Equity
€11.1m ▲ 0.1%
Sus Campiniae has made a profit without a break since 2017.
Sus Campiniae
Lifetime
10 annual accounts with figures on one time axispeak €23.0m (2025)
€23.0m▲ 4.5%
lowest -€506,901 (2016)
€14,951▲ 125%
peak €11.1m (2025)
€11.1m▲ 0.1%
€14.6m▼ 22.0%
peak 43.3 FTE (2025)
43.3 FTE▲ 4.6%
Board11 names since 2019
5 directorsCornelis Dany and 4 others
Owners4 names in the annual accounts
100%BENS and 1 other
Documentsfilings and deeds
09-07-202622 days before the deadline
2025financial year
Result from €6,635 to €14,9514 directors reappointed, 1 statutory auditor reappointed 17-09Debts from €18.8m to €14.6mCash from €541,316 to €1.9m
Key points
from the 2025 annual accountsGrowth
5 years
5 years of growth in a row. Turnover 2025: €23.0m.
Investments
€47,661 0.0 × depreciation
Green is investment, beige is depreciation.
Staff
47 employees on 31-12-2025
In 2025, 31 people joined and 26 left. On top of that, 8.8 agency workers worked there on average.
Payment terms
51 days to suppliers
Sus Campiniae pays its suppliers 13 days earlier than in 2024. Customers pay 46 days earlier.
Filings
10 annual accounts 5 late
The 2019 accounts came latest: 116 days after the end of the period.
Checked score
86
Excellent
Financially stronger than 50% of small companies in food products (NACE 10)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 632 companies (NACE 10, small).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.7%▲ +0.1 percentage points vs 05-2025
07-2025: 0.8%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.6%▼ -0.2 percentage points vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.5%▼ -0.1 percentage points vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.4%▼ -0.1 percentage points vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.5%▲ +0.1 percentage points vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.3%▼ -0.2 percentage points vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Manufacture of food products (NACE 10)
Profit of €14,951 (financial year 2025)
lowers risk
Founded in 2015
Figures for financial year 2025 (filed on 09-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, small). It does better than 58% of them on solvency, 54% on liquidity, 42% on profitability and 46% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,049 companies had the same profile as Sus Campiniae has now. Each dot stands for 16 companies, two years later.
95.9%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
That fits the bankruptcy probability of Sus Campiniae itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for Sus Campiniae. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €950,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.44 (0.46 in 2024), below 1. Short-term debt is 32.4% and cash 7.4% of total assets. 57% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 days early
2024
2 days early
2023
12 days early
2022
13 days early
2021
25 days late
2020
57 days early
2019
116 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
4 directors reappointed, 1 statutory auditor reappointed
Patrick Vanden Avenne, Immola NV, Cornelis Dany, Maurits Vanden Avenne and VRC BEDRIJFSREVISOREN BV (statutory auditor) · Permanent representatives: Laeremans Marcel and Steven T' Jollyn · General meeting of 17-07-2025 · Gazette deed
Resignation: EY bedrijfsrevisoren BV (statutory auditor)
Permanent representative: Marcel LAEREMANS · General meeting of 18-12-2023 · Gazette deed
2 statutory auditors reappointed
V.R.C. Bedrijfsrevisoren (statutory auditor) and Ernst & Young Bedrijfsrevisoren (statutory auditor) · Permanent representative: Marcel LAEREMANS · General meeting of 15-07-2022 · Gazette deed
Appointment: VANDEN AVENNE Maurits Philippe Caroline Patrick (director)
Permanent representative: LAEREMANS Marcel Louis · BENS holds all the shares · Capital of €10,312,000, 8,520 shares · General meeting of 06-06-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Sus Campiniae Westerlo | €23.0m | 2.9% | 43.0% | 43.3 |
| Fresh & Saucy Foods Herentals | €22.6m | 4.2% | 29.4% | 37 |
| EXPORTSLACHTHUIS TIELT Tielt | €30.8m | 3.2% | 37.6% | 28.8 |
| Theo Coertjens International Brecht | €15.5m | 11.8% | 45.3% | 33.7 |
| SLICING PACKING FUN & MANY MORE La Roche-en-Ardenne | €37.3m | 1.8% | 15.8% | 71.8 |
| EXPORTSLACHTHUIS DE COSTER Wingene | €27.0m | 0.3% | 24.5% | 50.9 |
| SIVAFROST C.P.L. Dendermonde | €14.8m | -2.0% | 20.4% | 21.6 |
Grey: the largest companies of the sector (food products (NACE 10)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as Sus Campiniae: manufacture of food products (NACE 10111). They are comparable in size and age: total assets between €7.7m and €19m, founded between 1995 and 2010.
Official details
Source: KBO- Status
- Active since 17-07-2015Normal situation
- Activity
- Manufacture of food productsNACE 10111
- Joint committees
- 118Food industry
- 220White-collar workers in the food industry · annual accounts 2025
- Establishment unit
- 2.257.357.2742260 Westerlo, since 17-07-2015
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €25.7m▼ 13.8%
- Employeeson 31-12-2025
- 47▲ 11.9%
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Companies linked to Sus Campiniae
Parent and group
Insights on Sus Campiniae
Sus Campiniae has existed since 2015. Turnover grew from €15.7m in 2017 to €23.0m in 2025.
Turnover has grown every year since 2020. Solvency rose in 2025 from 37.0% to 43.0% because of the retained profit and lower debts.
BENS holds all the shares. In March 2023, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Sus Campiniae
- What is the company number of Sus Campiniae?
- The company number of Sus Campiniae is 0633.945.082. The VAT number is the same number with BE in front: BE 0633.945.082.
- Where is Sus Campiniae based?
- The registered office is at Nijverheidsstraat 24, 2260 Westerlo.Company details
- What does Sus Campiniae do?
- According to the KBO register, the main activity is manufacture of food products (NACE 10111).
- What is the legal form of Sus Campiniae?
- Sus Campiniae is a public limited company (NV).
- When was Sus Campiniae founded?
- Sus Campiniae was founded on 17-07-2015.
- Is Sus Campiniae still active?
- Yes, Sus Campiniae is an active enterprise in the KBO register.
- How many employees does Sus Campiniae have?
- Sus Campiniae had an average of 43.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Sus Campiniae fall under?
- In its 2025 annual accounts, Sus Campiniae states joint committees 118 (Food industry) and 220 (White-collar workers in the food industry).
- What is the turnover of Sus Campiniae?
- The turnover of Sus Campiniae was €23.0m in financial year 2025, according to the filed annual accounts.
- Is Sus Campiniae profitable?
- In financial year 2025, Sus Campiniae made a profit of €14,951.
- Where can I find the annual accounts of Sus Campiniae?
- Sus Campiniae filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Sus Campiniae due?
- Sus Campiniae must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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