SUSKEWIET
ActiveSUSKEWIET has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €7k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 89% of 13270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-2
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.96 against 3.8 in 2024; short-term debt: 21.4% and cash: 21% of total assets), and 21.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.6%
Return on assets
10.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
57 d early
2023
58 d early
2022
62 d early
2021
59 d early
2020
58 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▼ 6.2%
2024 · €54k
2018: €58k
2019: €63k
2020: €77k
2021: €81k
2022: €70k
2023: €55k
2024: €54k
2018 → 2025
Total assets
€65k▼ 0.8%
2024 · €65k
2018: €78k
2019: €87k
2020: €84k
2021: €84k
2022: €80k
2023: €66k
2024: €65k
2018 → 2025
Net result
€7k▼ 14.4%
2024 · €8k
2018: €8k
2019: €5k
2020: €14k
2021: €4k
2022: €5k
2023: €4k
2024: €8k
2018 → 2025
Working capital
€27k▼ 11.5%
2024 · €31k
2018: €47k
2019: €49k
2020: €59k
2021: €60k
2022: €39k
2023: €25k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€70k▼ 13.6%€55k▼ 21.2%€54k▼ 1.3%€51k▼ 6.2%
Operating result€2k-€4k▲ 82.0%€1k▼ 68.5%€9k▲ 552%€8k▼ 6.2%
Net result€4k-€5k▲ 33.2%€4k▼ 14.0%€8k▲ 91.2%€7k▼ 14.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€23k▲ 1.8%
Current assets
€41k▼ 1.6%
Equity and liabilities €65k
Equity
€51k▼ 6.2%
Debt
€14k▲ 26.0%
The debt ratio rises from 16.8% to 21.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€22k▲
2024 · €22k
Cash flow
€21k▲
2024 · €21k
Solvency
78.6%▼
2024 · 83.2%
Current ratio
2.96▼
2024 · 3.80
Quick ratio
2.75▼
2024 · 3.31
Debt / equity
0.27▲
2024 · 0.20
ROE
13.0%▼
2024 · 14.2%
ROA
10.2%▼
2024 · 11.8%
Interest coverage
207.47▼
2024 · 344.25
Debt
€14k▲
2024 · €11k
Debt ≤ 1 year
€14k▲
2024 · €11k
Income taxes
€3k▼
2024 · €3k
Staff costs
€14k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€65k€65k▼
Formation expenses20€874€656▼
Fixed assets21/28€23k€23k▲
Tangible fixed assets22/27€23k€23k▲
Plant, machinery and equipment23€22k€23k▲
Furniture and vehicles24€769-
Current assets29/58€42k€41k▼
Stocks and contracts in progress3€5k€3k▼
Stocks30/36€5k€3k▼
Amounts receivable within one year40/41€30k€23k▼
Other amounts receivable41€30k€23k▼
Cash at bank and in hand54/58€5k€14k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€65k€65k▼
Equity10/15€54k€51k▼
Contributions10/11€19k€19k=
Reserves13€24k€20k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€22k€18k▼
Profit (loss) carried forward14€12k€12k=
Amounts payable17/49€11k€14k▲
Amounts payable within one year42/48€11k€14k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62€10k€14k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€33k€38k▲
Operating profit (loss)9901€9k€8k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€63€108▲
Recurring financial charges65€63€108▲
Profit (loss) for the period before taxes9903€11k€10k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€8k€7k▼
Profit (loss) for the period to be appropriated9905€8k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€19k▼
Profit (loss) brought forward from the previous period14P€12k€12k=
Transfer from equity791/2€8k€10k▲
Transfer to equity691/2€8k€7k▼
To other reserves6921€8k€7k▼
Profit to be distributed694/7€8k€10k▲
Directors or managers695€8k€10k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €4k ▼74.9%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €14k ▲166%
Operating result €14k, net result €14k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 10.16
Current ratio from 3.39 to 10.16; short-term debt falls from €21k to €6k.
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grimmingeplein(Gri) 69506 GeraardsbergenGround area
487 m²
Building footprint
152 m²
Volume, LiDAR
1,067 m³
Parcel 41022A0245/00G000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SUSKEWIET BVBA
since 20102.196.604.590
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41022A0245/00G000 | Flanders | 487 m² | 1 · 152 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteGeraardsbergen2.196.604.590
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,824 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2010
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
43120Site preparation
43130Specialised construction activities
43350Other building finishing work
56210Event catering
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.