Active BE 0779.251.181Private limited company

Sven Putzeys

Liebroekstraat 79 ·3545 Halen, Belgium· 4 yrs active

Sector: Stukadoorswerk (43310)

Conclusion Checked

The computed 12-month bankruptcy probability of Sven Putzeys is 2.0% (moderate). The 2025 annual accounts show equity of €175k and a net result of €70k. Its solvency ranks better than 81% of 2905 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€175k
Net result	€70k
Better than sector	81%
Active	4 yrs

Financial profile 5 of 5 axes measured · computed by Checked

83 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 90

Profitability 100

Solvency 100

Growth 32

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

2.0% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

90 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 30-03-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	71.7%	43.4%	better than 81% of 2905 sector peers
Net result	€70k	€13k	better than 90% of 2904 sector peers
Equity	€175k	€44k	better than 89% of 2905 sector peers
Gross operating margin	€104k	€39k	better than 80% of 2902 sector peers
Total assets	€245k	€115k	better than 77% of 2905 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€95k

-39.0% 24-25

Net profit

€70k

-40.4% 24-25

Cash flow

€78k

-37.9% 24-25

Total assets

€245k

-16.1% 24-25

Equity

€175k

-26.4% 24-25

Working capital

€165k

-0.4% 24-25

Income taxes

€18k

-46.2% 24-25

Dividends

€133k

- 24-25

Show 10 other metrics

Debt

€69k

+29.9% 24-25

Debt ≤ 1y

€62k

+45.8% 24-25

Debt > 1y

€2k

-74.7% 24-25

Current ratio

3.65

-25.2% 24-25

Quick ratio

3.59

-25.7% 24-25

Solvency

71.7%

-12.3% 24-25

Debt / equity

0.40

+76.6% 24-25

ROE

40.0%

-19.0% 24-25

ROA

28.6%

-29.0% 24-25

Interest coverage

44.19

-87.1% 24-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€95k
Net profit	€70k
Cash flow	€78k
Staff costs	-
Income taxes	€18k
Dividends	€133k
Total assets	€245k
Equity	€175k
Debt	€69k
of which ≤ 1y	€62k
of which > 1y	€2k
Working capital	€165k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	3.65
Quick ratio	3.59
Working capital ratio	67.5%
Solvency	71.7%
Debt / equity	0.40
Long-term debt ratio	0.01
Interest coverage	44.19
Gross margin	-
Net margin	-
ROA	28.6%
ROE	40.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €17k · 7.1% Current assets €227k · 92.9%

Equity & liabilities

Equity €175k · 71.7% Debt €69k · 28.3%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€245k
Fixed assets	21/28	€17k
Tangible fixed assets	22/27	€17k
Current assets	29/58	€227k
Stocks & contracts in progress	3	€4k
Amounts receivable within one year	40/41	€115k
Investments	50/53	€15k
Cash & bank	54/58	€29k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€245k
Equity	10/15	€175k
Contributions / capital	10/11	€1k
Reserves	13	€174k
Amounts payable	17/49	€69k
Amounts payable after one year	17	€2k
Amounts payable within one year	42/48	€62k
Trade debts payable within one year	44	€6k
Income statement
Gross operating margin	9900	€104k
Operating result	9901	€87k
Financial income	75	€2k
Financial charges	65	€2k
Result before taxes	9903	€88k
Income taxes	67/77	€18k
Net result for the period	9904	€70k
Result to be appropriated	9905	€70k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

PUTZEYS Sven
Director
State Gazette act 25303172 (13-01-2025)

Current
13-01-2025 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Stukadoorswerk(43310)
Legal form	Private limited company(610)
Incorporation	22-12-2021
Status	Active
Postal code	3545

Establishment units 1 location

Sven Putzeys

Liebroekstraat 79, 3545 HalenMontage van hangars, loodsen, schuren, silo's enz. voor landbouwdoeleinden

since 20212.326.292.701

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71020A0989/00R000	Flanders	3,483 m²	1 · 214 m²	8.7 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

30-03-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

25-03-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

13-01-2025

State Gazette act Director changes

Baudouin VERELST · correction

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 1 year ago

2025

13-01-2025 1 director appointed, 1 resigning Director changes·Baudouin VERELSTcorrection

PUTZEYS Sven, Bestuurder
PUTZEYS Sven, Stille vennoot

Notary: Baudouin VERELST · HalenFirm: Notaris Baudouin Verelst BV

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Stukadoorswerk43310Stukadoorswerk43310Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299Schrijnwerk43320Schrijnwerk43320Chapewerken43422Chapewerken43996

Primary activity highlighted.

Names & trade names

Legal nameNL

Sven Putzeys

Registered office

Liebroekstraat 79

3545 Halen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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