SEMPELS-IT
ActiveSEMPELS-IT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186k and a net result of €27k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 256 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
76
/ 100
Excellent▲ +35 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+64
Solvency66▲+6
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.54 in 2024), and 49% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 61
Relative position
BE, all sectors
reference
Sector 61
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51%
Return on assets
7.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
1 d early
2023
1 d early
2022
28 d early
2021
20 d early
2020
5 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€186k▲ 15.6%
2024 · €161k
2018: €104k
2019: €118k
2020: €122k
2021: €132k
2022: €150k
2023: €169k
2024: €161k
2018 → 2025
Total assets
€364k▲ 7.4%
2024 · €339k
2018: €364k
2019: €425k
2020: €422k
2021: €397k
2022: €381k
2023: €405k
2024: €339k
2018 → 2025
Net result
€27k▲ 881%
2024 · €3k
2018: €15k
2019: €15k
2020: €5k
2021: €12k
2022: €20k
2023: €22k
2024: €3k
2018 → 2025
Working capital
€-26k▼ 7.8%
2024 · €-24k
2018: €81k
2019: €25k
2020: €20k
2021: €13k
2022: €4k
2023: €5k
2024: €-24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€132k-€150k▲ 13.6%€169k▲ 12.8%€161k▼ 5.2%€186k▲ 15.6%
Operating result€26k-€36k▲ 40.8%€39k▲ 8.3%€14k▼ 64.7%€44k▲ 220%
Net result€12k-€20k▲ 58.4%€22k▲ 15.1%€3k▼ 87.9%€27k▲ 881%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 220% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €364k
Fixed assets
€308k▼ 1.0%
Current assets
€56k▲ 102%
Equity and liabilities €364k
Equity
€186k▲ 15.6%
Debt
€178k=
The debt ratio falls from 52.6% to 49.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€58k▲
2024 · €23k
Cash flow
€41k▲
2024 · €12k
Solvency
51.0%▲
2024 · 47.4%
Current ratio
0.69▲
2024 · 0.54
Quick ratio
0.69▲
2024 · 0.54
Debt / equity
0.96▼
2024 · 1.11
ROE
14.4%▲
2024 · 1.7%
ROA
7.3%▲
2024 · 0.8%
Interest coverage
8.52▲
2024 · 2.84
Debt
€178k=
2024 · €178k
Debt ≤ 1 year
€81k▲
2024 · €51k
Debt > 1 year
€97k▼
2024 · €125k
Income taxes
€11k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€339k€364k▲
Fixed assets21/28€311k€308k▼
Tangible fixed assets22/27€311k€308k▼
Land and buildings22€309k€300k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€0€6k▲
Current assets29/58€28k€56k▲
Amounts receivable within one year40/41€25k€29k▲
Trade receivables40€19k€23k▲
Other amounts receivable41€6k€6k▲
Cash at bank and in hand54/58€13€22k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€339k€364k▲
Equity10/15€161k€186k▲
Contributions10/11€6k€6k=
Reserves13€67k€77k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€67k€77k▲
Profit (loss) carried forward14€87k€102k▲
Amounts payable17/49€178k€178k=
Amounts payable after more than one year17€125k€97k▼
Financial debts170/4€125k€97k▼
Amounts payable within one year42/48€51k€81k▲
Current portion of amounts payable after more than one year42€13k€21k▲
Financial debts43€2k€0▼
Credit institutions430/8€2k€0▼
Trade debts44€9k€15k▲
Suppliers440/4€9k€15k▲
Taxes, remuneration and social security45€23k€21k▼
Taxes450/3€20k€21k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€3k€24k▲
Accrued charges and deferred income492/3€2k€391▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€14k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€28k€62k▲
Operating profit (loss)9901€14k€44k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€6k€37k▲
Income taxes67/77€3k€11k▲
Profit (loss) for the period9904€3k€27k▲
Profit (loss) for the period to be appropriated9905€3k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€92k€114k▲
Profit (loss) brought forward from the previous period14P€89k€87k▼
Transfer from equity791/2€10k€0▼
Transfer to equity691/2€3k€10k▲
To other reserves6921€3k€10k▲
Profit to be distributed694/7€12k€2k▼
Return on contributions (dividend)694€12k€2k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €27k ▲881%
Operating result €44k, net result €27k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼87.9%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €150k ▲13.6%
5 profitable years in a row build equity to €150k.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Postweg 1461602 Sint-Pieters-LeeuwGround area
423 m²
Building footprint
208 m²
Volume, LiDAR
1,169 m³
Parcel 23089A0557/00L000, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
In Monte
since 20072.159.733.110
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23089A0557/00L000 | Flanders | 423 m² | 1 · 208 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CPS
BE 0632.868.283
Turnhout · Eq €186k
Regionale Televisie Aalst - Dendermonde - Sint-Niklaas, Dagelijkse Regionale Informatie en Educatie
BE 0448.803.063
Sint-Niklaas · Eq €187k
JS-IT
BE 0889.610.061
Tongeren-Borgloon · Eq €187k
NET FACTORY
BE 0469.379.436
Oudergem · Eq €183k
SEA & SPACE EXPLORATION
BE 0467.066.876
Elsene · Eq €183k
Of 1,369 companies in sector 61100 we hold annual accounts for 579. 401 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2007
Fiscal year end31-12
Activities, NACEBEL
61100Wired, wireless and satellite telecommunications
61200Telecommunications
64200Holdings
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.