Financials
- Fiscal year
- 2025
- Total assets
- €4.8m
- Loss
- -€148,258
- Solvency
- 90.4%
Total assets▲ 146%
Net result
20182025
SVENICO
ActiveSummary
SVENICO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.4m and a net result of -€148,258. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 10550 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
#8 company by equity in Sint-Katelijne-Waver, Professional and technical services sector1 site
Size
€4.8mtotal assets 2025
- Equity
- €4.4m
- Loss
- -€148,258
Turnover not published (abridged schema)
Structure
- Parent
- DE WITTE-DE BLICK · 100%
Accounts filed 1 d late0 of 10 deeds read
Why 97- Liquidity: current ratio 1.09, cash €122,541- Latest accounts 1 days late; 1 of the last 3 late+ Size: total assets €4.8m+ Figures for FY 2025 (filed 01-05-2026)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 74% of its sector peers (NACE 70, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 90.4% of total assets
Liquidity
53+51
short-term debt 5.2% · cash 2.5%
Profitability
65+46
return on assets -3.1%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 0.1%highest value
07-2026: 0.1%● 0.0% vs 06-2026highest value
08-2026: 0.1%● 0.0% vs 07-2026highest value
09-2026: 0.1%● 0.0% vs 08-2026highest value
10-2026: 0.1%▼ -1.4% vs 09-2026lowest value
- Size: total assets €4.8m lowers the probability for this profile
- Liquidity: current ratio 1.09, cash €122,541 raises the probability
- Latest accounts 1 days late; 1 of the last 3 late raises the probability
- Figures for FY 2025 (filed 01-05-2026) lowers the probability
Credit up to €420,000 at 30 days acceptable
Liquidity tight (current ratio 1.09; short-term debt: 5.2% and cash: 2.5% of total assets), and 9.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, small). Better than this share of them on solvency 85%, liquidity 66%, profitability 50%, growth against the median 95%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-05-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
1 d late
2024
8 d early
2023
34 d late
2022
45 d late
2020
12 d early
2019
38 d early
2018
50 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 18 May (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close05-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€148,258
- Equity above €2mEq €4.4m ▲123%
Key points
By topic
Board & ownership
- Parent
- DE WITTE-DE BLICK · 100%
- Known shareholders
- 100%
Timeline
- Events
- 17
- Since
- 2016
- Next accounts
- by 30-04-2027
- 01-05-2026Annual accounts filed
- 30-09-2025Weakest financial year
- 30-09-2025Equity above €2m
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 22-05-2014
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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