UP-HOMES

Active

Private limited companyfounded 2021active for 5 yearsBoudewijnlaan 39, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0767.728.571

Summary

The computed 12-month bankruptcy probability of UP-HOMES is 3.8% (moderate). The 2025 annual accounts show equity of €68,464 and a net result of €9,968. Equity is growing by about 21% per year across the filed financial years. Its solvency ranks better than 33% of 2,771 sector peers (NACE 41, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

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UP-HOMESActiveChecked score 48/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€282,112total assets 2025

Equity: €68,464
Profit: €9,968

Turnover not published (abbreviated or micro format)

Financial health

48 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 3.8%

Structure

2025 accounts filed 4 days late1 of 2 deeds summarised

Why 48raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2021Last filed accounts filed 4 days late; 2 of the last 3 late1 change of registered office in 24 monthsShow the evidence

Checked score

Score 2025

48 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 35% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 49+9

equity 24.3% of total assets

Liquidity 27+24

short-term debt 74.5% · cash 14.0%

Profitability 41+8

return on assets 3.5%

Bankruptcy probability, 12 months

3.8% Moderate

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)

Last 24 months 11-2024: 3.8% 12-2024: 3.9%▲ +0.1 percentage points vs 11-2024 01-2025: 3.6%▼ -0.3 percentage points vs 12-2024 02-2025: 3.8%▲ +0.2 percentage points vs 01-2025 03-2025: 4.1%▲ +0.3 percentage points vs 02-2025 04-2025: 4.1%● unchanged vs 03-2025 05-2025: 4.6%▲ +0.5 percentage points vs 04-2025 06-2025: 4.7%▲ +0.1 percentage points vs 05-2025 07-2025: 5.9%▲ +1.2 percentage points vs 06-2025 08-2025: 5.9%● unchanged vs 07-2025 09-2025: 5.9%● unchanged vs 08-2025 10-2025: 6.0%▲ +0.1 percentage points vs 09-2025 11-2025: 6.0%● unchanged vs 10-2025 12-2025: 6.0%● unchanged vs 11-2025 01-2026: 5.9%▼ -0.1 percentage points vs 12-2025 02-2026: 6.1%▲ +0.2 percentage points vs 01-2026 03-2026: 6.0%▼ -0.1 percentage points vs 02-2026 04-2026: 6.0%● unchanged vs 03-2026 05-2026: 6.6%▲ +0.6 percentage points vs 04-2026highest value 06-2026: 2.8%▼ -3.8 percentage points vs 05-2026lowest value 07-2026: 2.8%● unchanged vs 06-2026 08-2026: 2.8%● unchanged vs 07-2026 09-2026: 3.8%▲ +1.0 percentage point vs 08-2026 10-2026: 3.8%● unchanged vs 09-2026

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.33, compared with 1.16 in 2024, below the usual 1.5; short-term debt: 74.5% and cash: 14% of total assets), and 75.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 31% on solvency, 22% on liquidity, 24% on profitability and 61% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

raises risk

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Founded in 2021

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Last filed accounts filed 4 days late; 2 of the last 3 late

NBB · filings

1 change of registered office in 24 months

Belgian Official Gazette

2025 accounts filed 4 days late

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-05-2026, 4 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 4 filings

Deviation from the deadline

2025

4 days late

2024

50 days late

2023

105 days late

2022

189 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 87 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 17 July (3 of the last 4 filed years within 74 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end26-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

19-08-2026 Registered officeRegistered-office move
04-05-2026 Annual accounts filedfinancial year 2025 · abbreviated…
19-06-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Total assets 20254 financial years filed €282,112 View
Active since 2021founded 02-05-2021 5 years View

By topic

Financials

Financial year: 2025
Total assets: €282,112
Profit: €9,968
Solvency: 24.3%

Total assets▼ 28.8%

Net result

20222025

Go to Financials

Timeline

Events: 7
Since: 2023
Next accounts: by 30-04-2027

30-09-2024Weakest financial year
13-08-2024Annual accounts filed
05-11-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 02-05-2021
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Key facts about UP-HOMES

What is the company number of UP-HOMES?: 0767.728.571. In Belgium the VAT number is the company number with BE in front: BE 0767.728.571.
Where is UP-HOMES based?: The registered office is at Boudewijnlaan 39, 3800 Sint-Truiden.Company details
What does UP-HOMES do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of UP-HOMES?: Private limited company (BV).
When was UP-HOMES founded?: On 02-05-2021.
Is UP-HOMES still active?: Yes, UP-HOMES is an active enterprise in the KBO register.
What is the turnover of UP-HOMES?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is UP-HOMES profitable?: In financial year 2025, UP-HOMES made a profit of €9,968.
Where can I find the annual accounts of UP-HOMES?: UP-HOMES filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of UP-HOMES due?: By 30-04-2027, for financial year 2026.Timeline