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Complete company report
Generated 14-08-2026
Active BE 0874.194.088Private limited companyOpen bankruptcy

SV CHAUFFAGE

· 21 yrs active
Conclusion Checked

A bankruptcy procedure is open for SV CHAUFFAGE according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2022 annual accounts show equity of €79k and a net result of €31k.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €79k
Net result €31k
Staff (FTE) 2
Active 21 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health24Profitability91Solvency84Growth85Stability0
57 / 100

Mixed profile: strong on profitability, weaker on stability.

All 5 axes are computed from data Checked has read.

Health 24
Profitability 91
Solvency 84
Growth 85
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
53 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
· 1 administrative flag (+3)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 1 events
Address struck
Health barometer FY 2022 · computed
24 / 100 Critical
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 01-08-2023 with the NBB · fiscal year 2022 · micro
€-100k€0€100k€200k€300kRevenue 2018: €3k€3kOperating result 2018: €-11k€-11kNet result 2018: €-25k€-25kOperating result 2019: €-5k€-5kNet result 2019: €-31k€-31kRevenue 2020: €155k€155kOperating result 2020: €51k€51kNet result 2020: €10k€10kRevenue 2021: €202k€202kOperating result 2021: €38k€38kNet result 2021: €27k€27kRevenue 2022: €321k€321kOperating result 2022: €51k€51kNet result 2022: €31k€31k20182019202020212022
RevenueOperating resultNet result
Revenue
€321k
+59.0% 18-22
EBITDA
€64k
+26.3% 18-22
Net profit
€31k
+13.9% 18-22
Cash flow
€44k
+10.3% 18-22
Total assets
€161k
+11.9% 18-22
Equity
€79k
+36.4% 18-22
Working capital
€45k
+221.5% 18-22
Employees (FTE)
2
+100.0% 18-22
Staff costs
€29k
+273.4% 18-22
Income taxes
€18k
+77.1% 18-22
Debt
€82k
-4.6% 18-22
Debt ≤ 1y
€82k
-4.6% 18-22
Debt > 1y
€8k
- 18-22
Current ratio
1.55
+33.3% 18-22
Quick ratio
1.29
+10.7% 18-22
Solvency
48.9%
+21.9% 18-22
Debt / equity
1.04
-30.0% 18-22
ROE
39.6%
-16.5% 18-22
ROA
19.4%
+1.8% 18-22
Net margin
9.7%
-28.4% 18-22
EBITDA margin
19.9%
-20.5% 18-22
Interest coverage
36.92
-74.2% 18-22
Figures by fiscal year
Fiscal year2022
Depositmicro
Revenue€321k
EBITDA€64k
Net profit€31k
Cash flow€44k
Staff costs€29k
Income taxes€18k
Dividends-
Total assets€161k
Equity€79k
Debt€82k
of which ≤ 1y€82k
of which > 1y-
Working capital€45k
Employees (FTE)2.0
Ratios (computed)
2022
Current ratio1.55
Quick ratio1.29
Working capital ratio28.1%
Solvency48.9%
Debt / equity1.04
Long-term debt ratio-
Interest coverage36.92
Gross margin21.4%
Net margin9.7%
ROA19.4%
ROE39.6%
EBITDA margin19.9%
Days sales outstanding83d
Days payable outstanding75d
Inventory turnover11.71
Days inventory (DSI)31d
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€161k
Fixed assets 21/28€33k
Intangible fixed assets 21€22k
Tangible fixed assets 22/27€9k
Financial fixed assets 28€3k
Current assets 29/58€127k
Stocks & contracts in progress 3€22k
Amounts receivable within one year 40/41€85k
Cash & bank 54/58€19k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€161k
Equity 10/15€79k
Contributions / capital 10/11€19k
Reserves 13€33k
Accumulated profits (losses) 14€27k
Amounts payable 17/49€82k
Amounts payable within one year 42/48€82k
Trade debts payable within one year 44€52k
Income statement
Turnover 70€321k
Gross operating margin 9900€94k
Operating result 9901€51k
Financial income 75€79
Financial charges 65€2k
Result before taxes 9903€49k
Income taxes 67/77€18k
Net result for the period 9904€31k
Result to be appropriated 9905€31k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 4 directors
Current directors & mandates
  • Van Droogenbroeck Vincent Julien R
    Director
    State Gazette act 25014012 (28-01-2025)
    Current
    21-01-2025 → present
Former directors (3)
  • DUNESME Agnès
    Director
    State Gazette act 23160744 (15-12-2023)
    Former
    06-12-2023 → 21-01-2025
    2 events
    • 21-01-2025 Resigned· Director
    • 06-12-2023 Appointed· Director
  • GIAMMANCO Marco
    Director
    State Gazette act 23052967 (19-04-2023)
    Former
    19-04-2023 → 06-12-2023
    2 events
    • 06-12-2023 Resigned· Director
    • 19-04-2023 Appointed· Director
  • FOUCART Micheline
    Director
    State Gazette act 23052967 (19-04-2023)
    Former
    - → 19-04-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates1 person
Role Name Tenure Source
Curator YSABELLE ENSCH
AVENUE LOUISE 349 B 17, 1050 IXELLES
 15-09-2025 → present Belgian State Gazette
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation01-06-2005
StatusActive
Postal code-
First BS signal 22-09-2025
Latest BS signal 22-09-2025
Establishment units 1 location
SV CHAUFFAGE
Handelsbemiddeling in nieuwe en gebruikte auto's voor personenvervoer, inclusief die voor bijzondere doeleinden (b.v. ambulances)
since 20052.147.745.294
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
56057B0177/00P000 Wallonia 2,106 m² 1 · 130 m² 10.4 m · 2 fl.
21809K0170/02B005 Brussels 336 m² 1 · 340 m² 21.1 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 16 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
22-09-2025
Bankruptcy Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL SV CHAUFFAGE AVENUE DE STALINGRAD 52, 1000 BRUXELLES · event 15-09-2025
18-08-2025
KBO administration Address struck
28-01-2025
State Gazette act Director changes
2023
15-12-2023
State Gazette act Director changes
01-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
19-04-2023
State Gazette act Director changes
2022
30-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
28-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
25-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
05-06-2020
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
11-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
30-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
13-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
20-08-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
04-07-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
Lifecycle & Insolvency Signals 2 events
22-09-2025
Bankruptcy Opening
Date: 15-09-2025 · Tribunal de l’entreprise francophone de Bruxelles · SRL SV CHAUFFAGE AVENUE DE STALINGRAD 52, 1000 BRUXELLES · Publications in State Gazette ↗
18-08-2025
KBO administration Address struck
 · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-08-18 · KBO administration · Address struck2025-09-22 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 1 year ago
2025
28-01-2025 1 director appointed, 1 resigning Director changes
  • Van Droogenbroeck Vincent Julien R, Bestuurder
  • Dunesme Agnès, Bestuurder
Technical details 
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-01-21",
      "evidence_quote": "La d\u00E9mission de Mme Dunesme Agn\u00E8s du poste d\u0027administrateur de la soci\u00E9t\u00E9",
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      "effective_date": "2025-01-21",
      "evidence_quote": "la nomination de Mr Van Droogenbroeck Vincent Julien R comme administrateur de la soci\u00E9t\u00E9",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
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    {
      "kind": "decharge_granted",
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      "evidence_quote": "Il a \u00E9galement \u00E9t\u00E9 d\u00E9cid\u00E9 de la d\u00E9charger de toutes responsabilit\u00E9 quant aux \u00E9v\u00E9nements \u00E0 venir.",
      "decharge_status": "granted",
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  "notary": {
    "name": null,
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    "firm_name": null,
    "office_city": "Bruxelies",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2025-01-28",
    "filing_date": "2025-01-21",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2024-12-04",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
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    "name_full": "SV CHAUFFAGE",
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  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
15-12-2023 1 director appointed, 1 resigning Director changes
  • DUNESME Agnès, Bestuurder
  • GIAMMANCO Marco, Bestuurder
Technical details 
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    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "GIAMMANCO Marco",
        "address": "Rue Th\u00E9odore Bekaert n\u00B034, \u00E0 1070 ANDERLECHT",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2023-12-06",
      "evidence_quote": "l\u0027Assembl\u00E9e g\u00E9n\u00E9rale a d\u00E9cid\u00E9 \u00E0 l\u0027unanimit\u00E9 des vo\u00EDx d\u0027accepter la d\u00E9m\u00EDssion de Monsieur GIAMMANCO Marco, domicili\u00E9 Rue Th\u00E9odore Bekaert n\u00B034, \u00E0 1070 ANDERLECHT, de son mandat en sa qualit\u00E9 d\u0027administrateur \u00E0 compter de ce jour, Il a \u00E9galement \u00E9t\u00E9 d\u00E9cid\u00E9 de le d\u00E9charger de toute responsabilit\u00E9 quant",
      "decharge_status": "granted",
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
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        "name": "DUNESME Agn\u00E8s",
        "address": "Avenue Venizelos n\u00B064, \u00E0 1070 ANDERLECHT",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
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      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2023-12-06",
      "evidence_quote": "l\u0027Assembl\u00E9e g\u00E9n\u00E9rale a \u00E9galement d\u00E9cid\u00E9 \u00E0 l\u0027unanimit\u00E9 des voix d\u0027accepter la nomination en sa qualit\u00E9 d\u0027adm\u00EDnistrateur de Madame DUNESME Agn\u00E8s, domicili\u00E9e Avenue Venizelos n\u00B064, \u00E0 1070 ANDERLECHT. Son mandat sera exerc\u00E9 \u00E0 titre gratuit.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
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  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-12-15",
    "filing_date": null,
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  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-06",
      "unanimous": true
    },
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      "body": "algemene_vergadering",
      "date": "2023-11-06",
      "unanimous": true
    }
  ],
  "is_correction": false,
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  "co_filed_documents": [],
  "corrected_publication_numac": null
}
19-04-2023 1 director appointed, 1 resigning Director changes
  • GIAMMANCO Marco, Bestuurder
  • FOUCART Micheline, Bestuurder
Technical details 
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  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
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        "name": "FOUCART Micheline",
        "address": "Horekensweg, 11 \u00E0 1703 SCHEPDAAL",
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      "reason": null,
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      },
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  "co_filed_documents": [],
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}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR SV CHAUFFAGE
Registration history
  1. 18-08-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative