KAFÉ LOCAL

Active

Private limited companyfounded 2010active for 16 yearsSterrestraat 8, 8680 Koekelare, BelgiumKBO/BCE: BE 0822.994.817

Summary

KAFÉ LOCAL has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,892 and a net result of €18,321. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 80% of 16,883 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

KAFÉ LOCALActiveChecked score 94/100

Risk analysis Report Compare

Activity

Cafés and bars

NACE 56301Full-service restaurants NACE 56111

1 site

Size

≈ €150,000turnover 2025, estimated

Staff: 0.3 FTE
Equity: €43,892
Profit: €18,321

Turnover estimated from the gross margin

Financial health

94 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

2025 accounts 2 days early2 of 3 deeds summarised

Why 94raises riskSector: Food and beverage service activities (NACE 56)Size: total assets €68,048lowers riskLiquidity: current ratio 4.50, cash €29,102Founded in 2010Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 88% of its sector peers (NACE 56, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 90+15

equity 64.5% of total assets

Liquidity 93+30

short-term debt 20.8% · cash 42.8%

Profitability 100+17

return on assets 26.9%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,767 companies, NACE 56, micro)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.5%▲ +0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.2%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity ample (current ratio 4.5, compared with 7.19 in 2024, above the usual 1.5; short-term debt: 20.8% and cash: 42.8% of total assets), and 35.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 80% on solvency, 94% on liquidity, 93% on profitability and 86% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Food and beverage service activities (NACE 56)

KBO

Liquidity: current ratio 4.50, cash €29,102

NBB · annual accounts

Size: total assets €68,048

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2010

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

2 days early

2024

118 days early

2023

118 days early

2022

88 days early

2021

19 days late

2020

65 days early

2019

38 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 59 days before the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 May (4 of the last 5 filed years within 86 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Highest result from 2018 to 2025net €18,321 ▲217%
04-04-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View
Total assets 20256 financial years filed €68,048 View
Active since 2010founded 08-02-2010 16 years View

By topic

Financials

Financial year: 2025
Total assets: €68,048
Profit: €18,321
Solvency: 64.5%

Total assets▲ 32.3%

Net result

20182025

Go to Financials

Timeline

Events: 23
Since: 2011
Next accounts: by 31-07-2027

04-04-2024Annual accounts filed
31-12-2023Back to profit
14-12-2023Amendment of the articles · Legal-form change

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Cafés and barsNACE 56301
Founded: 08-02-2010
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 31

Who signs: Each director alone
Annual meeting: First Monday of March at 10:00
Purpose: “Uitbating van horeca-zaken, traiteur zaken en restaurants; Ter beschikking stellen van…” (deed in Dutch)

Go to Articles of association

Key facts about KAFÉ LOCAL

What is the company number of KAFÉ LOCAL?: 0822.994.817. In Belgium the VAT number is the company number with BE in front: BE 0822.994.817.
Where is KAFÉ LOCAL based?: The registered office is at Sterrestraat 8, 8680 Koekelare.Company details
What does KAFÉ LOCAL do?: According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of KAFÉ LOCAL?: Private limited company (BV).
When was KAFÉ LOCAL founded?: On 08-02-2010.
Is KAFÉ LOCAL still active?: Yes, KAFÉ LOCAL is an active enterprise in the KBO register.
How many employees does KAFÉ LOCAL have?: On average 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of KAFÉ LOCAL?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is KAFÉ LOCAL profitable?: In financial year 2025, KAFÉ LOCAL made a profit of €18,321.
Where can I find the annual accounts of KAFÉ LOCAL?: KAFÉ LOCAL filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KAFÉ LOCAL due?: By 31-07-2027, for financial year 2026.Timeline