SVDC
ActiveSVDC has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +41 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency51▲+27
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.1 in 2024), and 72.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €9k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
32 d early
2024
20 d late
2023
59 d late
2022
69 d early
2021
86 d early
2020
27 d late
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▲ 77.8%
2024 · €5k
2018: €77k
2019: €41k
2020: €17k
2021: €3k
2022: €4k
2023: €6k
2024: €5k
2018 → 2025
Total assets
€32k▲ 6.8%
2024 · €30k
2018: €79k
2019: €59k
2020: €37k
2021: €27k
2022: €28k
2023: €30k
2024: €30k
2018 → 2025
Net result
€4k
2024 · €-679
2018: €-24k
2019: €-36k
2020: €-24k
2021: €-14k
2022: €666
2023: €2k
2024: €-679
2018 → 2025
Working capital
€9k▲ 253%
2024 · €2k
2018: €20k
2019: €-12k
2020: €-11k
2021: €-14k
2022: €-10k
2023: €-3k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€4k▲ 22.7%€6k▲ 56.9%€5k▼ 12.0%€9k▲ 77.8%
Operating result€-14k-€846€2k▲ 157%€-611€4k
Net result€-14k-€666€2k▲ 207%€-679€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €611 in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €32k
Equity
€9k▲ 77.8%
Debt
€23k▼ 7.3%
The debt ratio falls from 83.5% to 72.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€6k▲
2024 · €6k
Cash flow
€6k▲
2024 · €6k
Solvency
27.5%▲
2024 · 16.5%
Current ratio
1.38▲
2024 · 1.10
Quick ratio
1.38▲
2024 · 1.10
Debt / equity
2.63▼
2024 · 5.04
ROE
43.7%▲
2024 · -13.7%
ROA
12.0%▲
2024 · -2.3%
Interest coverage
52.60▼
2024 · 59.61
Debt
€23k▼
2024 · €25k
Debt ≤ 1 year
€23k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€32k▲
Fixed assets21/28€2k€0▼
Intangible fixed assets21€2k€0▼
Current assets29/58€28k€32k▲
Amounts receivable within one year40/41€694€549▼
Other amounts receivable41€694€549▼
Cash at bank and in hand54/58€27k€31k▲
Equity and liabilities
Total equity and liabilities10/49€30k€32k▲
Equity10/15€5k€9k▲
Contributions10/11€115k€115k=
Profit (loss) carried forward14€-110k€-106k▲
Amounts payable17/49€25k€23k▼
Amounts payable within one year42/48€25k€23k▼
Trade debts44€2k€32▼
Suppliers440/4€2k€32▼
Other amounts payable47/48€23k€23k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€2k▼
Other operating charges640/8€118€520▲
Gross operating margin9900€6k€7k▲
Operating profit (loss)9901€-611€4k▲
Financial income75/76B€27€15▼
Recurring financial income75€27€15▼
Financial charges65/66B€95€122▲
Recurring financial charges65€95€122▲
Profit (loss) for the period before taxes9903€-679€4k▲
Profit (loss) for the period9904€-679€4k▲
Profit (loss) for the period to be appropriated9905€-679€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-110k€-106k▲
Profit (loss) brought forward from the previous period14P€-109k€-110k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €666
Net result €666 after 4 loss-making years.
06-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bouwhandelstraat 212140 AntwerpenGround area
179 m²
Building footprint
101 m²
Volume, LiDAR
793 m³
Parcel 11313B0903/00V002, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SPLITVICE
since 20162.257.446.554
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11313B0903/00V002 | Flanders | 179 m² | 1 · 101 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ITK Consulting
BE 0800.765.187
Ukkel · Eq €9k
Zuidwandeling
BE 0535.966.273
Brussel · Eq €9k
L3D SERVICES
BE 0738.705.775
Sint-Agatha-Berchem · Eq €9k
BATCHA
BE 0778.791.818
Brussel · Eq €9k
NALONI
BE 0781.750.912
Stavelot · Eq €9k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 21,470 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.