Poldimar
ActivePoldimar has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €831k and a net result of €-35k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 58% of 7912 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-8
Solvency92▼-2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days only on tighter terms
Liquidity ample (current ratio 1.8 against 1.91 in 2024), and 48% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-10-2025, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
95 d early
2024
99 d early
2023
57 d early
2022
106 d early
2021
90 d early
2020
103 d early
2019
81 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€831k▼ 4.0%
2024 · €865k
2019: €645k
2020: €749k
2021: €984k
2022: €806k
2023: €851k
2024: €865k
2019 → 2025
Total assets
€1.60M▼ 2.4%
2024 · €1.64M
2019: €1.51M
2020: €1.55M
2021: €1.74M
2022: €1.60M
2023: €1.67M
2024: €1.64M
2019 → 2025
Net result
€-35k
2024 · €14k
2019: €73k
2020: €104k
2021: €236k
2022: €-178k
2023: €46k
2024: €14k
2019 → 2025
Working capital
€576k▼ 13.7%
2024 · €668k
2019: €490k
2020: €610k
2021: €816k
2022: €589k
2023: €648k
2024: €668k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€984k-€806k▼ 18.1%€851k▲ 5.7%€865k▲ 1.6%€831k▼ 4.0%
Operating result€378k-€-146k€113k€61k▼ 46.1%€36k▼ 41.7%
Net result€236k-€-178k€46k€14k▼ 69.3%€-35k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.60M
Fixed assets
€307k▲ 29.2%
Current assets
€1.29M▼ 7.7%
Equity and liabilities €1.60M
Equity
€831k▼ 4.0%
Debt
€768k▼ 0.6%
The debt ratio rises from 47.2% to 48.0%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€92k▼
2024 · €100k
Cash flow
€22k▼
2024 · €53k
Solvency
52.0%▼
2024 · 52.8%
Current ratio
1.80▼
2024 · 1.91
Quick ratio
0.49▼
2024 · 0.67
Debt / equity
0.92▲
2024 · 0.89
ROE
-4.2%▼
2024 · 1.6%
ROA
-2.2%▼
2024 · 0.9%
Interest coverage
1.44▼
2024 · 2.04
Debt
€768k▼
2024 · €773k
Debt ≤ 1 year
€716k▼
2024 · €733k
Income taxes
€8k▲
2024 · €387
Staff costs
€37k▼
2024 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.64M€1.60M▼
Fixed assets21/28€237k€307k▲
Intangible fixed assets21€8k€17k▲
Tangible fixed assets22/27€229k€290k▲
Land and buildings22€209k€288k▲
Plant, machinery and equipment23€6k€1k▼
Furniture and vehicles24€14k€0▼
Current assets29/58€1.40M€1.29M▼
Stocks and contracts in progress3€908k€944k▲
Stocks30/36€908k€944k▲
Amounts receivable within one year40/41€120k€121k▲
Trade receivables40€101k€103k▲
Other amounts receivable41€18k€18k▼
Cash at bank and in hand54/58€372k€227k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.64M€1.60M▼
Equity10/15€865k€831k▼
Contributions10/11€19k€19k=
Reserves13€847k€812k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Tax-exempt reserves132€15k€15k=
Distributable reserves133€830k€797k▼
Amounts payable17/49€773k€768k▼
Amounts payable within one year42/48€733k€716k▼
Current portion of amounts payable after more than one year42€26k€0▼
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€34k€17k▼
Taxes450/3€11k€11k▲
Remuneration and social security454/9€23k€6k▼
Other amounts payable47/48€671k€693k▲
Accrued charges and deferred income492/3€40k€52k▲
Income statement
Code20242025
Remuneration, social security and pensions62€116k€37k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€56k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€0▼
Other operating charges640/8€25k€6k▼
Gross operating margin9900€243k€135k▼
Operating profit (loss)9901€61k€36k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€49k€64k▲
Recurring financial charges65€49k€64k▲
Profit (loss) for the period before taxes9903€14k€-27k▼
Income taxes67/77€387€8k▲
Profit (loss) for the period9904€14k€-35k▼
Profit (loss) for the period to be appropriated9905€14k€-35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€-35k▼
Transfer from equity791/2-€35k
Transfer to equity691/2€14k€0▼
To other reserves6921€14k€0▼
Social balance
Average headcount (FTE)9087-0.6
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €46k
Net result €46k after one loss-making year.
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €-178k ▼176%
Net result drops to €-178k, the lowest in the series; recovery starts the following year.
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Highest result since 2019net €236k ▲127%
Operating result €378k, net result €236k, both a record.
2020
20-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
11-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
22-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
02-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vichtseweg 1858790 WaregemGround area
746 m²
Building footprint
122 m²
Volume, LiDAR
502 m³
Parcel 34453F0553/00C004, Flanders · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
POLDIMAR
since 19982.087.695.762
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34453F0553/00C004 | Flanders | 746 m² | 1 · 122 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 233 EUR awarded · 233 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 185 EUR | 185 EUR |
| 2023 | 1 | 0 EUR | 48 EUR |
| 2022 | 1 | 48 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 332 companies in sector 46471 we hold annual accounts for 188. 110 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-1998
Fiscal year end30-06
Activities, NACEBEL
46471Wholesale trade
46494Wholesale of non-electrical household articles
51471
47551Retail sale of household furniture
47552Retail sale of lighting equipment
47591Retail trade
47592Retail trade
52441
52442
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.