SV-SOLUTIONS
ActiveSummary
SV-SOLUTIONS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €251k and a net result of €31k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 89% of 92 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 5.89 against 7.18 in 2024; short-term debt: 15.6% and cash: 15.8% of total assets), and 15.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 61
Relative position
BE, all sectors
reference
Sector 61
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.1%
Return on assets
10.5%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
47 d early
2024
8 d early
2023
1 d early
2022
on the day
2021
7 d early
2020
11 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€251k▲ 14.3%
2024 · €220k
2019: €193k
2020: €219k
2021: €248k
2022: €271k
2023: €253k
2024: €220k
2019 → 2025
Total assets
€298k▲ 18.5%
2024 · €252k
2019: €205k
2020: €239k
2021: €262k
2022: €292k
2023: €276k
2024: €252k
2019 → 2025
Net result
€31k▲ 33.8%
2024 · €23k
2019: €41k
2020: €26k
2021: €29k
2022: €23k
2023: €44k
2024: €23k
2019 → 2025
Working capital
€228k▲ 14.7%
2024 · €199k
2019: €190k
2020: €208k
2021: €249k
2022: €269k
2023: €247k
2024: €199k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€248k-€271k▲ 9.3%€253k▼ 6.6%€220k▼ 13.3%€251k▲ 14.3%
Operating result€46k-€34k▼ 25.9%€67k▲ 97.5%€27k▼ 60.1%€51k▲ 89.0%
Net result€29k-€23k▼ 20.8%€44k▲ 89.7%€23k▼ 46.3%€31k▲ 33.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 89% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €298k
Fixed assets
€24k ▲ 14.1%
Current assets
€274k ▲ 18.9%
Equity and liabilities €298k
Equity
€251k ▲ 14.3%
Debt
€47k ▲ 47.1%
Debt's share of the balance-sheet total rises from 12.8% to 15.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€57k▲
2024 · €32k
Cash flow
€38k▲
2024 · €29k
Current ratio
5.89▼
2024 · 7.18
Debt to equity
0.19▲
2024 · 0.15
ROE
12.5%▲
2024 · 10.7%
ROA
10.5%▲
2024 · 9.3%
Interest coverage
9.15▼
2024 · 27.30
Debt ≤ 1 year
€47k▲
2024 · €32k
Income taxes
€22k▲
2024 · €10k
Staff costs
€637▲
2024 · €384
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€252k€298k▲
Fixed assets21/28€21k€24k▲
Tangible fixed assets22/27€21k€24k▲
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€3k€7k▲
Other tangible fixed assets26€14k€16k▲
Current assets29/58€231k€274k▲
Amounts receivable within one year40/41€61k€75k▲
Trade receivables40€61k€69k▲
Other amounts receivable41€5€6k▲
Current investments50/53€154k€149k▼
Cash at bank and in hand54/58€14k€47k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€252k€298k▲
Equity10/15€220k€251k▲
Contributions10/11€6k€6k=
Reserves13€188k€219k▲
Distributable reserves133€188k€219k▲
Profit (loss) carried forward14€26k€26k=
Amounts payable17/49€32k€47k▲
Amounts payable within one year42/48€32k€47k▲
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Advances received on contracts in progress46-€516
Taxes, remuneration and social security45€14k€19k▲
Taxes450/3€14k€19k▲
Other amounts payable47/48€16k€21k▲
Accrued charges and deferred income492/3-€750
Income statement
Code20242025
Remuneration, social security and pensions62€384€637▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€34k€59k▲
Operating profit (loss)9901€27k€51k▲
Financial income75/76B€7k€9k▲
Recurring financial income75€7k€9k▲
Financial charges65/66B€1k€6k▲
Recurring financial charges65€1k€6k▲
Profit (loss) for the period before taxes9903€33k€53k▲
Income taxes67/77€10k€22k▲
Profit (loss) for the period9904€23k€31k▲
Profit (loss) for the period to be appropriated9905€23k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€57k▲
Profit (loss) brought forward from the previous period14P€26k€26k=
Transfer from equity791/2€57k-
Transfer to equity691/2€23k€31k▲
To other reserves6921€23k€31k▲
Profit to be distributed694/7€57k-
Return on contributions (dividend)694€57k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Highest result since 2019net €44k ▲89.7%
Operating result €67k, net result €44k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Weakest financial yearnet €23k ▼20.8%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Equity above €200kEq €219k ▲13.7%
2 profitable years in a row build equity to €219k.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindenstraat 93C1800 VilvoordeGround area
545 m²
Building footprint
370 m²
Volume, LiDAR
1,358 m³
Parcel 23066A0090/00T005, Flanders · tallest building 19.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SV-SOLUTIONS
since 20112.203.616.306
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23066A0090/00T005 | Flanders | 545 m² | 1 · 370 m² | 19.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DENS OCEAN SHIPPING AND LOGISTICS
BE 0477.052.631
Middelkerke · Eq €251k
SERALITEC
BE 0463.182.027
Enghien · Eq €249k
CESAR INFORMATION SERVICES
BE 0865.054.017
Brussel · Eq €246k
BAGRO
BE 0435.015.801
Gent · Eq €256k
VoiceKing
BE 0653.989.638
Kortrijk · Eq €245k
Of 1,376 companies in sector 61100 we hold annual accounts for 586. 394 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2011
Fiscal year end30-06
Activities, NACEBEL 2025
61100Wired, wireless and satellite telecommunications
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.