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SVG Construct

Active
Private limited company·Installatie van isolatie· 6 yrs active
Ilgatlaan 9 ·3500 Hasselt, Belgium
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BE 0744.929.415
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Turnover
EBIT margin
Net result€58k-16.7%
Working capital€382k+177.9%
Directors3
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Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 31-10-2024 with the NBB · fiscal year 2023 · verkort
€0€100k€200k€300kOperating result 2021: €335k€335kNet result 2021: €277k€277kOperating result 2022: €129k€129kNet result 2022: €70k€70kOperating result 2023: €120k€120kNet result 2023: €58k€58k202120222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 43 — Specialised construction · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 18.0% 24.0%
better than 38% of 132 sector peers
Net result €58k €19k
better than 65% of 132 sector peers
Equity €224k €59k
better than 78% of 132 sector peers
Gross operating margin €256k €122k
better than 62% of 131 sector peers
Staff costs €48k €280k
higher than 14% of 62 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€141k
-4.8% 21–23
Net profit
€58k
-16.7% 21–23
Cash flow
€79k
-11.0% 21–23
Total assets
€1.24M
+46.3% 21–23
Equity
€224k
+34.9% 21–23
Working capital
€382k
+177.9% 21–23
Employees (FTE)
2
-21.1% 21–23
Staff costs
€48k
+114.9% 21–23
Income taxes
€28k
-2.3% 21–23
Debt
€1.02M
+49.0% 21–23
Debt ≤ 1y
€813k
+22.5% 21–23
Debt > 1y
€207k
+883.8% 21–23
Current ratio
1.47
+21.8% 21–23
Quick ratio
1.45
+22.6% 21–23
Solvency
18.0%
-7.8% 21–23
Debt / equity
4.55
+10.5% 21–23
ROE
25.9%
-38.2% 21–23
ROA
4.7%
-43.0% 21–23
Interest coverage
3.67
-62.0% 21–23
Figures by fiscal year
Fiscal year2023
Revenue
EBITDA€141k
Net profit€58k
Cash flow€79k
Staff costs€48k
Income taxes€28k
Dividends
Total assets€1.24M
Equity€224k
Debt€1.02M
of which ≤ 1y€813k
of which > 1y€207k
Working capital€382k
Employees (FTE)1.5
Ratios (computed)
2023
Current ratio1.47
Quick ratio1.45
Working capital ratio30.7%
Solvency18.0%
Debt / equity4.55
Long-term debt ratio0.92
Interest coverage3.67
Gross margin
Net margin
ROA4.7%
ROE25.9%
EBITDA margin
Days sales outstanding
Days payable outstanding
Inventory turnover
Days inventory (DSI)
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet — Assets
TOTAL ASSETS 20/58€1.24M
Fixed assets 21/28€49k
Tangible fixed assets 22/27€46k
Financial fixed assets 28€3k
Current assets 29/58€1.20M
Stocks & contracts in progress 3€18k
Amounts receivable within one year 40/41€1.11M
Cash & bank 54/58€67k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.24M
Equity 10/15€224k
Contributions / capital 10/11€20k
Reserves 13€150k
Accumulated profits (losses) 14€54k
Amounts payable 17/49€1.02M
Amounts payable after one year 17€207k
Amounts payable within one year 42/48€813k
Trade debts payable within one year 44€593k
Income statement
Gross operating margin 9900€256k
Operating result 9901€120k
Financial income 75€4k
Financial charges 65€38k
Result before taxes 9903€86k
Income taxes 67/77€28k
Net result for the period 9904€58k
Result to be appropriated 9905€58k
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Ratios computed by Checked.

Health barometer

FY 2023 · computed
8 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.