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F B MANAGEMENT

Active Private limited company (pre-2019)founded 2006active for 19 yearsRue Chapelle aux Sabots 15, 1490 Court-Saint-EtienneKBO/BCE: BE 0885.654.540

Lifetime

18 annual accounts with figures on one time axis
peak €72,849 (2022)
€34,289▲ 7.1%
lowest -€7,556 (2015)
€3,202▲ 98.8%
peak €62,764 (2024)
€62,764▲ 5.4%
€65,590▼ 38.0%
peak 0.5 FTE (2019)
-not published
Board3 names since 2021
1 directorRobin Michaux
Documentsfilings and deeds
30-09-202561 days late
2024micro format
Result from €1,611 to €3,202Resignation: Pascal De Mol (director) 06-06Debts from €105,865 to €65,590Cash from €12,725 to €1,644

Key points

from the 2024 annual accounts

Equity

€62,764 ▲ 5.4%

F B MANAGEMENT has made a profit without a break since 2016.

Filings

18 annual accounts 100 days past the deadline
AprilJune31 JulyOctober201020152020

2025 accounts not filed: deadline was 31-07-2026.

Board

1 joined · 1 left

Board changed. Latest change 31-01-2026 · 1 in office.

Checked score

54
Fair
Financially stronger than 32% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%

A confirmed filing finding caps the score at 59.

Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,568 companies (NACE 70, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.5%▼ -0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.2 percentage points vs 07-2025 09-2025: 0.9%▲ +0.1 percentage points vs 08-2025 10-2025: 1.1%▲ +0.2 percentage points vs 09-2025highest value 11-2025: 0.5%▼ -0.6 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026lowest value 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.2 percentage points vs 07-2026 09-2026: 0.8%▲ +0.1 percentage points vs 08-2026 10-2026: 1.0%▲ +0.2 percentage points vs 09-2026 11-2026: 1.0%● unchanged vs 10-2026

Financial strength
Weak

74+13equity 48.9% of total assets
26=short-term debt 51.1% · cash 1.3%
41-29return on assets 2.5%

Score breakdown

raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 02-10-2025)
Liquidity: current ratio 1.60, cash €1,644, halved
1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 3 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 45% of them on solvency, 11% on liquidity, 20% on profitability and 51% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2024.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 10,904 companies had the same profile as F B MANAGEMENT has now. Each dot stands for 28 companies, two years later.

95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

The bankruptcy probability of F B MANAGEMENT itself is higher: 1.0% within 12 months. It rests on far more data about F B MANAGEMENT than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 10,904 companies, not a prediction for F B MANAGEMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity is ample, with a current ratio of 1.6 (1.31 in 2023), above the usual 1.5. Short-term debt is 51.1% and cash 1.3% of total assets. However, 51.1% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 02-10-2025)
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Liquidity: current ratio 1.60, cash €1,644, halved
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 100 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline08-11-2026 today
raises risk · 2024 accounts filed 61 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
61 days late
2023
118 days late
2022
112 days late
2021
30 days late
2020
30 days late
2019
52 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 67 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DH
Director
Board & ownership

Recent changes

Resignation: Robin Michaux (director) Appointment: Daniel Huin (director) · General meeting of 31-01-2026 · Gazette deed
Resignation: Pascal De Mol (director) Appointment: Robin Michaux (director) · General meeting of 27-09-2023 · Gazette deed
Resignation: Daniel HUIN (director) Director discharge: Daniel HUIN · General meeting of 08-04-2022 · Gazette deed
Registered office moved from Gembloux to Court-Saint-Etienne New registered office: rue Chapelle aux Sabots 15 à 1490 Court-Saint-Etienne · Previous registered office: rue Chapelle Dieu 57, 5030 Gembloux · Appointment: Pascal De Mol (director) · General meeting of 09-02-2022 · Gazette deed
All 30 events

Comparable companies

same main activity, similar in size and age
Company
F B MANAGEMENT Court-Saint-Etienne €128,354 €34,289 48.9% -
SUSTAINIA Mont-Saint-Guibert €140,951 €33,917 -2.4% -
NMS POSTPRODUCTION SERVICES Watermael-Boitsfort €124,187 €33,334 61.1% -
Natun Bierbeek €131,505 €32,113 78.2% -
CALIBRE EXPERTISE Woluwe-Saint-Pierre €138,067 €35,136 83.0% -
S.T.O.P. Ghent €134,285 €36,911 86.0% -
ACTYS Esneux €128,032 €37,920 94.6% 0

These companies have the same main activity as F B MANAGEMENT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €124,000 and €141,000, founded between 2006 and 2007.

Official details

Source: KBO
Status
Active since 14-12-2006Normal situation
Activity
Business and other management consultancyNACE 70200and 5 others
Establishment unit
2.161.113.5775030 Gembloux, since 14-12-2006
Financial year end
31 December
Peppol
Reachable since 20-11-2020
Company details

Annual accounts 2024

≈ €100,000estimated
€128,354▼ 22.4%
Employeeson 31-12-2024
1=
Filing
Filed on 30-09-2025
Financials

Insights on F B MANAGEMENT

F B MANAGEMENT files the micro format. That format states no turnover. The gross margin rose from -€1,146 in 2007 to €34,289 in 2024.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about F B MANAGEMENT

What is the company number of F B MANAGEMENT?
The company number of F B MANAGEMENT is 0885.654.540. The VAT number is the same number with BE in front: BE 0885.654.540.
Where is F B MANAGEMENT based?
The registered office is at Rue Chapelle aux Sabots 15, 1490 Court-Saint-Etienne.Company details
What does F B MANAGEMENT do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of F B MANAGEMENT?
F B MANAGEMENT is a private limited company (pre-2019) (BVBA).
When was F B MANAGEMENT founded?
F B MANAGEMENT was founded on 14-12-2006.
Is F B MANAGEMENT still active?
Yes, F B MANAGEMENT is an active enterprise in the KBO register.
How many employees does F B MANAGEMENT have?
F B MANAGEMENT had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of F B MANAGEMENT?
The turnover in financial year 2024 is ≈ €100,000. This figure is estimated from the gross margin of €34,289 and 144 comparable companies (NACE 70200). It probably lies between €60,000 and €140,000.
Is F B MANAGEMENT profitable?
In financial year 2024, F B MANAGEMENT made a profit of €3,202.
Where can I find the annual accounts of F B MANAGEMENT?
F B MANAGEMENT filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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