Financials
- Fiscal year
- 2025
- Total assets
- €377,141
- Loss
- -€12,875
- Solvency
- -3.4%
BAKKERS
ActiveSummary
The computed 12-month bankruptcy probability of BAKKERS is 8.8% (elevated). The 2025 annual accounts show negative equity (-€12,875) and a net result of -€12,875. Its solvency ranks better than 11% of 919 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Artisanal bread and fresh pastry making
NACE 10712
1 site
Size
€377,141total assets 2025
- Staff
- 2.3 FTE
- Equity
- -€12,875
- Loss
- -€12,875
Turnover not published (abridged schema)
Structure
Accounts filed 61 d late0 of 4 deeds read
Why 31- Sector Manufacture of food products (NACE 10)- Latest accounts 61 days late; 1 of the last 3 late- Founded in 2024- 1 change of registered office in 24 monthsShow the evidence
Checked score
Score 2025
31
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 13% of its sector peers (NACE 10, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
22
equity -3.4% of total assets
Liquidity
2
short-term debt 103.4% · cash 1.6%
Profitability
14
return on assets -3.4%
Bankruptcy probability, 12 months
8.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 6.3%lowest value
05-2025: 6.5%▲ +2.0% vs 04-2025
06-2025: 11.3%▲ +75.5% vs 05-2025
07-2025: 11.6%▲ +2.0% vs 06-2025
08-2025: 12.0%▲ +3.6% vs 07-2025
09-2025: 12.0%● 0.0% vs 08-2025
10-2025: 12.3%▲ +2.7% vs 09-2025
11-2025: 12.3%● 0.0% vs 10-2025
12-2025: 12.1%▼ -2.0% vs 11-2025
01-2026: 12.1%▲ +0.1% vs 12-2025
02-2026: 12.6%▲ +4.3% vs 01-2026highest value
03-2026: 12.6%● 0.0% vs 02-2026highest value
04-2026: 12.6%● 0.0% vs 03-2026highest value
05-2026: 12.6%● 0.0% vs 04-2026highest value
06-2026: 12.6%● 0.0% vs 05-2026highest value
07-2026: 12.6%● 0.0% vs 06-2026highest value
08-2026: 12.6%● 0.0% vs 07-2026highest value
09-2026: 12.6%● 0.0% vs 08-2026highest value
10-2026: 8.8%▼ -30.4% vs 09-2026
- Sector Manufacture of food products (NACE 10) raises the probability
- Latest accounts 61 days late; 1 of the last 3 late raises the probability
- Founded in 2024 raises the probability for this profile
- 1 change of registered office in 24 months raises the probability
No credit on open account
Liquidity short (current ratio 0.54; short-term debt: 103.4% and cash: 1.6% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 10, micro). Better than this share of them on solvency 18%, liquidity 3%, profitability 17%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 30-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Artisanal bread and fresh pastry makingNACE 10712
- Founded
- 05-03-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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