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SV DENTAL

Active
Private limited company·Activiteiten van tandartspraktijken· 5 yrs active
Chaussée d'Audenarde(TOU) 11-13 ·7500 Tournai, Belgium
KBO/BCE: BE 0766.256.646
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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SV DENTAL is 0.2% (very low). The 2024 annual accounts show equity of €80k and a net result of €52k. Equity is growing by ~140.7% per year across the filed fiscal years. Its solvency ranks better than 26% of 6570 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€52k+16.8%
Working capital€49k+68.9%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-10-2025 with the NBB · fiscal year 2024 · micro
€-50k€0€50k€100kOperating result 2022: €-7k€-7kNet result 2022: €-15k€-15kOperating result 2023: €71k€71kNet result 2023: €45k€45kOperating result 2024: €89k€89kNet result 2024: €52k€52k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~140.7%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-100k€0€100k€200k2025: €126k (€120k - €132k)2026: €172k (€165k - €178k)2027: €218k (€211k - €224k)2022: €-12k2023: €33k2024: €80k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 86, Human health · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 37.4% 66.7%
better than 26% of 6570 sector peers
Net result €52k €46k
better than 54% of 6564 sector peers
Equity €80k €79k
better than 50% of 6570 sector peers
Gross operating margin €185k €78k
better than 83% of 6572 sector peers
Staff costs €87k €21k
higher than 88% of 1207 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P26
2022: P5 · n=36622023: P17 · n=53262024: P26 · n=65702022 2024
Improving position over 2022-2024 · n=3662-6570
Net result P54
2022: P5 · n=36602023: P55 · n=53252024: P54 · n=65642022 2024
Improving position over 2022-2024 · n=3660-6564
Equity P50
2022: P5 · n=36622023: P32 · n=53282024: P50 · n=65702022 2024
Improving position over 2022-2024 · n=3662-6570
Gross operating margin P83
2022: P55 · n=36582023: P86 · n=53222024: P83 · n=65722022 2024
Improving position over 2022-2024 · n=3658-6572
Describes the position versus peers, not a forecast.
EBITDA
€98k
+23.7% -22% vs sector
Net profit
€52k
+16.8% -16% vs sector
Cash flow
€61k
+15.3% -45% vs sector
Total assets
€214k
+37.1% -50% vs sector
Equity
€80k
+144.5% -78% vs sector
Working capital
€49k
+68.9% -78% vs sector
Employees (FTE)
1
- +30% vs sector
Staff costs
€87k
+14.4% +65% vs sector
Income taxes
€15k
+8.5% -37% vs sector
Debt
€134k
+8.6% +86% vs sector
Debt ≤ 1y
€110k
+63.5% +112% vs sector
Debt > 1y
€24k
-57.7% -41% vs sector
Current ratio
1.44
+1.0% -72% vs sector
Quick ratio
1.44
+1.0% -72% vs sector
Solvency
37.4%
+78.3% -55% vs sector
Debt / equity
1.67
-55.6% far above sector median
ROE
65.4%
-52.2% +208% vs sector
ROA
24.5%
-14.8% +30% vs sector
Interest coverage
4.16
-32.1% -93% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€98k
Net profit€52k
Cash flow€61k
Staff costs€87k
Income taxes€15k
Dividends-
Total assets€214k
Equity€80k
Debt€134k
of which ≤ 1y€110k
of which > 1y€24k
Working capital€49k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.44
Quick ratio1.44
Working capital ratio22.9%
Solvency37.4%
Debt / equity1.67
Long-term debt ratio0.29
Interest coverage4.16
Gross margin-
Net margin-
ROA24.5%
ROE65.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€214k
Fixed assets 21/28€55k
Tangible fixed assets 22/27€55k
Current assets 29/58€159k
Amounts receivable within one year 40/41€116k
Cash & bank 54/58€31k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€214k
Equity 10/15€80k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€77k
Amounts payable 17/49€134k
Amounts payable after one year 17€24k
Amounts payable within one year 42/48€110k
Trade debts payable within one year 44€26k
Income statement
Gross operating margin 9900€185k
Operating result 9901€89k
Financial income 75€1k
Financial charges 65€24k
Result before taxes 9903€67k
Income taxes 67/77€15k
Net result for the period 9904€52k
Result to be appropriated 9905€52k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
89 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
SV DENTAL
Chaussée d'Audenarde(TOU) 11-13, 7500 TournaiBeroepsopleiding
since 20212.321.595.624
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area176 m²
Buildings1
Building footprint156 m²
Volume (LiDAR)1,502 m³
Tallest building10.9 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57462A0047/00W002 Wallonia 176 m² 1 · 156 m² 10.9 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health89Profitability100Solvency68Growth78Stability94
86 / 100

Exceptional profile, strong across almost every axis.

Health 89
Profitability 100
Solvency 68
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Tandartspraktijken86230Activiteiten van tandartspraktijken86230
Primary activity highlighted.
Names & trade names
Legal nameFR SV DENTAL
Registered office
Chaussée d'Audenarde(TOU) 11-13
7500 Tournai, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.