SURVIVAL - TEAM - BELGIUM
ActiveSummary
SURVIVAL - TEAM - BELGIUM has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €385. Equity is shrinking by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 2304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▲+57
Solvency100▲+4
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 21.11 against 3.49 in 2024; short-term debt: 3.7% and cash: 1.3% of total assets), and 3.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.3%
Return on assets
4.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
on the day
2023
65 d late
2022
5 d early
2021
30 d late
2020
135 d late
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▲ 5.0%
2024 · €8k
2018: €11k
2019: €16k
2020: €19k
2021: €18k
2022: €16k
2023: €14k
2024: €8k
2018 → 2025
Total assets
€8k▼ 22.1%
2024 · €11k
2018: €12k
2019: €20k
2020: €19k
2021: €20k
2022: €18k
2023: €15k
2024: €11k
2018 → 2025
Net result
€385
2024 · €-6k
2018: €-265
2019: €5k
2020: €3k
2021: €-1k
2022: €-2k
2023: €-2k
2024: €-6k
2018 → 2025
Working capital
€6k▼ 17.8%
2024 · €8k
2018: €11k
2019: €16k
2021: €18k
2022: €16k
2023: €14k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€16k▼ 11.2%€14k▼ 11.3%€8k▼ 45.6%€8k▲ 5.0%
Operating result€-2k-€-3k▼ 39.2%€-2k▲ 19.3%€-7k▼ 185%€289
Net result€-1k-€-2k▼ 57.3%€-2k▲ 10.4%€-6k▼ 257%€385
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €289 after a loss of €7k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8k
Fixed assets
€2k
Current assets
€7k
Equity and liabilities €8k
Equity
€8k ▲ 5.0%
Debt
€317 ▼ 89.8%
Debt's share of the balance-sheet total falls from 28.6% to 3.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€489
Cash flow
€584
Current ratio
21.11▲
2024 · 3.49
Quick ratio
5.56▲
2024 · 3.04
Debt to equity
0.04▼
2024 · 0.40
ROE
4.7%▲
2024 · -83.7%
ROA
4.6%▲
2024 · -59.8%
Interest coverage
3.95
Debt ≤ 1 year
€317▼
2024 · €3k
Staff costs
€363
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€11k€8k▼
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Plant, machinery and equipment23-€2k
Current assets29/58€11k€7k▼
Stocks and contracts in progress3€1k€5k▲
Stocks30/36€1k€5k▲
Amounts receivable within one year40/41€9k€2k▼
Trade receivables40€559€259▼
Other amounts receivable41€8k€1k▼
Cash at bank and in hand54/58€76€108▲
Deferred charges and accrued income490/1€658-
Equity and liabilities
Total equity and liabilities10/49€11k€8k▼
Equity10/15€8k€8k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-13k€-12k▲
Amounts payable17/49€3k€317▼
Amounts payable within one year42/48€3k€317▼
Trade debts44€3k€216▼
Suppliers440/4€3k€216▼
Taxes, remuneration and social security45€101€101=
Taxes450/3€101€101=
Income statement
Code20242025
Remuneration, social security and pensions62-€363
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€200
Other operating charges640/8€118€120▲
Gross operating margin9900€-7k€972▲
Operating profit (loss)9901€-7k€289▲
Financial income75/76B€586€219▼
Recurring financial income75€586€219▼
Financial charges65/66B€39€124▲
Recurring financial charges65€39€124▲
Profit (loss) for the period before taxes9903€-6k€385▲
Profit (loss) for the period9904€-6k€385▲
Profit (loss) for the period to be appropriated9905€-6k€385▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-12k▲
Profit (loss) brought forward from the previous period14P€-6k€-13k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €385
Net result €385 after 4 loss-making years.
31-12
Financial
Liquidity times 6current ratio 21.11
Current ratio from 3.49 to 21.11; short-term debt falls from €3k to €317.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
13-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 135 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eglantierlaan 672630 AartselaarGround area
311 m²
Building footprint
52 m²
Volume, LiDAR
413 m³
Parcel 11372D0254/00A002, Flanders · tallest building 8.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SURVIVAL-TEAM-BELGIUM
since 19962.078.095.336
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11372D0254/00A002 | Flanders | 311 m² | 1 · 52 m² | 8.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Leitverband des Ostbelgischen Sports
BE 0747.946.214
Eupen · Eq €8,080
Stand Firm
BE 0757.768.552
Dilbeek · Eq €8,030
BRUSSELS TENNIS SCHOOL
BE 0743.624.368
Ukkel · Eq €8,267
STRAGIER MAXIME
BE 0726.873.359
Andenne · Eq €8,386
INTERNATIONAL SPORT INTERFACE
BE 0478.591.268
Lasne · Eq €7,876
Of 3,875 companies in sector 93199 we hold annual accounts for 605. 312 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-1996
Fiscal year end31-12
Abbreviation NL
STB
Activities, NACEBEL 2025
93199Other sports activities
47639Retail sale of other sporting goods
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.