SAMI SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of SAMI SERVICES is 5.7% (elevated). The 2025 annual accounts show negative equity (-€23,938) and a net result of -€6,474. Equity is shrinking by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 13617 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
5.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.25 against 0.3 in 2024; short-term debt: 400.2% and cash: 6.1% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-300.2%
Return on assets
-81.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€23,938
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
on the day
2023
30 d late
2022
2 d late
2021
16 d late
2020
13 d late
2019
56 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Turnover
€47,560
EBIT margin
9.4%
Net result
-€6,474▼ 251%
2024 · -€1,845
Working capital
-€23,938▼ 37.1%
2024 · -€17,464
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result-€898▲ 77.9%€3,035-€2,601-€1,642▲ 36.9%-€6,314▼ 285%
Net result-€1,020within the sector's middle half▲ 78.1%€2,855within the sector's middle half-€2,803within the sector's middle half-€1,845within the sector's middle half▲ 34.2%-€6,474below the sector's middle half▼ 251%
EBIT margin
Equity-€15,671below the sector's middle half▼ 7.0%-€12,816below the sector's middle half▲ 18.2%-€15,619below the sector's middle half▼ 21.9%-€17,464below the sector's middle half▼ 11.8%-€23,938below the sector's middle half▼ 37.1%
Total assets€7,644below the sector's middle half▲ 604%€7,595below the sector's middle half▼ 0.6%€3,602below the sector's middle half▼ 52.6%€7,625below the sector's middle half▲ 112%€7,975below the sector's middle half▲ 4.6%
Debt€23,315▲ 48.2%€20,411▼ 12.5%€19,221▼ 5.8%€25,089▲ 30.5%€31,913▲ 27.2%
Working capital-€15,671within the sector's middle half▼ 7.0%-€12,816within the sector's middle half▲ 18.2%-€15,619within the sector's middle half▼ 21.9%-€17,464within the sector's middle half▼ 11.8%-€23,938within the sector's middle half▼ 37.1%
Solvency-205.0%below the sector's middle half-168.7%below the sector's middle half▲ 36.3pp-229.1%below the sector's middle half-300.2%below the sector's middle half▼ 71.1pp
Current ratio0.33below the sector's middle half0.37below the sector's middle half▲ 0.040.30below the sector's middle half0.25below the sector's middle half▼ 0.05
Return on assets (ROA)-13.3%below the sector's middle half37.6%above the sector's middle half▲ 50.9pp-24.2%below the sector's middle half-81.2%below the sector's middle half▼ 57.0pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6,314 in 2025 against €1,642 in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
Quick ratio
0.22▼
2024 · 0.27
Debt to equity
-1.33▲
2024 · -1.44
Debt ≤ 1 year
€31,913▲
2024 · €25,089
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
8.1%
stopped otherwise
85%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 5.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €12,676 | €11,000 | - | - | - | - |
| Other operating charges640/8 | €348 | €163 | €553 | €785 | €571 | ▼ 27.2% |
| Non-recurring operating charges66A | €200 | €600 | - | - | - | - |
| Gross operating margin9900 | -€350 | €3,797 | -€2,048 | -€857 | -€5,743 | ▼ 570% |
| Operating profit (loss)9901 | -€898 | €3,035 | -€2,601 | -€1,642 | -€6,314 | ▼ 285% |
| Financial charges65/66B | €122 | €179 | €202 | €203 | €160 | ▼ 21.1% |
| Recurring financial charges65 | €122 | €179 | €202 | €203 | €160 | ▼ 21.1% |
| Profit (loss) for the period before taxes9903 | -€1,020 | €2,855 | -€2,803 | -€1,845 | -€6,474 | ▼ 251% |
| Profit (loss) for the period9904 | -€1,020 | €2,855 | -€2,803 | -€1,845 | -€6,474 | ▼ 251% |
| Profit (loss) for the period to be appropriated9905 | -€1,020 | €2,855 | -€2,803 | -€1,845 | -€6,474 | ▼ 251% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €7,644 | €7,595 | €3,602 | €7,625 | €7,975 | ▲ 4.6% |
| Current assets29/58 | €7,644 | €7,595 | €3,602 | €7,625 | €7,975 | ▲ 4.6% |
| Stocks and contracts in progress3 | €1,321 | €1,351 | €1,341 | €796 | €846 | ▲ 6.3% |
| Stocks30/36 | €1,321 | €1,351 | €1,341 | €796 | €846 | ▲ 6.3% |
| Amounts receivable within one year40/41 | €1,182 | €1,278 | €1,704 | €6,646 | €6,646 | = |
| Trade receivables40 | - | €103 | €131 | €6,646 | €6,646 | = |
| Other amounts receivable41 | €1,182 | €1,175 | €1,574 | - | - | - |
| Cash at bank and in hand54/58 | €5,141 | €4,967 | €557 | €183 | €483 | ▲ 164% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €7,644 | €7,595 | €3,602 | €7,625 | €7,975 | ▲ 4.6% |
| Equity10/15 | -€15,671 | -€12,816 | -€15,619 | -€17,464 | -€23,938 | ▼ 37.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€34,271 | -€31,416 | -€34,219 | -€36,064 | -€42,538 | ▼ 18.0% |
| Amounts payable17/49 | €23,315 | €20,411 | €19,221 | €25,089 | €31,913 | ▲ 27.2% |
| Amounts payable within one year42/48 | €23,315 | €20,411 | €19,221 | €25,089 | €31,913 | ▲ 27.2% |
| Trade debts44 | €998 | €2,160 | €1,847 | €5,661 | €7,117 | ▲ 25.7% |
| Suppliers440/4 | €998 | €2,160 | €1,847 | €5,661 | €7,117 | ▲ 25.7% |
| Taxes, remuneration and social security45 | - | - | - | €432 | €872 | ▲ 102% |
| Taxes450/3 | - | - | - | €432 | €872 | ▲ 102% |
| Other amounts payable47/48 | €22,318 | €18,251 | €17,374 | €18,995 | €23,923 | ▲ 25.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,020 | €2,855 | -€2,803 | -€1,845 | -€6,474 | ▼ 251% |
| Operating cash flow (approximation) | -€1,020 | €2,855 | -€2,803 | -€1,845 | -€6,474 | ▼ 251% |
| Change in cash | - | -€175 | -€4,410 | -€374 | €300 | ▲ 180% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€6,474
Net result drops to -€6,474, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-12
Financial
Back to profitnet €2,855
Net result €2,855 after 3 loss-making years.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
Ground area
182 m²
Building footprint
183 m²
Volume, LiDAR
1,799 m³
Parcel 21815D0168/00Z000, Brussels · tallest building 16.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Au Comptoir
since 20182.272.769.782
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0168/00Z000 | Brussels | 182 m² | 1 · 183 m² | 16.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.272.769.782
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 14,001 companies in sector 56301 we hold annual accounts for 4,899. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-06-2012
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID
0208:0846653414
Registered
09-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.