Result
-€16,800 ▲ 75.1%
The result rose in 2025 from -€67,424 to -€16,800.
Suva
Lifetime
2 annual accounts with figures on one time axispeak €223,513 (2024)
€222,791▼ 0.3%
lowest -€67,424 (2024)
-€16,800▲ €50,624
peak €26,376 (2024)
€9,577▼ 63.7%
€485,135unchanged
peak 4.4 FTE (2024)
3.8 FTE▼ 13.6%
Board3 names since 2023
1 directorGoyvaerts Daniel
Documentsfilings and deeds
30-04-2026on the last day
2025abbreviated format
Loss of €16,800Staff from 4.4 FTE to 3.8 FTERegistered office moved from Lier to Emblem 30-07Equity from €26,376 to €9,577
Key points
from the 2025 annual accountsTurnover
≈ €570,000 estimated
The abbreviated format states no turnover.
Debts
€485,135 98% of the balance sheet
Financial debts 70%Suppliers 13%Taxes and wages 2%Other 15%
Of this, €145,142 falls due within a year.
Staff
3 employees on 30-09-2025
In 2025, 1,087 short contracts started and 1,086 ended, on average 9 hours worked per contract. Staff averaged 3.8 full-time equivalents.
Starting capital
€93,800 100 shares
Position in the sector
1.9%
Lower solvency than 86% of companies in food products. Sector median 33.3% · 1,013 companies.
Checked score
35
Weak
Financially stronger than 23% of micro companies in food products (NACE 10)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.4% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.1% across 3,080 companies (NACE 10, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.2%lowest value
01-2025: 4.6%▲ +0.4 percentage points vs 12-2024
02-2025: 4.6%● unchanged vs 01-2025
03-2025: 5.0%▲ +0.4 percentage points vs 02-2025
04-2025: 5.0%● unchanged vs 03-2025
05-2025: 4.5%▼ -0.5 percentage points vs 04-2025
06-2025: 4.5%● unchanged vs 05-2025
07-2025: 4.6%▲ +0.1 percentage points vs 06-2025
08-2025: 6.3%▲ +1.7 percentage points vs 07-2025
09-2025: 6.3%● unchanged vs 08-2025
10-2025: 6.3%● unchanged vs 09-2025
11-2025: 6.3%● unchanged vs 10-2025
12-2025: 6.3%● unchanged vs 11-2025
01-2026: 7.5%▲ +1.2 percentage points vs 12-2025
02-2026: 8.2%▲ +0.7 percentage points vs 01-2026
03-2026: 8.2%● unchanged vs 02-2026
04-2026: 8.7%▲ +0.5 percentage points vs 03-2026highest value
05-2026: 5.4%▼ -3.3 percentage points vs 04-2026
06-2026: 5.4%● unchanged vs 05-2026
07-2026: 5.4%● unchanged vs 06-2026
08-2026: 5.4%● unchanged vs 07-2026
09-2026: 5.4%● unchanged vs 08-2026
10-2026: 5.4%● unchanged vs 09-2026
11-2026: 5.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2023
Sector: Manufacture of food products (NACE 10)
1 change of registered office in 24 months
lowers risk
Figures for financial year 2025 (filed on 30-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 20% of them on solvency, 41% on liquidity, 23% on profitability and 9% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,301 companies had the same profile as Suva has now. Each dot stands for 4 companies, two years later.
92.6%
were still trading
1.6%
stopped another way
5.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Suva itself: 5.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,301 companies, not a prediction for Suva. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.41 (0.23 in 2024), below 1. Short-term debt is 29.3% and cash 7% of total assets. 98.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year -€16,800
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 1013 sector peers (2025).
NBB · sector comparisonPosition among 1013 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 11 days before the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end08-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804532252
Registered office moved from Lier to Emblem
New registered office: Liersesteenweg 144, 2520 Emblem · Previous registered office: Smedenstraat 104, 2500 Lier · Resignations: Sueiro Aguilar Ingrid (director) and Van Horen Rudi (director) · General meeting of 22-05-2025 · Gazette deed
Incorporation
Founding capital of €93,800, 100 shares · Founder: SUEIRO AGUILAR Ingrid Mailen · Appointments: SUEIRO AGUILAR Ingrid Mailen (director) and VAN HOREN Rudi (director) · published on 07-08-2023 · Gazette deed
First establishment
Liersesteenweg l144, Ranst
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Suva Ranst | €494,711 | €222,791 | 1.9% | 3.8 |
| BAKKERS Antwerp | €377,141 | €183,986 | -3.4% | 2.3 |
| VAN PARIJS - VAN GUCHT Ostend | €498,084 | €386,182 | 17.6% | 3.8 |
| Jutti Brecht | €759,684 | €437,499 | 61.4% | 5.9 |
| Traindevie Nazareth | €652,824 | €199,568 | -55.8% | 3.2 |
| BAKBROOD Bredene | €733,076 | €244,685 | 6.3% | 3.3 |
| DECRUYNAERE Mouscron | €384,798 | €306,628 | -1.7% | 5.2 |
These companies have the same main activity as Suva: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €377,000 and €760,000, founded between 2019 and 2025.
Official details
Source: KBO- Status
- Active since 03-08-2023Normal situation
- Activity
- Artisanal bread and fresh pastry makingNACE 10712and 2 others
- Joint committee
- 201Independent retail · annual accounts 30-09-2025
- Establishment unit
- 2.348.296.6552520 Ranst, since 03-08-2023
- Financial year end
- 30 September
- Peppol
- Reachable since 07-10-2025
Annual accounts to 30-09-2025
- €494,711▼ 3.3%
- Employeeson 30-09-2025
- 3▲ 50.0%
- Filing
- Filed on 30-04-2026, on the last day of the filing period
Insights on Suva
The computed 12-month bankruptcy probability of Suva is 5.4% (elevated). The annual accounts of Suva for financial year 2025 show a net loss of 64% of the equity at the start of that year.
The 2025 annual accounts show equity of €9,577 and a net result of -€16,800. Its solvency ranks better than 14% of 1,013 sector peers (NACE 10, financial year 2025).
The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Suva
- What is the company number of Suva?
- The company number of Suva is 0804.532.252. The VAT number is the same number with BE in front: BE 0804.532.252.
- Where is Suva based?
- The registered office is at Liersesteenweg 144, 2520 Ranst.Company details
- What does Suva do?
- According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
- What is the legal form of Suva?
- Suva is a private limited company (BV).
- When was Suva founded?
- Suva was founded on 03-08-2023.
- Is Suva still active?
- Yes, Suva is an active enterprise in the KBO register.
- How many employees does Suva have?
- Suva had an average of 3.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Suva fall under?
- In its 30-09-2025 annual accounts, Suva states joint committee 201 (Independent retail).
- What is the turnover of Suva?
- The turnover in financial year 2025 is ≈ €570,000. This figure is estimated from the gross margin of €222,791 and 1,647 comparable companies of the same size. It probably lies between €350,000 and €1.1m. It is a rough estimate.
- Is Suva profitable?
- In financial year 2025, Suva made a loss of €16,800.
- Where can I find the annual accounts of Suva?
- Suva filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Suva due?
- Suva must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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