Summary
NEW VISION is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.4m and a net result of -€611,007. Equity is growing by ~36.3% per year across the filed fiscal years. Its solvency ranks better than 74% of 2451 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
22 d early
2024
30 d early
2023
26 d late
2022
5 d early
2021
13 d early
2020
32 d early
2019
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#1 company by total assets in Edegem, Finance and insurance sector#1 company by equity in Edegem, Finance and insurance sector
Equity
€5.4m▲ 70.1%
2024 · €3.2m
Net result
-€611,007▲ 22.2%
2024 · -€785,587
Total assets
€6.3m▲ 54.6%
2024 · €4.1m
Solvency
86.5%▲ 7.9pp
2024 · 78.7%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€647,963▼ 52.6%-€760,063▼ 17.3%-€1.1m▼ 48.3%-€820,604▲ 27.2%-€642,623▲ 21.7%
Net result-€663,088below the sector's middle half▼ 50.6%-€1.1mbelow the sector's middle half▼ 71.5%-€1.1mbelow the sector's middle half▲ 2.8%-€785,587below the sector's middle half▲ 28.9%-€611,007below the sector's middle half▲ 22.2%
Equity€3.7mabove the sector's middle half▲ 226%€2.6mabove the sector's middle half▼ 30.5%€3.6mabove the sector's middle half▲ 37.4%€3.2mabove the sector's middle half▼ 10.1%€5.4mwithin the sector's middle half▲ 70.1%
Total assets€4.4mabove the sector's middle half▲ 81.7%€3.3mwithin the sector's middle half▼ 23.5%€4.4mabove the sector's middle half▲ 31.0%€4.1mwithin the sector's middle half▼ 6.9%€6.3mwithin the sector's middle half▲ 54.6%
Debt€628,244▼ 50.0%€743,053▲ 18.3%€808,158▲ 8.8%€868,944▲ 7.5%€847,268▼ 2.5%
Working capital€1.6mabove the sector's middle half▲ 299%€842,192above the sector's middle half▼ 48.2%€1.7mabove the sector's middle half▲ 107%€1.4mabove the sector's middle half▼ 20.1%€1.5mwithin the sector's middle half▲ 6.2%
Solvency85.6%above the sector's middle half▲ 38.0pp77.7%above the sector's middle half▼ 7.9pp81.5%above the sector's middle half▲ 3.8pp78.7%within the sector's middle half▼ 2.9pp86.5%within the sector's middle half▲ 7.9pp
Current ratio3.59within the sector's middle half▲ 1.792.52within the sector's middle half▼ 1.073.98above the sector's middle half▲ 1.463.20above the sector's middle half▼ 0.783.24above the sector's middle half▲ 0.04
Return on assets (ROA)-15.2%below the sector's middle half▲ 3.1pp-34.1%below the sector's middle half▼ 18.9pp-25.3%below the sector's middle half▲ 8.8pp-19.3%below the sector's middle half▲ 6.0pp-9.7%below the sector's middle half▲ 9.6pp
Staff (FTE)1.7▲ 113%3.5above the sector's middle half▲ 106%5.7above the sector's middle half▲ 62.9%6.6above the sector's middle half▲ 15.8%5.2within the sector's middle half▼ 21.2%
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2022 Net result -72% on 2021. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €642,623 in 2025 against €820,604 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.3m
Fixed assets
€4.2m ▲ 103%
Current assets
€2.1m ▲ 5.6%
Equity and liabilities €6.3m
Equity
€5.4m ▲ 70.1%
Debt
€847,268 ▼ 2.5%
Debt's share of the balance-sheet total falls from 21.3% to 13.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
-11.2%▲
2024 · -24.5%
Debt ≤ 1 year
€661,962▲
2024 · €635,037
Debt > 1 year
€184,164▼
2024 · €232,703
Income taxes
€535▼
2024 · €671
Staff costs
€387,128▼
2024 · €507,778
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €110,034 | €290,313 | €471,615 | €507,778 | €387,128 | ▼ 23.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,220 | €27,046 | €68,351 | €84,415 | €38,313 | ▼ 54.6% |
| Other operating charges640/8 | €1,762 | €1,505 | €3,210 | €1,834 | €1,936 | ▲ 5.6% |
| Non-recurring operating charges66A | - | - | - | - | €49,224 | - |
| Gross operating margin9900 | -€522,947 | -€441,200 | -€583,783 | -€226,577 | -€166,022 | ▲ 26.7% |
| Operating profit (loss)9901 | -€647,963 | -€760,063 | -€1.1m | -€820,604 | -€642,623 | ▲ 21.7% |
| Financial income75/76B | €10,712 | €24,819 | €33,001 | €48,506 | €42,007 | ▼ 13.4% |
| Recurring financial income75 | €10,712 | €24,819 | €33,001 | €48,506 | €42,007 | ▼ 13.4% |
| Financial charges65/66B | €25,821 | €401,967 | €11,030 | €12,818 | €9,856 | ▼ 23.1% |
| Recurring financial charges65 | €25,821 | €1,044 | €11,030 | €12,818 | €9,856 | ▼ 23.1% |
| Non-recurring financial charges66B | - | €400,923 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€663,072 | -€1.1m | -€1.1m | -€784,916 | -€610,471 | ▲ 22.2% |
| Income taxes67/77 | €16 | €149 | €432 | €671 | €535 | ▼ 20.2% |
| Profit (loss) for the period9904 | -€663,088 | -€1.1m | -€1.1m | -€785,587 | -€611,007 | ▲ 22.2% |
| Profit (loss) for the period to be appropriated9905 | -€663,088 | -€1.1m | -€1.1m | -€785,587 | -€611,007 | ▲ 22.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.4m | €3.3m | €4.4m | €4.1m | €6.3m | ▲ 54.6% |
| Fixed assets21/28 | €2.1m | €1.9m | €2.0m | €2.0m | €4.2m | ▲ 103% |
| Intangible fixed assets21 | €118,630 | €158,044 | €166,817 | €144,639 | €118,101 | ▼ 18.3% |
| Tangible fixed assets22/27 | €1,442 | €200,510 | €257,973 | €279,931 | €55,484 | ▼ 80.2% |
| Furniture and vehicles24 | €1,442 | €76,348 | €146,423 | €180,995 | €12,056 | ▼ 93.3% |
| Other tangible fixed assets26 | - | €124,162 | €111,550 | €98,937 | €43,429 | ▼ 56.1% |
| Financial fixed assets28 | €2.0m | €1.6m | €1.6m | €1.6m | €4.0m | ▲ 146% |
| Current assets29/58 | €2.3m | €1.4m | €2.3m | €2.0m | €2.1m | ▲ 5.6% |
| Amounts receivable after more than one year29 | €70,000 | €503,750 | €746,110 | €746,110 | €0 | ▼ 100% |
| Other amounts receivable291 | €70,000 | €503,750 | €746,110 | €746,110 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €347,350 | €362,826 | €482,740 | €586,320 | €464,774 | ▼ 20.7% |
| Trade receivables40 | €2,222 | €500 | €47,902 | €54,120 | €88,311 | ▲ 63.2% |
| Other amounts receivable41 | €345,128 | €362,326 | €434,838 | €532,201 | €376,463 | ▼ 29.3% |
| Current investments50/53 | - | - | €125,000 | €625,000 | €1.7m | ▲ 167% |
| Cash at bank and in hand54/58 | €1.8m | €499,928 | €963,192 | €54,637 | €6,687 | ▼ 87.8% |
| Deferred charges and accrued income490/1 | €12,658 | €30,001 | €12,053 | €16,980 | €4,784 | ▼ 71.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.4m | €3.3m | €4.4m | €4.1m | €6.3m | ▲ 54.6% |
| Equity10/15 | €3.7m | €2.6m | €3.6m | €3.2m | €5.4m | ▲ 70.1% |
| Contributions10/11 | €5.3m | €5.3m | €7.2m | €7.6m | €10.5m | ▲ 37.4% |
| Capital10 | €2.0m | €2.0m | €2.0m | €2.4m | €3.0m | ▲ 25.5% |
| Issued capital100 | €2.0m | €2.0m | €2.4m | €2.4m | €3.0m | ▲ 25.5% |
| Uncalled capital101 | - | - | €424,533 | €0 | - | - |
| Outside capital11 | €3.3m | €3.3m | €5.2m | €5.2m | €7.5m | ▲ 42.8% |
| Share premium1100/10 | €3.3m | €3.3m | €5.2m | €5.2m | €7.5m | ▲ 42.8% |
| Reserves13 | - | - | €125,000 | €125,000 | €125,000 | = |
| Non-distributable reserves130/1 | - | - | €125,000 | €125,000 | €125,000 | = |
| Own shares acquired1312 | - | - | €125,000 | €125,000 | €125,000 | = |
| Profit (loss) carried forward14 | -€1.5m | -€2.7m | -€3.8m | -€4.6m | -€5.2m | ▼ 13.4% |
| Amounts payable17/49 | €628,244 | €743,053 | €808,158 | €868,944 | €847,268 | ▼ 2.5% |
| Amounts payable after more than one year17 | - | €188,739 | €221,363 | €232,703 | €184,164 | ▼ 20.9% |
| Financial debts170/4 | - | €188,739 | €221,363 | €232,703 | €184,164 | ▼ 20.9% |
| Amounts payable within one year42/48 | €628,244 | €554,313 | €585,453 | €635,037 | €661,962 | ▲ 4.2% |
| Current portion of amounts payable after more than one year42 | - | €17,261 | €32,287 | €46,660 | €48,538 | ▲ 4.0% |
| Trade debts44 | €82,223 | €62,624 | €78,131 | €64,988 | €134,132 | ▲ 106% |
| Suppliers440/4 | €82,223 | €62,624 | €78,131 | €64,988 | €134,132 | ▲ 106% |
| Taxes, remuneration and social security45 | €11,426 | €59,629 | €53,327 | €53,097 | €5,165 | ▼ 90.3% |
| Taxes450/3 | €16 | €12,274 | €490 | €1,067 | €5,165 | ▲ 384% |
| Remuneration and social security454/9 | €11,410 | €47,356 | €52,836 | €52,030 | €0 | ▼ 100% |
| Other amounts payable47/48 | €534,595 | €414,799 | €421,708 | €470,291 | €474,127 | ▲ 0.8% |
| Accrued charges and deferred income492/3 | - | - | €1,342 | €1,205 | €1,142 | ▼ 5.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€663,088 | -€1.1m | -€1.1m | -€785,587 | -€611,007 | ▲ 22.2% |
| + Depreciation and write-downs630 | €13,220 | €27,046 | €68,351 | €84,415 | €38,313 | ▼ 54.6% |
| Operating cash flow (approximation) | -€649,868 | -€1.1m | -€1.0m | -€701,171 | -€572,694 | ▲ 18.3% |
| Investment in fixed assets (approximation) | - | €137,745 | -€170,851 | -€84,195 | -€2.1m | ▼ 2,451% |
| Change in cash | - | -€1.3m | €463,264 | -€908,555 | -€47,950 | ▲ 94.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
State Gazette act
Appointment: Dr. Kathy Hondeghem BV (director)Permanent representative: Kathy Hondeghem · Power of attorney12 facts ▸
State Gazette act
Appointment: Dr. Kathy Hondeghem BV (director)
Permanent representative: Kathy Hondeghem · Power of attorney12 facts ▸
- General meeting, 02-04-2026
- Director appointment, Dr. Kathy Hondeghem BV (director)
- Permanent representative, Kathy Hondeghem (permanent representative)
- Power of attorney, PKF Bofidi Accountants & Adviseurs BV
- Power of attorney, Lindsey Schamp
- Power of attorney, Lisa Kennis
- Power of attorney, Sylvia Vanbeveren
- Power of attorney, Eva Thielemans
- Power of attorney, Ellen Carlier
- Power of attorney, Suzana Fernandes
- Power of attorney, Kim Forment
- Power of attorney, Tine Talpe
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €5mEq €5.4m ▲70.1%
Equity rises from €3.2m to €5.4m.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet -€1.1m
Net result drops to -€1.1m, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €2mEq €3.7m ▲226%
Equity rises from €1.1m to €3.7m.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €1mEq €1.1m ▲137%
Equity rises from €483,266 to €1.1m.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 71 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 14 acts read
About the unread acts
Of the 14 Belgian State Gazette acts we know for this company, 1 has been read. The other 13 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Board 1
Dr. Hondeghem Kathy
CurrentDirector · since 02-04-2026 · Private limited company · perm. rep.: Kathy Hondeghem
Permanent representatives 1
Kathy Hondeghem
CurrentPermanent representative · since 02-04-2026 · for Dr. Hondeghem Kathy
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
13 of this company's 14 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2022
Ground area
2,763 m²
Building footprint
572 m²
Volume, LiDAR
3,760 m³
Parcel 11472C0241/00G000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
New Vision
since 20222.338.758.981
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472C0241/00G000 | Flanders | 2,762 m² | 1 · 572 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| Dr. Hondeghem Kathy |
|
Structure & network
Owners and holdings
3 owners · 4 holdingsOwners 3
-
44.39%
-
43.83%
-
4.48%
Holdings 4
-
100%
-
100%
-
49%
-
49%
According to the 2025 annual accounts of NEW VISION and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 current directorThe group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 9,078 EUR awarded · 9,078 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 386 EUR | 420 EUR |
| 2024 | 2 | 6,216 EUR | 7,549 EUR |
| 2023 | 2 | 2,221 EUR | 854 EUR |
| 2022 | 1 | 255 EUR | 255 EUR |
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 7,868 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded04-04-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0673842469
Also
9925:BE0673842469
Registered
28-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.