Active BE 0749.443.081Private limited company

SV L'ETANG

Rue des Prés 43B ·4300 Waremme, Belgium· 6 yrs active

Sector: Operation of sports facilities (93110)

Conclusion Checked

SV L'ETANG has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €393k and a net result of €110k. Its solvency ranks better than 83% of 72 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€393k
Net result	€110k
Staff (FTE)	11.5
Better than sector	83%

Financial profile 5 of 5 axes measured · computed by Checked

84 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 90

Profitability 100

Solvency 100

Growth 32

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.6% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

90 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 28-07-2025 with the NBB · fiscal year 2024 · full schema

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 93, Sports, amusement and recreation activities · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	67.5%	24.7%	better than 83% of 72 sector peers
Net result	€110k	€9k	better than 77% of 72 sector peers
Equity	€393k	€157k	better than 58% of 72 sector peers
Gross operating margin	€715k	€259k	better than 69% of 64 sector peers
Staff costs	€542k	€311k	higher than 62% of 54 sector peers

EBITDA

€172k

-18.8% 23-24

Net profit

€110k

-24.8% 23-24

Cash flow

€133k

-15.9% 23-24

Total assets

€583k

-3.9% 23-24

Equity

€393k

-14.2% 23-24

Working capital

€282k

-24.8% 23-24

Employees (FTE)

12

-10.9% 23-24

Staff costs

€542k

-8.9% 23-24

Income taxes

€29k

-34.0% 23-24

Dividends

€175k

- 23-24

Debt

€189k

+28.1% 23-24

Debt ≤ 1y

€187k

+30.2% 23-24

Current ratio

2.51

-30.5% 23-24

Quick ratio

2.41

-30.9% 23-24

Solvency

67.5%

-10.7% 23-24

Debt / equity

0.48

+49.3% 23-24

ROE

27.9%

-12.4% 23-24

ROA

18.9%

-21.8% 23-24

Interest coverage

17.09

-28.0% 23-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	full schema
Revenue	-
EBITDA	€172k
Net profit	€110k
Cash flow	€133k
Staff costs	€542k
Income taxes	€29k
Dividends	€175k
Total assets	€583k
Equity	€393k
Debt	€189k
of which ≤ 1y	€187k
of which > 1y	-
Working capital	€282k
Employees (FTE)	11.5

Ratios (computed)

	2024
Current ratio	2.51
Quick ratio	2.41
Working capital ratio	48.4%
Solvency	67.5%
Debt / equity	0.48
Long-term debt ratio	-
Interest coverage	17.09
Gross margin	-
Net margin	-
ROA	18.9%
ROE	27.9%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Balance-sheet composition 2024

Assets

Fixed assets €113k · 19.5% Current assets €469k · 80.5%

Equity & liabilities

Equity €393k · 67.5% Debt €189k · 32.5%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€583k
Fixed assets	21/28	€113k
Intangible fixed assets	21	€2k
Tangible fixed assets	22/27	€112k
Current assets	29/58	€469k
Stocks & contracts in progress	3	€17k
Amounts receivable within one year	40/41	€28k
Cash & bank	54/58	€333k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€583k
Equity	10/15	€393k
Contributions / capital	10/11	€5k
Reserves	13	€388k
Accumulated profits (losses)	14	€213
Amounts payable	17/49	€189k
Amounts payable within one year	42/48	€187k
Trade debts payable within one year	44	€74k
Income statement
Gross operating margin	9900	€715k
Operating result	9901	€148k
Financial income	75	€862
Financial charges	65	€10k
Result before taxes	9903	€139k
Income taxes	67/77	€29k
Net result for the period	9904	€110k
Result to be appropriated	9905	€110k

Legal Structure

NACE primary	Operation of sports facilities(93110)
Legal form	Private limited company(610)
Incorporation	26-06-2020
Status	Active
Postal code	4300

Establishment units 1 location

SV L'ETANG

Rue des Prés 43B, 4300 WaremmeFull-service restaurants

since 20202.304.188.082

Real-estate footprint Source: CBE × cadastre

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
64074C0272/00X002	Wallonia	1.1 ha	1 · 2,189 m²	-

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

All 4 NBB filing 4

2022 2022: 1 NBB filing 2023 2023: 1 NBB filing 2024 2024: 1 NBB filing 2025 2025: 1 NBB filing

2025

28-07-2025 NBB filing Annual accounts filed

fiscal year 2024 · full schema

2024

19-07-2024 NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

24-08-2023 NBB filing Annual accounts filed

fiscal year 2022 · full schema

2022

17-10-2022 NBB filing Annual accounts filed

fiscal year 2021 · full schema

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Full-service restaurants56101Full-service restaurants56111Operation of sports facilities93110Cafés and bars56301

Names & trade names

Legal nameFR

SV L'ETANG

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