SV Collection
ActiveSV Collection has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €787k and a net result of €177k. Equity is growing by ~32.1% per year across the filed fiscal years. Its solvency ranks better than 75% of 4812 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 3.18 against 4.37 in 2024), and 31.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.8%
Return on assets
15.5%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
7 d early
2022
31 d early
2021
31 d early
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€177k▼ 15.0%
2024 · €208k
2018: €29k
2019: €155k
2020: €182k
2021: €78k
2022: €65k
2023: €110k
2024: €208k
2018 → 2025
Working capital
€756k▲ 25.3%
2024 · €603k
2018: €172k
2019: €161k
2020: €172k
2021: €233k
2022: €294k
2023: €389k
2024: €603k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€228k-€293k▲ 28.4%€401k▲ 37.0%€609k▲ 52.0%€787k▲ 29.1%
Operating result€119k-€91k▼ 23.2%€158k▲ 74.2%€298k▲ 88.4%€244k▼ 18.2%
Net result€78k-€65k▼ 17.2%€110k▲ 69.9%€208k▲ 89.8%€177k▼ 15.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€42k▲ 108%
Current assets
€1.10M▲ 40.9%
Equity and liabilities €1.14M
Equity
€787k▲ 29.1%
Provisions
€11k▼ 21.0%
Debt
€346k▲ 93.5%
The debt ratio rises from 22.3% to 30.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€255k▼
2024 · €303k
Cash flow
€188k▼
2024 · €213k
Solvency
68.8%▼
2024 · 75.9%
Current ratio
3.18▼
2024 · 4.37
Quick ratio
3.18▼
2024 · 4.37
Debt / equity
0.44▲
2024 · 0.29
ROE
22.5%▼
2024 · 34.2%
ROA
15.5%▼
2024 · 26.0%
Interest coverage
66.64▼
2024 · 86.65
Debt
€346k▲
2024 · €179k
Debt ≤ 1 year
€346k▲
2024 · €179k
Income taxes
€80k▼
2024 · €93k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€802k€1.14M▲
Fixed assets21/28€20k€42k▲
Tangible fixed assets22/27€20k€42k▲
Furniture and vehicles24€9k€32k▲
Other tangible fixed assets26€11k€10k▼
Current assets29/58€782k€1.10M▲
Amounts receivable within one year40/41€100k€230k▲
Trade receivables40€93k€230k▲
Other amounts receivable41€8k-
Current investments50/53€328k€377k▲
Cash at bank and in hand54/58€351k€492k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€802k€1.14M▲
Equity10/15€609k€787k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€453k€630k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€447k€624k▲
Profit (loss) carried forward14€94k€94k▲
Provisions and deferred taxes16€14k€11k▼
Provisions for liabilities and charges160/5€14k€11k▼
Environmental obligations163€14k€11k▼
Amounts payable17/49€179k€346k▲
Amounts payable within one year42/48€179k€346k▲
Current portion of amounts payable after more than one year42€25k€33k▲
Trade debts44€45k€217k▲
Suppliers440/4€45k€217k▲
Advances received on contracts in progress46€5k-
Taxes, remuneration and social security45€80k€72k▼
Taxes450/3€80k€72k▼
Other amounts payable47/48€23k€24k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€10k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-1k-
Provisions for liabilities and charges: additions (uses and reversals)635/8€5k€-3k▼
Other operating charges640/8€483€585▲
Gross operating margin9900€307k€252k▼
Operating profit (loss)9901€298k€244k▼
Financial income75/76B€7k€17k▲
Recurring financial income75€7k€17k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€302k€258k▼
Income taxes67/77€93k€80k▼
Profit (loss) for the period9904€208k€177k▼
Profit (loss) for the period to be appropriated9905€208k€177k▼
Appropriation of the result
Profit (loss) to be appropriated9906€294k€271k▼
Profit (loss) brought forward from the previous period14P€86k€94k▲
Transfer to equity691/2€200k€177k▼
To other reserves6921€200k€177k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €208k ▲89.8%
Operating result €298k, net result €208k, both a record.
31-12
Financial
Equity above €500kEq €609k ▲52%
7 profitable years in a row build equity to €609k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €228k ▲52%
4 profitable years in a row build equity to €228k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2022
Van Trier Bart
CurrentSole director · since 26-09-2022
26-09-2022
Appointed as Sole director
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikerlandstraat 1182870 Puurs-Sint-AmandsGround area
1,480 m²
Building footprint
294 m²
Volume, LiDAR
1,176 m³
Parcel 12032C0132/00D000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Eikerlandstraat 118, 2870 Puurs-Sint-Amands
since 20012.131.485.225
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12032C0132/00D000 | Flanders | 1,480 m² | 1 · 294 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COSI
BE 0447.211.966
Harelbeke · Eq €763k
ORKC
BE 0471.630.034
Rendeux · Eq €826k
AMBIHOME
BE 0434.875.843
Wavre · Eq €745k
Poldimar
BE 0463.705.332
Waregem · Eq €831k
Peter Dejonghe
BE 0465.962.759
Izegem · Eq €739k
Of 332 companies in sector 46471 we hold annual accounts for 188. 113 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-11-2000
Fiscal year end31-12
Activities, NACEBEL
46471Wholesale trade
52487
46150Agents in the wholesale of furniture, household goods and hardware
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.