KIWI78
ActiveKIWI78 has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €77k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 58% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+8
Solvency93▲+41
Growth71▲+14
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.84 against 1.3 in 2024; short-term debt: 32.3% and cash: 85.5% of total assets), and 32.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.7%
Return on assets
133.6%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €39k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
59 d early
2024
59 d early
2023
58 d early
2022
55 d early
2021
59 d early
2020
38 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€148k▲ 12.5%
2023 · €132k
2018: €99k
2019: €122k
2020: €123k
2021: €119k
2022: €170k
2023: €132k
2018 → 2024
EBIT margin
13.2%▲ 14.9pp
2023 · -1.7%
2018: 15.2%
2019: 6.8%
2020: 6.1%
2021: 7.8%
2022: 17.1%
2023: -1.7%
2018 → 2024
Net result
€77k▲ 428%
2024 · €15k
2018: €10k
2019: €6k
2020: €5k
2021: €5k
2022: €23k
2023: €-3k
2024: €15k
2018 → 2025
Working capital
€34k▲ 247%
2024 · €10k
2018: €16k
2019: €19k
2020: €10k
2021: €5k
2022: €8k
2023: €4k
2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€119k-€170k▲ 42.0%€132k▼ 22.3%€148k▲ 12.5%
Equity€8k-€11k▲ 39.9%€8k▼ 27.1%€12k▲ 58.2%€39k▲ 217%
Operating result€9k-€29k▲ 212%€-2k€20k€97k▲ 394%
Net result€5k-€23k▲ 364%€-3k€15k€77k▲ 428%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 394% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€5k▲ 92.9%
Current assets
€53k▲ 23.2%
Equity and liabilities €57k
Equity
€39k▲ 217%
Debt
€19k▼ 43.7%
The debt ratio falls from 72.9% to 32.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€98k▲
2024 · €21k
Cash flow
€78k▲
2024 · €16k
Solvency
67.7%▲
2024 · 27.1%
Current ratio
2.84▲
2024 · 1.30
Quick ratio
2.84▲
2024 · 1.30
Debt / equity
0.48▼
2024 · 2.68
ROE
197.5%▲
2024 · 118.5%
ROA
133.6%▲
2024 · 32.2%
Interest coverage
873.40▲
2024 · 143.83
Debt
€19k▼
2024 · €33k
Debt ≤ 1 year
€19k▼
2024 · €33k
Income taxes
€20k▲
2024 · €5k
Staff costs
€8k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€57k▲
Fixed assets21/28€2k€5k▲
Tangible fixed assets22/27€2k€5k▲
Plant, machinery and equipment23-€833
Furniture and vehicles24€2k€4k▲
Current assets29/58€43k€53k▲
Amounts receivable within one year40/41€18k€658▼
Trade receivables40€18k€658▼
Cash at bank and in hand54/58€22k€49k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€45k€57k▲
Equity10/15€12k€39k▲
Contributions10/11€6k€6k=
Reserves13€763€763=
Distributable reserves133€763€763=
Profit (loss) carried forward14€5k€32k▲
Amounts payable17/49€33k€19k▼
Amounts payable within one year42/48€33k€19k▼
Trade debts44€7k€824▼
Suppliers440/4€7k€824▼
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€12k€12k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€11k€4k▼
Income statement
Code20242025
Turnover70€148k-
Goods, raw materials, services and sundry goods60/61€117k-
Remuneration, social security and pensions62€10k€8k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€53€63▲
Gross operating margin9900€32k€108k▲
Operating profit (loss)9901€20k€97k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€144€113▼
Recurring financial charges65€144€113▼
Profit (loss) for the period before taxes9903€19k€97k▲
Income taxes67/77€5k€20k▲
Profit (loss) for the period9904€15k€77k▲
Profit (loss) for the period to be appropriated9905€15k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€82k▲
Profit (loss) brought forward from the previous period14P€775€5k▲
Profit to be distributed694/7€10k€50k▲
Return on contributions (dividend)694€10k€50k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €77k ▲428%
Operating result €97k, net result €77k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.84
Current ratio from 1.30 to 2.84; short-term debt falls from €33k to €19k.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-3k ▼113%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindenlaan(BEV) 63C9120 Beveren-Kruibeke-ZwijndrechtGround area
772 m²
Building footprint
149 m²
Volume, LiDAR
1,099 m³
Parcel 46503C0448/00E000, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lindenlaan(BEV) 63C, 9120 Beveren-Kruibeke-Zwijndrecht
since 20182.272.237.470
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46503C0448/00E000 | Flanders | 772 m² | 1 · 149 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
vdh.gent
BE 0794.729.809
Gent · Eq €39k
NORTHINITY
BE 0715.431.319
Aalst · Eq €39k
WOLFARD SOLUTIONS
BE 0784.995.957
Rotselaar · Eq €39k
AT Enterprise
BE 1009.981.717
Kontich · Eq €39k
paypuce
BE 0898.198.026
Charleroi · Eq €39k
Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 14,934 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.