SUSTINVEST
ActiveSUSTINVEST has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4.38M and a net result of €-79k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 8091 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability17▼-2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €310k at 30 days acceptable
short-term debt: 0.1% and cash: 3.4% of total assets, and 20.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-05-2025, 64 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
64 d early
2023
54 d early
2022
45 d early
2021
67 d early
2020
44 d early
2019
16 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€4.38M▼ 1.8%
2023 · €4.46M
2018: €2.96M
2019: €3.95M
2020: €4.28M
2021: €4.33M
2022: €4.46M
2023: €4.46M
2018 → 2024
Total assets
€5.49M▲ 4.3%
2023 · €5.26M
2018: €2.96M
2019: €3.95M
2020: €5.16M
2021: €4.38M
2022: €5.06M
2023: €5.26M
2018 → 2024
Net result
€-79k
2023 · €5k
2018: €402k
2019: €96k
2020: €-76k
2021: €52k
2022: €126k
2023: €5k
2018 → 2024
Working capital
€2.03M▼ 1.9%
2022 · €2.07M
2018: €1.51M
2019: €2.56M
2020: €3.43M
2021: €1.95M
2022: €2.07M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€4.28M-€4.33M▲ 1.2%€4.46M▲ 2.9%€4.46M▲ 0.1%€4.38M▼ 1.8%
Operating result€-108k-€-23k▲ 79.1%€-62k▼ 176%€-200k▼ 220%€-172k▲ 14.0%
Net result€-76k-€52k€126k▲ 142%€5k▼ 95.7%€-79k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €172k in 2024 against €200k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.49M
Fixed assets
€3.45M▲ 9.1%
Current assets
€2.04M▼ 2.7%
Equity and liabilities €5.49M
Equity
€4.38M▼ 1.8%
Debt
€1.11M▲ 38.5%
The debt ratio rises from 15.2% to 20.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-171k▲
2023 · €-199k
Cash flow
€-78k▼
2023 · €6k
Solvency
79.8%▼
2023 · 84.8%
Debt / equity
0.25▲
2023 · 0.18
ROE
-1.8%▼
2023 · 0.1%
ROA
-1.4%▼
2023 · 0.1%
Interest coverage
-16.81▲
2023 · -36.69
Debt
€1.11M▲
2023 · €800k
Debt ≤ 1 year
€8k
Debt > 1 year
€1.10M▲
2023 · €800k
Income taxes
€607▲
2023 · €588
A ratio outside any meaningful range has been withheld (balance sheet total €5.49M, equity €4.38M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€5.26M€5.49M▲
Fixed assets21/28€3.16M€3.45M▲
Tangible fixed assets22/27€836€2k▲
Plant, machinery and equipment23€51-
Furniture and vehicles24€785€2k▲
Financial fixed assets28€3.16M€3.44M▲
Current assets29/58€2.10M€2.04M▼
Amounts receivable after more than one year29€117k€67k▼
Other amounts receivable291€117k€67k▼
Amounts receivable within one year40/41€24k€42k▲
Trade receivables40€631-
Other amounts receivable41€24k€42k▲
Current investments50/53€1.75M€1.73M▼
Cash at bank and in hand54/58€184k€186k▲
Deferred charges and accrued income490/1€24k€22k▼
Equity and liabilities
Total equity and liabilities10/49€5.26M€5.49M▲
Equity10/15€4.46M€4.38M▼
Contributions10/11€3.90M€3.90M=
Reserves13€358k€358k=
Non-distributable reserves130/1€358k€358k=
Reserves not available under the articles1311€358k€358k=
Profit (loss) carried forward14€203k€124k▼
Amounts payable17/49€800k€1.11M▲
Amounts payable after more than one year17€800k€1.10M▲
Financial debts170/4€800k€1.10M▲
Amounts payable within one year42/48-€8k
Trade debts44-€8k
Suppliers440/4-€8k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€1k€4k▲
Gross operating margin9900€-197k€-167k▲
Operating profit (loss)9901€-200k€-172k▲
Financial income75/76B€211k€103k▼
Recurring financial income75€211k€103k▼
Financial charges65/66B€5k€10k▲
Recurring financial charges65€5k€10k▲
Profit (loss) for the period before taxes9903€6k€-79k▼
Income taxes67/77€588€607▲
Profit (loss) for the period9904€5k€-79k▼
Profit (loss) for the period to be appropriated9905€5k€-79k▼
Appropriation of the result
Profit (loss) to be appropriated9906€203k€124k▼
Profit (loss) brought forward from the previous period14P€198k€203k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-03
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-79k ▼1572%
Net result drops to €-79k, the lowest in the series.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity times 28current ratio 1183.12
Current ratio from 42.24 to 1183.12; short-term debt falls from €47k to €2k.
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
18-12-2025
DEBOIS Hilde: Resigned as Director
18-12-2025
VAN MEERBEECK Joost: Resigned as Director
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
d'Oultremontlei 472930 BrasschaatGround area
2,891 m²
Building footprint
195 m²
Volume, LiDAR
1,513 m³
Parcel 11322E0045/00M000, Flanders · tallest building 19.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SUSTINVEST
since 20152.248.885.612
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322E0045/00M000 | Flanders | 2,891 m² | 1 · 195 m² | 19.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 116 EUR awarded · 80 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 80 EUR | 80 EUR |
| 2023 | 1 | 36 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
9676001G73O4Z5WHF407
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 12,338 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded25-11-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.