SOYAL
ActiveFor the legal form of SOYAL, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €5.15M and a net result of €78k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 94% of 8601 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
75
/ 100
Excellent▼ -4 vs 2024
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-9
Solvency100=
Growth52=
Track record100
Credit verdict
Credit up to €380k at 30 days acceptable
Liquidity ample (current ratio 30.41 against 20.28 in 2024; short-term debt: 3% and cash: 29% of total assets), and 3.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
16 d early
2023
5 d early
2022
31 d early
2021
33 d early
2020
8 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5.15M▲ 1.5%
2024 · €5.07M
2018: €3.36M
2019: €4.12M
2020: €4.50M
2021: €4.86M
2022: €4.93M
2023: €4.96M
2024: €5.07M
2018 → 2025
Total assets
€5.32M=
2024 · €5.32M
2018: €3.53M
2019: €4.38M
2020: €4.65M
2021: €5.10M
2022: €5.18M
2023: €5.18M
2024: €5.32M
2018 → 2025
Net result
€78k▼ 31.3%
2024 · €114k
2018: €492k
2019: €761k
2020: €374k
2021: €367k
2022: €64k
2023: €34k
2024: €114k
2018 → 2025
Working capital
€4.63M▲ 2.4%
2024 · €4.53M
2018: €2.54M
2019: €3.31M
2020: €3.76M
2021: €4.18M
2022: €4.30M
2023: €4.39M
2024: €4.53M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4.86M-€4.93M▲ 1.3%€4.96M▲ 0.7%€5.07M▲ 2.3%€5.15M▲ 1.5%
Operating result€623k-€60k▼ 90.4%€23k▼ 61.7%€32k▲ 38.8%€21k▼ 34.3%
Net result€367k-€64k▼ 82.5%€34k▼ 47.5%€114k▲ 239%€78k▼ 31.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.32M
Fixed assets
€525k▼ 5.1%
Current assets
€4.79M▲ 0.6%
Equity and liabilities €5.32M
Equity
€5.15M▲ 1.5%
Debt
€165k▼ 31.9%
The debt ratio falls from 4.5% to 3.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k▼
2024 · €60k
Cash flow
€107k▼
2024 · €143k
Solvency
96.9%▲
2024 · 95.5%
Current ratio
30.41▲
2024 · 20.28
Quick ratio
30.41▲
2024 · 20.28
Debt / equity
0.03▼
2024 · 0.05
ROE
1.5%▼
2024 · 2.2%
ROA
1.5%▼
2024 · 2.1%
Interest coverage
2.03▼
2024 · 3.10
Debt
€165k▼
2024 · €242k
Debt ≤ 1 year
€158k▼
2024 · €235k
Income taxes
€50k▼
2024 · €66k
Staff costs
€0=
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.32M€5.32M=
Fixed assets21/28€554k€525k▼
Tangible fixed assets22/27€554k€525k▼
Land and buildings22€485k€485k=
Plant, machinery and equipment23€49k€31k▼
Furniture and vehicles24€20k€10k▼
Current assets29/58€4.76M€4.79M▲
Amounts receivable within one year40/41€52k€40k▼
Trade receivables40€41k-
Other amounts receivable41€10k€40k▲
Current investments50/53€3.02M€3.21M▲
Cash at bank and in hand54/58€1.68M€1.54M▼
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€5.32M€5.32M=
Equity10/15€5.07M€5.15M▲
Contributions10/11€200k€200k=
Capital10€200k€200k=
Issued capital100€200k€200k=
Reserves13€4.87M€4.95M▲
Non-distributable reserves130/1€20k€20k=
Legal reserve130€20k€20k=
Distributable reserves133€4.85M€4.93M▲
Amounts payable17/49€242k€165k▼
Amounts payable within one year42/48€235k€158k▼
Trade debts44€7k€57k▲
Suppliers440/4€7k€57k▲
Taxes, remuneration and social security45€132k€3k▼
Taxes450/3€132k€3k▼
Other amounts payable47/48€95k€97k▲
Accrued charges and deferred income492/3€7k€7k=
Income statement
Code20242025
Remuneration, social security and pensions62€0€0=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k=
Other operating charges640/8€1k€31k▲
Gross operating margin9900€61k€81k▲
Operating profit (loss)9901€32k€21k▼
Financial income75/76B€168k€132k▼
Recurring financial income75€168k€132k▼
Financial charges65/66B€19k€24k▲
Recurring financial charges65€19k€24k▲
Profit (loss) for the period before taxes9903€181k€128k▼
Income taxes67/77€66k€50k▼
Profit (loss) for the period9904€114k€78k▼
Profit (loss) for the period to be appropriated9905€114k€78k▼
Appropriation of the result
Profit (loss) to be appropriated9906€114k€78k▼
Transfer to equity691/2€114k€78k▼
To other reserves6921€114k€78k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Equity above €5MEq €5.07M ▲2.3%
7 profitable years in a row build equity to €5.07M.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €34k ▼47.5%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
21-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Highest result since 2018net €761k ▲54.6%
Operating result €1.19M, net result €761k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ooievaarsnest 22580 PutteGround area
207 m²
Building footprint
365 m²
Volume, LiDAR
1,556 m³
Parcel 12029D0525/00L000, Flanders · tallest building 10.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Soyal
since 20142.230.158.573
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029D0525/00L000 | Flanders | 206 m² | 1 · 365 m² | 10.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
89450052ROG2PN5M6L18
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 11,006 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPartnership limited by shares
Founded29-04-2014
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.