SvenLena
ActiveThe computed 12-month bankruptcy probability of SvenLena is 2.9% (moderate). The 2025 annual accounts show negative equity (€-811) and a net result of €-12k. Equity is shrinking by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 22% of 13159 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency15▼-66
Growth32=
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.91 against 2.16 in 2024; short-term debt: 109.7% and cash: 54.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.7%
Return on assets
-144.2%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-811
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
34 d early
2023
on the day
2022
on the day
2021
on the day
2020
4 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-811
2024 · €11k
2018: €35k
2019: €38k
2020: €33k
2021: €47k
2022: €24k
2023: €23k
2024: €11k
2018 → 2025
Total assets
€8k▼ 58.7%
2024 · €20k
2018: €46k
2019: €43k
2020: €59k
2021: €64k
2022: €36k
2023: €37k
2024: €20k
2018 → 2025
Net result
€-12k▼ 3.1%
2024 · €-12k
2018: €6k
2019: €3k
2020: €-5k
2021: €15k
2022: €-23k
2023: €-1k
2024: €-12k
2018 → 2025
Working capital
€-850
2024 · €10k
2018: €12k
2019: €15k
2020: €3k
2021: €43k
2022: €30k
2023: €31k
2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€24k▼ 49.3%€23k▼ 4.9%€11k▼ 51.0%€-811
Operating result€16k-€-21k€-2k▲ 88.5%€-10k▼ 310%€-10k▼ 3.3%
Net result€15k-€-23k€-1k▲ 95.0%€-12k▼ 889%€-12k▼ 3.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €10k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8k
Fixed assets
€40▼ 94.9%
Current assets
€8k▼ 57.3%
Key figures and ratios
EBITDA
€-10k▼
2024 · €-9k
Cash flow
€-11k▼
2024 · €-11k
Solvency
-9.7%▼
2024 · 55.5%
Current ratio
0.91▼
2024 · 2.16
Quick ratio
0.91▼
2024 · 2.16
ROA
-144.2%▼
2024 · -57.7%
Interest coverage
-6.51▲
2024 · -6.59
Debt
€9k▲
2024 · €9k
Debt ≤ 1 year
€9k▲
2024 · €9k
Income taxes
€267▼
2024 · €328
Equity ratios withheld: equity of €-811 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€8k▼
Fixed assets21/28€769€40▼
Tangible fixed assets22/27€769€40▼
Plant, machinery and equipment23€80-
Furniture and vehicles24€690€40▼
Current assets29/58€19k€8k▼
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€2k€1k▼
Other amounts receivable41€2k€235▼
Cash at bank and in hand54/58€16k€5k▼
Deferred charges and accrued income490/1€151€2k▲
Equity and liabilities
Total equity and liabilities10/49€20k€8k▼
Equity10/15€11k€-811▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-9k€-21k▼
Amounts payable17/49€9k€9k▲
Amounts payable within one year42/48€9k€9k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Other amounts payable47/48€4k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€931€730▼
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€5k€195▼
Gross operating margin9900€-1k€-6k▼
Operating profit (loss)9901€-10k€-10k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-11k€-12k▼
Income taxes67/77€328€267▼
Profit (loss) for the period9904€-12k€-12k▼
Profit (loss) for the period to be appropriated9905€-12k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-21k▼
Profit (loss) brought forward from the previous period14P€2k€-9k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-23k ▼261%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
30-09
Financial
Liquidity times 6current ratio 7.14
Current ratio from 1.13 to 7.14; short-term debt falls from €26k to €7k.
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
29-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Amandsplein 481853 GrimbergenGround area
144 m²
Building footprint
136 m²
Volume, LiDAR
1,342 m³
Parcel 23084A0409/00N003, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SvenLena
since 20132.216.027.455
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0409/00N003 | Flanders | 144 m² | 1 · 136 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector, comparable size
LEZHA
BE 0736.577.517
Liège · Eq €11k
AYLA>
BE 1021.368.329
Sint-Pieters-Woluwe · Eq €11k
Solvondo
BE 0866.464.574
Zulte · Eq €11k
BAR BRIQUE
BE 1023.035.244
Brecht · Eq €11k
PORTO-BELFINO
BE 0843.522.589
Sint-Niklaas · Eq €11k
Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 3,610 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2013
Fiscal year end30-09
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.