F B MANAGEMENT
ActiveF B MANAGEMENT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €63k and a net result of €3k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 42% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability41▼-29
Solvency74▲+13
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.31 in 2023; short-term debt: 51.1% and cash: 1.3% of total assets), but 51.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.9%
Return on assets
2.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
118 d late
2022
112 d late
2021
30 d late
2020
30 d late
2019
52 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€63k▲ 5.4%
2023 · €60k
2018: €34k
2019: €21k
2020: €25k
2021: €26k
2022: €58k
2023: €60k
2018 → 2024
Total assets
€128k▼ 22.4%
2023 · €165k
2018: €155k
2019: €117k
2020: €90k
2021: €96k
2022: €146k
2023: €165k
2018 → 2024
Net result
€3k▲ 98.8%
2023 · €2k
2018: €21k
2019: €23k
2020: €4k
2021: €970
2022: €32k
2023: €2k
2018 → 2024
Working capital
€39k▲ 18.6%
2023 · €33k
2018: €30k
2019: €16k
2020: €19k
2021: €9k
2022: €43k
2023: €33k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€25k-€26k▲ 3.9%€58k▲ 123%€60k▲ 2.8%€63k▲ 5.4%
Operating result€7k-€9k▲ 34.7%€51k▲ 462%€8k▼ 84.2%€15k▲ 93.2%
Net result€4k-€970▼ 75.7%€32k▲ 3,196%€2k▼ 95.0%€3k▲ 98.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 93% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €128k
Fixed assets
€24k▼ 11.0%
Current assets
€105k▼ 24.6%
Equity and liabilities €128k
Equity
€63k▲ 5.4%
Debt
€66k▼ 38.0%
The debt ratio falls from 64.0% to 51.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▲
2023 · €11k
Cash flow
€7k▲
2023 · €5k
Solvency
48.9%▲
2023 · 36.0%
Current ratio
1.60▲
2023 · 1.31
Quick ratio
1.60▲
2023 · 1.31
Debt / equity
1.05▼
2023 · 1.78
ROE
5.1%▲
2023 · 2.7%
ROA
2.5%▲
2023 · 1.0%
Interest coverage
2.25▼
2023 · 10.08
Debt
€66k▼
2023 · €106k
Debt ≤ 1 year
€66k▼
2023 · €106k
Income taxes
€4k▼
2023 · €8k
Staff costs
€13k▼
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€165k€128k▼
Fixed assets21/28€27k€24k▼
Tangible fixed assets22/27€26k€23k▼
Furniture and vehicles24€3k€3k▼
Other tangible fixed assets26€23k€20k▼
Financial fixed assets28€180€180=
Current assets29/58€139k€105k▼
Amounts receivable within one year40/41€107k€84k▼
Trade receivables40€37k€31k▼
Other amounts receivable41€69k€54k▼
Cash at bank and in hand54/58€13k€2k▼
Deferred charges and accrued income490/1€20k€19k▼
Equity and liabilities
Total equity and liabilities10/49€165k€128k▼
Equity10/15€60k€63k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€52k€55k▲
Amounts payable17/49€106k€66k▼
Amounts payable within one year42/48€106k€66k▼
Trade debts44€26k€10k▼
Suppliers440/4€26k€10k▼
Taxes, remuneration and social security45€50k€33k▼
Taxes450/3€48k€30k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€30k€22k▼
Income statement
Code20232024
Remuneration, social security and pensions62€15k€13k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€6k€2k▼
Gross operating margin9900€32k€34k▲
Operating profit (loss)9901€8k€15k▲
Financial income75/76B€2k€233▼
Recurring financial income75€2k€233▼
Financial charges65/66B€1k€9k▲
Recurring financial charges65€1k€9k▲
Profit (loss) for the period before taxes9903€9k€7k▼
Income taxes67/77€8k€4k▼
Profit (loss) for the period9904€2k€3k▲
Profit (loss) for the period to be appropriated9905€2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€55k▲
Profit (loss) brought forward from the previous period14P€50k€52k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
26-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 118 days late
2023
20-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 112 days late
2022
31-12
Financial
Highest result since 2018net €32k ▲3196%
Operating result €51k, net result €32k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €970 ▼75.7%
Net result drops to €970, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-09-2023
Pascal De Mol: Resigned as Director
05-05-2022
Daniel HUIN: Resigned as Director
01-01-2014
Pascal De Mol: Resigned as Manager
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Chapelle aux Sabots 151490 Court-Saint-EtienneGround area
2,901 m²
Building footprint
356 m²
Volume, LiDAR
1,532 m³
2 parcels, Wallonia · tallest building 22.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
F B MANAGEMENT
since 20062.161.113.577
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023H0249/00R003 | Wallonia | 2,818 m² | 1 · 288 m² | 22.7 m · 2 fl. |
| 92053D0219/00B002 | Wallonia | 83 m² | 1 · 68 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JVS COORDINATION
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BE 0781.824.750
Wavre · Eq €63k
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EGOMATIC
BE 0837.724.464
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ALL EVENTS WIM HUBRECHTSEN
BE 0877.466.651
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,190 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-12-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
43120Site preparation
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
43992Specialised construction activities
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.