SUSTAINIA
ActiveSummary
SUSTAINIA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-3k) and a net result of €737. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+2
Solvency23▲+1
Growth37▼-4
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.33 against 1.62 in 2024; short-term debt: 42.3% and cash: 92.8% of total assets), but equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2.4%
Return on assets
0.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 3187 sector peers (2025).
NBB · sector comparisonPosition among 3187 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
9 d early
2023
38 d early
2022
92 d late
2021
73 d late
2020
159 d late
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€143k▼ 14.3%
2024 · €167k
2018: €107k
2019: €89k
2020: €106k
2021: €98k
2022: €169k
2023: €187k
2024: €167k
2018 → 2025
EBIT margin
0.7%▲ 3.3pp
2024 · -2.5%
2018: 3.8%
2019: 0.3%
2020: 3.8%
2021: -1.2%
2022: 3.9%
2023: 0.0%
2024: -2.5%
2018 → 2025
Net result
€737
2024 · €-5k
2018: €2k
2019: €402
2020: €798
2021: €-4k
2022: €2k
2023: €-2k
2024: €-5k
2018 → 2025
Working capital
€79k▲ 84.9%
2024 · €43k
2018: €3k
2019: €-2k
2020: €15k
2021: €11k
2022: €20k
2023: €28k
2024: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€98k-€169k▲ 72.6%€187k▲ 10.8%€167k▼ 11.0%€143k▼ 14.3%
Equity€1k-€3k▲ 123%€1k▼ 60.6%€-4k€-3k▲ 15.5%
Operating result€-1k-€7k€41▼ 99.4%€-4k€1k
Net result€-4k-€2k€-2k€-5k▼ 191%€737
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141k
Fixed assets
€2k ▼ 59.3%
Current assets
€139k ▲ 24.4%
Key figures and ratios
EBITDA
€5k▼
2024 · €9k
Cash flow
€5k▼
2024 · €8k
Solvency
-2.4%▲
2024 · -3.4%
Current ratio
2.33▲
2024 · 1.62
Debt to equity
-23.26▼
2024 · -21.96
ROA
0.5%▲
2024 · -4.4%
Interest coverage
25.93▲
2024 · 18.11
Debt
€78k▼
2024 · €87k
Debt ≤ 1 year
€60k▼
2024 · €69k
Debt > 1 year
€4k=
2024 · €4k
Income taxes
€74▼
2024 · €407
Staff costs
€288▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€117k€141k▲
Fixed assets21/28€5k€2k▼
Intangible fixed assets21€240-
Tangible fixed assets22/27€5k€2k▼
Furniture and vehicles24€5k€2k▼
Current assets29/58€112k€139k▲
Amounts receivable within one year40/41€2k€8k▲
Trade receivables40€2k€8k▲
Other amounts receivable41€57€3▼
Cash at bank and in hand54/58€110k€131k▲
Equity and liabilities
Total equity and liabilities10/49€117k€141k▲
Equity10/15€-4k€-3k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Profit (loss) carried forward14€-10k€-10k▲
Provisions and deferred taxes16€33k€66k▲
Provisions for liabilities and charges160/5€33k€66k▲
Other liabilities and charges164/5€33k€66k▲
Amounts payable17/49€87k€78k▼
Amounts payable after more than one year17€4k€4k=
Financial debts170/4€4k€4k=
Amounts payable within one year42/48€69k€60k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44€53k€46k▼
Suppliers440/4€53k€46k▼
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€1k€3k▲
Other amounts payable47/48€9k€8k▼
Accrued charges and deferred income492/3€15k€15k=
Income statement
Code20242025
Turnover70€167k€143k▼
Non-recurring operating income76A-€8k
Goods, raw materials, services and sundry goods60/61€127k€117k▼
Remuneration, social security and pensions62€20k€288▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€4k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€10k€28k▲
Other operating charges640/8€1k€264▼
Gross operating margin9900€40k€34k▼
Operating profit (loss)9901€-4k€1k▲
Financial income75/76B€1€1▼
Recurring financial income75€1€1▼
Financial charges65/66B€481€207▼
Recurring financial charges65€481€207▼
Profit (loss) for the period before taxes9903€-5k€812▲
Income taxes67/77€407€74▼
Profit (loss) for the period9904€-5k€737▲
Profit (loss) for the period to be appropriated9905€-5k€737▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-10k▲
Profit (loss) brought forward from the previous period14P€-5k€-10k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €737
Net result €737 after 2 loss-making years.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 92 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 73 days late
06-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 159 days late
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 345 days late
2017
06-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Fond Cattelain 21435 Mont-Saint-Guibert1 establishment unit
SUSTAINIA
since 20072.232.573.081
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 5,381 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-06-2007
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filings
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jluc.rochet@sustainia.be