluizeken 42, 9620 Zottegem, BelgiumKBO/BCE: BE 0765.247.945

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SVS BOUW-LIEVENS has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75,352 and a net result of €10,917. Equity has been growing by about 31% per year since 2021. Its solvency ranks better than 35% of 2,790 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

KBO
Status
Active since 16-03-2021 Normal situation
Activity
General construction of residential buildings NACE 41001and 3 others
Establishment unit
2.317.598.531 9620 Zottegem, since 16-03-2021
Financial year end
30 June
Peppol
Reachable since 30-10-2023

Board and ownership

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts to 30-06-2025
Gross margin
€44,185
▼ 11.0%
Turnover
≈ €200,000
estimated
Profit
€10,917
▼ 38.7%
Equity
€75,352
▲ 16.9%
Total assets
€288,431
▲ 40.8%
Filed on 30-01-2026, 1 day before the deadlinePDF
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2021Size: total assets €288,431lowers riskLiquidity: current ratio 1.21, cash €79,229Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 49% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 51-5
equity 26.1% of total assets
Liquidity 51+14
short-term debt 63.0% · cash 27.5%
Profitability 73-7
return on assets 3.8%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 2.3% 12-2024: 2.3%● unchanged vs 11-2024 01-2025: 2.4%▲ +0.1 percentage points vs 12-2024 02-2025: 2.9%▲ +0.5 percentage points vs 01-2025 03-2025: 2.9%● unchanged vs 02-2025 04-2025: 2.9%● unchanged vs 03-2025 05-2025: 2.9%● unchanged vs 04-2025 06-2025: 2.9%● unchanged vs 05-2025 07-2025: 2.8%▼ -0.1 percentage points vs 06-2025 08-2025: 2.9%▲ +0.1 percentage points vs 07-2025 09-2025: 2.9%● unchanged vs 08-2025 10-2025: 3.2%▲ +0.3 percentage points vs 09-2025 11-2025: 3.4%▲ +0.2 percentage points vs 10-2025 12-2025: 3.4%● unchanged vs 11-2025 01-2026: 3.6%▲ +0.2 percentage points vs 12-2025 02-2026: 4.3%▲ +0.7 percentage points vs 01-2026highest value 03-2026: 1.2%▼ -3.1 percentage points vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 1.1%● unchanged vs 07-2026lowest value 09-2026: 1.1%● unchanged vs 08-2026lowest value 10-2026: 1.3%▲ +0.2 percentage points vs 09-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.21 (1.38 in 2024), below the usual 1.5. Short-term debt is 63% and cash 27.5% of total assets. 73.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 33% of them on solvency, 54% on liquidity, 49% on profitability and 61% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.21, cash €79,229
NBB · annual accounts
raises risk · Size: total assets €288,431
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
1 day early
2024
1 day early
2023
2 days early
2022
3 days early
2021
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 1 day before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2025: €10,917 5 years View

Comparable companies

These companies have the same main activity as SVS BOUW-LIEVENS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €272,000 and €309,000, founded between 2020 and 2021.

CompanyTotal assetsGross margin
SVS BOUW-LIEVENS Zottegem€288,431€44,185
A & C CONSTRUCTION Lochristi€306,339€47,117
UP-HOMES Sint-Truiden€282,112€42,600
BV WORKS Hoogstraten€309,444€45,330
D.A. PROJECTS Hamont-Achel€279,412€41,122
Probuild Exterior Mechelen€278,253€41,481
Ransa Wommelgem€271,860€43,285
Full comparison

Documents

Annual accounts at the NBB

All 5 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about SVS BOUW-LIEVENS

What is the company number of SVS BOUW-LIEVENS?
The company number of SVS BOUW-LIEVENS is 0765.247.945. The VAT number is the same number with BE in front: BE 0765.247.945.
Where is SVS BOUW-LIEVENS based?
The registered office is at Sluizeken 42, 9620 Zottegem.Company details
What does SVS BOUW-LIEVENS do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of SVS BOUW-LIEVENS?
The legal form of SVS BOUW-LIEVENS is Private limited company (BV).
When was SVS BOUW-LIEVENS founded?
SVS BOUW-LIEVENS was founded on 16-03-2021.
Is SVS BOUW-LIEVENS still active?
Yes, SVS BOUW-LIEVENS is an active enterprise in the KBO register.
What is the turnover of SVS BOUW-LIEVENS?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €44,185 and 35 comparable companies (NACE 41001). It probably lies between €130,000 and €370,000.Financials
Is SVS BOUW-LIEVENS profitable?
In financial year 2025, SVS BOUW-LIEVENS made a profit of €10,917.
Where can I find the annual accounts of SVS BOUW-LIEVENS?
SVS BOUW-LIEVENS filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of SVS BOUW-LIEVENS due?
SVS BOUW-LIEVENS must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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